{"id":41145,"date":"2023-01-31T09:14:49","date_gmt":"2023-01-31T17:14:49","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=41145"},"modified":"2023-10-23T10:46:24","modified_gmt":"2023-10-23T17:46:24","slug":"toyota-tacoma","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/vehicles\/toyota-tacoma\/","title":{"rendered":"Car Insurance Quotes for the Toyota Tacoma"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_c21039adb338d9cabb6af2e920ec099e\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Is Auto Insurance for a Tacoma?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">All states require drivers to buy <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a>. Tacoma owners pay an average annual minimum coverage premium of $486 and an average annual full coverage premium of $1,539.<\/p>\n<p style=\"text-align: left\">This is slightly lower than the national average, which comes in at $565 for the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/state-requirements\/\">state-required minimum liability<\/a> and $1,771 for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage<\/a>.<\/p>\n<p style=\"text-align: left\">Your state may require more than just <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">bodily injury<\/a> and <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/property-damage-insurance\/\">property damage<\/a> liability. Some states make <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">uninsured motorist coverage<\/a> and personal injury protection (PIP) mandatory.<\/p>\n<p style=\"text-align: left\">Some drivers choose to purchase full coverage simply for the added security of <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/comprehensive-vs-collision\/\"><strong>comprehensive and collision.<\/strong><\/a> If you are financing or leasing, however, you will most likely be required to carry this type pf policy, as well.<\/p>\n<p style=\"text-align: left\">In many cases, the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\">cheapest auto insurance<\/a> is the state minimum, but your rates will depend on factors such as your driving history, your age and where you live.<\/p>\n<p style=\"text-align: left\">This may or may not be the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/best\/\">best insurance for you<\/a>. Freeway agents are skilled at helping you figure out your most optimal choices.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_e668e66c3ff8e862f366c35eacd8b5a3\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">Comparing Insurance Costs for Toyota Truck to Other Vehicles<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\" style=\"text-align: left\"><span lang=\"EN-US\">For a variety of reasons, Tacoma premiums may differ from competitors like the Honda Ridgeline, Nissan Titan, Chevrolet Silverado, and the Ford F-150. These reasons include the cost of parts and labor, safety features, and recall records.<\/span><\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Make\/Model<\/th>\n                                                                                            <th>Annual Full Coverage Insurance<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><b>Toyota Tacoma<\/b><\/td>\n                                                                                            <td><b>$1,539<\/b><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Honda Ridgeline<\/td>\n                                                                                            <td>$1,520<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Nissan Titan<\/td>\n                                                                                            <td>$1,867<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Chevrolet Silverado<\/td>\n                                                                                            <td>$1,682<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Ford F-150<\/td>\n                                                                                            <td>$1,442<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_206fc629e22cbcd0e5a38b5167265013\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Types of Insurance Coverage for Your Pickup<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Freeway offers help finding the right type of policy for your truck. We do the research for you and offer you several options to choose from, including state minimum liability, full coverage and more.<\/p>\n<h3 style=\"text-align: left\">Full Coverage<\/h3>\n<p style=\"text-align: left\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">Full coverage<\/a> is an optional policy that includes <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto-insurance\/comprehensive-vs-collision\/\">comprehensive and collision<\/a>, all first-party benefits that protect you financially in crashes and damages due to things outside of your control, such as theft, vandalism, and falling objects, regardless of who is at fault.<\/p>\n<p style=\"text-align: left\">Full coverage costs more than a liability-only policy by several hundred dollars a year.<\/p>\n<p style=\"text-align: left\">Note: full coverage does not include optional coverages, such as <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/rental-car-reimbursement\/\">rental car reimbursement<\/a>, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/gap\/\">loan\/lease payoff coverage<\/a>, <a href=\"https:\/\/www.freeway.com\/insurance-options\/roadside-assistance\/\">roadside assistance<\/a>, and medical payments coverage.<\/p>\n<h3 style=\"text-align: left\">State Minimum Liability<\/h3>\n<p style=\"text-align: left\">Drivers must carry a minimum state liability policy, which offers third-party benefits for bodily injury and <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto-insurance\/auto-insurance-claims\/property-damage-insurance\/\">property damage<\/a>.<\/p>\n<p style=\"text-align: left\">Every state has its own distinct liability requirements. For example, all <a href=\"https:\/\/www.freeway.com\/auto-insurance\/louisiana\/\">Louisiana<\/a> drivers must carry $15,000 for bodily injury (per person), $30,000 for bodily injury (per accident), and $25,000 for property damage.