{"id":42672,"date":"2023-04-04T14:18:03","date_gmt":"2023-04-04T21:18:03","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=42672"},"modified":"2023-09-22T06:47:31","modified_gmt":"2023-09-22T13:47:31","slug":"fort-collins-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/colorado\/fort-collins-car-insurance\/","title":{"rendered":"Fort Collins Car Insurance"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632a1e693e41c\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Everything You Need to Know About Auto Insurance in Colorado<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Located in Northern Colorado, Fort Collins is the fourth largest city in the state. It offers outstanding outdoor recreational opportunities and is home to more than 280 miles of trails (plus too many parks to count). Hikers will love Cache la Poudre Canyon and the nearby Rocky Mountain National Park with its rugged splendor, sprawling meadows, and mountainous scenery. Do you like beer? Well, close to 10% of the entire nation&#8217;s craft beer is produced in Fort Collins.<\/p>\n<p>All Fort Collins residents who drive must have <a href=\"https:\/\/www.freeway.com\/auto-insurance\/colorado\/\">auto insurance in Colorado<\/a>. Failure to do so will result in fines and a suspension of your driver&#8217;s license and registration until proof of insurance is provided. Keep reading to learn more about Fort Collins auto insurance, including the average rates paid by age\/zip code and how you can save on your policy with Freeway Insurance.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_642767a1163ba\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Fort Collins, CO?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>In Fort Collins, drivers pay an average monthly premium of $110 for full coverage. It&#8217;s a solid deal compared to larger cities like Denver ($140) and Colorado Springs ($140). For the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/state-requirements\/\"><span style=\"white-space: nowrap;\">state-required<\/span> minimum liability<\/a>, drivers pay an average of $46 per month, which is about the same as the national average of $47.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in Colorado Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_642330a36a2af\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">What Does Full vs Minimum Mean?<\/h3>\n<p><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">Full coverage<\/a> is liability plus comprehensive and collision. Let\u2019s break that down. Liability insurance consists of bodily injury\/death (BI) and property damage (PD). In most states, that\u2019s what your insurance will help you pay for if you cause an accident. But it won\u2019t pay anything for your damages and injuries.<\/p>\n<p><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">Comprehensive<\/a> helps pay for repairs to your vehicle after an incident such as hail, a tree falling on it, and theft. <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">Collision<\/a> helps you pay for repairs to your car (or to someone\u2019s fence) after an accident, no matter whose fault it is. Both of these protections help you pay for damage to your own vehicle.<\/p>\n<p>Minimum is what your state requires you to carry. This is the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\">cheapest insurance<\/a> in Fort Collins. Here it consists of $25,000 BI for one person, $50,000 BI for all persons in one accident and $15,000 PD. This may sound like a good deal, but if you total someone\u2019s brand new Ferrari, $15,000 isn\u2019t going to go far. The rest will come out of your pocket (or if are successfully sued, seizure of your assets).<\/p>\n<p>You can always increase the required minimum limits.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_632a1eec3e41e\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">Car Insurance Rate Comparison for Colorado Cities<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>For the average monthly premium paid by Colorado cities, check out our breakdown below.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Boulder<\/td>\n                                                                                            <td>$146<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Broomfield<\/td>\n                                                                                            <td>$152<\/td>\n                                                                                            <td>$51<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Colorado Springs<\/td>\n                                                                                            <td>$176<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Denver<\/td>\n                                                                                            <td>$189<\/td>\n                                                                                            <td>$63<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Westminster<\/td>\n                                                                                            <td>$161<\/td>\n                                                                                            <td>$54<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_632a1fb53e420\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Affordable Car Insurance Rates by Zip Code in Fort Collins, CO<\/h3>\n<p>In Fort Collins, one zip code may pay a significantly higher average monthly premium than a neighboring zip code due to the area&#8217;s theft rate, number of claims, demographic distribution, and other factors.<\/p>\n<p>For the average monthly premium paid by Fort Collins residents by age, see our breakdown below.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>80521<\/td>\n                                                                                            <td>$143<\/td>\n                                                                                            <td>$46<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>80524<\/td>\n                                                                                            <td>$146<\/td>\n                                                                                            <td>$46<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>80525<\/td>\n                                                                                            <td>$147<\/td>\n                                                                                            <td>$46<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>80526<\/td>\n                                                                                            <td>$146<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>80528<\/td>\n                                                                                            <td>$149<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_632a20b13e421\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Low-Cost Car Insurance Rates by Age in Fort Collins, CO<\/h3>\n<p>Rates vary by age, as younger drivers will pay much higher premiums than older drivers due to a spottier driving record and lack of driving history.<\/p>\n<p>For the average monthly premium paid by Fort Collins residents by age, see our breakdown below.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$553<\/td>\n                                                                                            <td>$192<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$168<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$145<\/td>\n                                                                                            <td>$46<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$149<\/td>\n                                                                                            <td>$46<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$139<\/td>\n                                                                                            <td>$44<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$141<\/td>\n                                                                                            <td>$46<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$159<\/td>\n                                                                                            <td>$57<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by Colorado. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632a21e53e423\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Fort Collins, CO<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Fort Collins?<\/h3>\n<p class=\"FirstParagraph\"><span lang=\"EN-US\">In 2019, there were eight fatal road traffic accidents in Fort Collins involving 11 vehicles and 17 people, including two pedestrians.<\/span><\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Fort Collins, CO?<\/h3>\n<p>The city of Fort Collins has an active Public Works department that works to maintain street, bridge and road infrastructure. Some of its responsibilities include installing and maintaining traffic lights, conducting road repairs, and making streets more <span style=\"white-space:nowrap;\">bicycle-friendly<\/span>.<\/p>\n<p>For more information on Fort Collin&#8217;s Public Works program, visit <a href=\"https:\/\/www.fcgov.com\/communityservices\/\" target=\"_blank\" rel=\"noopener\">City of Fort <span style=\"white-space:nowrap;\">Collins &#8211; Community<\/span> Services<\/a>.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632a226d3e424\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Fort Collins, Colorado<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\"><span lang=\"EN-US\">All Fort Collins, Colorado drivers are required to carry the following minimum liability limits:<\/span><\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$25,000 in <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">bodily injury<\/a> coverage per person<\/li>\n<li>$50,000 in bodily injury coverage per accident<\/li>\n<li>$15,000 in <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">property damage<\/a> liability car accident<\/li>\n<\/ul>\n<p>It is recommended to go for full coverage over a state minimum policy if you can afford it. State minimum liability policies only provide <span style=\"white-space:nowrap;\">third-party<\/span> benefits, whereas full coverage extends benefits to <span style=\"white-space:nowrap;\">first-party<\/span> drivers for <span style=\"white-space:nowrap;\">vehicle-to-vehicle<\/span>, <span style=\"white-space:nowrap;\">vehicle-to-object<\/span>, rollover collisions, and damages caused by events outside of your control, like falling objects and hail.<\/p>\n<p>Not to mention, Colorado&#8217;s minimum liability for property damage is only $15,000, which is much less than the average cost of a new or used vehicle.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632a22ef3e426\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Fort Collins, CO?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Driving without insurance in Fort Collins is not a good idea.<\/p>\n<p>Off the bat, you will be assessed with a Class 1 misdemeanor if caught at a traffic stop without insurance. In addition, expect to pay a minimum $500 fine and a suspended driver&#8217;s license and registration until you provide proof of insurance. On top of that, you will be required to file an <a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\"><span style=\"white-space: nowrap;\">SR-22<\/span><\/a> form for three years, proving to the state you are carrying the minimum necessary amount of insurance to drive legally.<\/p>\n<p>Second and subsequent offenders will see even greater fines of up to $1,000 and possibly up to 40 hours of community service. You may also spend anywhere from 10 days to one year in jail, depending on the severity of the offense.<\/p>\n<p>Regardless of the number of times you&#8217;re caught driving without insurance, each offense will remove four <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/drivers-license-points\/\">points<\/a> from your driving record.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632a22c83e425\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Car Insurance Factors Allowed in Fort Collins, CO<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>There are many factors that auto insurance companies take into consideration when determining the premiums you pay.<\/p>\n<p>Some of these factors include, but are not limited to, the following:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age<\/li>\n<li>Gender<\/li>\n<li>Marital status<\/li>\n<li>Zip code of residence<\/li>\n<li>Driving record<\/li>\n<li>Number of miles driven annually<\/li>\n<li>Liability limits elections<\/li>\n<li>Deductibles<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6423682469f0c\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Happens if I Damage Property?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>If you damage someone\u2019s property, such as a fence or a mailbox, while driving in Fort Collins, you\u2019ll be expected to pay for the repairs. This applies, as well, to property owned by the government, such as a public mailbox.<\/p>\n<p>In most cases, your property damage liability will pay up to your policy limits to repair the damaged item. However, the repairs to your own vehicle will only be covered if you have collision insurance.<\/p>\n<p>If the repair costs are greater than your policy limits, you\u2019ll be expected to cover the remainder out of pocket.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_632a233b3e427\" class=\"c-section \">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">What are the Best Discounts for Car Insurance in Fort Collins, Colorado?<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Fort Collins drivers can take advantage of discounts to save a few dollars each month on auto premiums.<\/p>\n<p>Some of these discounts include but are not limited to<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/anti-theft-car-discount\/\">Anti-theft device installation discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/Icons_Opportunity_699-2.svg\" alt=\"Orange icon of a document with a checklist\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">Bundled insurance discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Student discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/05\/Full-premium.svg\" alt=\"Money in hand icon\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/customer-retention-discount\/\">Customer retention discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-car.svg\" alt=\"Blue icon of two cars\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-car-discounts\/\"><span style=\"white-space:nowrap;\">Multi-car<\/span> discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/military.svg\" alt=\"Green icon of a military man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/military-discounts\/\">Military discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/good-driver.svg\" alt=\"Blue icon of a blue car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Good Driver discount<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p>One of the most popular auto insurance discounts available to Fort Collins drivers is the &#8220;Good Driver&#8221; discount. This is typically awarded to drivers who have maintained a clean driving record for the past three to five years. Other popular discounts include enrolling in <a href=\"https:\/\/www.freeway.com\/auto-insurance\/auto-pay-car-insurance-discount\/\"><span style=\"white-space:nowrap;\">auto-pay<\/span>\/paperless billing<\/a>, <span style=\"white-space:nowrap;\">usage-based<\/span> (low mileage), and <span style=\"white-space:nowrap;\">policy-based<\/span> discounts.<\/p>\n<p>Policy-based discounts toward drivers on structuring their policy in a certain way, such as paying an annual premium upfront or enrolling in <span style=\"white-space:nowrap;\">auto-pay<\/span> and paperless billing.<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<br><br>\n\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_632a28e83e42e\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Quote for <nobr>Low-Cost<\/nobr> Car Insurance Online in Fort Collins, CO Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/04\/Fort-Collins.jpg\" alt=\"Morning in Old Town Square in Fort Collins.\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Now that you know everything there is to know about auto insurance in Fort Collins, allow Freeway Insurance to help you find the best policy for you and your fellow passengers.<\/p>\n<p>For more information on Freeway insurance&#8217;s auto insurance policies, you may contact us in three ways. Feel free to request a quote <a href=\"#modal-turbo\">online<\/a>, visit a Fort Collins <a href=\"https:\/\/locations.freeway.com\/?search=Fort%20Collins,+CO&#038;latitude=&#038;longitude=&#038;radio=100&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">office<\/a> near you or call <a href=\"tel:800-777-5620\"><span style=\"white-space:nowrap;\">800-777-5620<\/span><\/a> for one of our friendly representatives to go over your coverage options.<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-big\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25416,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/42672"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=42672"}],"version-history":[{"count":12,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/42672\/revisions"}],"predecessor-version":[{"id":46311,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/42672\/revisions\/46311"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25416"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=42672"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}