<\/p>\n<p style=\"text-align: left\">No-fault states, such as Minnesota, mandate drivers to carry liability in the amounts of 30\/60\/10, plus 25\/50 in uninsured, 25\/50 in underinsured and 40 in <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/no-fault\/\">Personal Injury Protection<\/a> (PIP).<\/p>\n<p style=\"text-align: left\">We recommend full coverage over a state minimum liability policy whenever possible. Although it costs several hundred dollars more per year, you gain additional benefits such as collision and comprehensive insurance.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"c-product-imagen-wp c-product-imagen-wp wp-image-33997\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/01\/Toyotatacoma-1.jpg\" alt=\"Red Toyota Tacoma\" width=\"760\" height=\"380\" \/><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_b3802dfdcc5f8095906920f4e20cc0a5\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Does a DUI Affect Insurance Rates for a Tacoma?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">DUI convictions have a detrimental effect on premiums.<\/p>\n<p style=\"text-align: left\">If you have been convicted of a DUI, expect your rates to skyrocket. Rates can remain elevated for up to 10 years, depending on the insurer and state&#8217;s look-back window. With second or subsequent offenses, some insurers may cancel your policy outright.<\/p>\n<p style=\"text-align: left\">In addition, many states will require you to file an <a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\">SR-22<\/a> form, a proof of financial responsibility that lets the state know you carry the minimum coverage needed. Expect to file after your driver\u2019s license suspension ends. Any lapse in your policy will require the insurer to notify your state&#8217;s DMV, which may result in another suspension, higher rates, and\/or outright cancellation of your policy.<\/p>\n<p style=\"text-align: left\">We recommend shopping around and comparing quotes from a minimum of three carriers to see if you qualify for lower premiums. Don&#8217;t worry, not all hope is lost if you have been convicted of a DUI \u2014 it just takes a little more legwork to find <a href=\"https:\/\/www.freeway.com\/auto-insurance\/dui\/\">DUI car insurance<\/a>.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_89cd071daea00a26d3aef7e99683289f\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are Some Auto Insurance Discounts?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">If you drive a Toyota Tacoma, there are many ways to save on your premiums via <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">discounts<\/a>.<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li style=\"text-align: left\">One of the most popular discounts is the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">&#8220;Good Driver&#8221; discount<\/a>, awarded to drivers who have maintained a clean driving record for the past three to five years. These may also be referred to as accident-free or safe driver discounts.<\/li>\n<li style=\"text-align: left\">Other savings apply to drivers who drive less than 7,500 miles a year, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">bundle two or more insurance types on one policy<\/a>, and enroll in <a href=\"https:\/\/www.freeway.com\/auto-insurance\/defensive-driver-class-insurance-discount\/\">defensive driving<\/a> courses to take <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/drivers-license-points\/\">points<\/a> off their record.<\/li>\n<li style=\"text-align: left\">If your vehicle is equipped with eligible safety features, expect some savings (depending on the insurer). For example, VIN stitching, installing anti-lock brakes, and setting up <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/anti-theft-car-discount\/\">anti-theft devices<\/a> may qualify for a small discount.<\/li>\n<li style=\"text-align: left\">Remember usage-based discount programs. For example, many auto insurers manage telematics programs that reward drivers for installing in-vehicle devices to monitor driving behavior. Connected to your vehicle&#8217;s onboard diagnostics port, auto insurers can collect a lot of data, such as top speeds and braking behavior.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_eb39be1745f7e31e4df456024103d60f\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are Some of the Characteristics of the Toyota Tacoma?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">This truck is considered a compact pickup. It has seven trims: SR, SR5, TRD Sport, TRD Off-Road, Limited, Trail Special Edition, and TRD Pro.<\/p>\n<p style=\"text-align: left\">This model offers a choice of two engines \u2014 a 2.7-liter four-cylinder with 159 horsepower and a 3.5 L V6 with 278 horsepower, as well as two cab styles: Access Cab and Double Cab, with seating for four and five passengers, respectively.<\/p>\n<p style=\"text-align: left\">Standard features on the SR trim include a 7-inch touch-screen infotainment system, Apple Carplay\/Android Auto integration, and active safety features like forward automatic emergency braking and adaptive cruise control.<\/p>\n<p style=\"text-align: left\">The Tacoma top trim, TRD Pro, includes a multi-terrain monitor, TRD-tuned suspension\/exhaust, and a front skid plate for even greater rough terrain protection.<\/p>\n<p style=\"text-align: left\">Main competitors are the Honda Ridgeline, Hyundai Santa Cruz, Nissan Frontier, Chevrolet Colorado, and Ford Ranger.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"c-contact-channels\">\n        <div class=\"o-wrapper \">\n        <div class=\"c-contact-channels__content\">\n            <h2 class=\"c-contact-channels__title\">Find the Most Affordable Car Insurance Rates Online Today<\/h2>\n                            <div class=\"c-contact-channels__text\"><p>All drivers must carry an active auto insurance policy. Whether it&#8217;s state minimum liability, full coverage, or other options, Freeway is ready to help you find an affordable policy to keep you and your family safe on the road.<\/p>\n<p>Get started by requesting a quote <a href=\"#modal-turbo\">online<\/a>, calling us at <a href=\"tel:800-777-5620\">800-777-5620<\/a>, or visiting one of our <a href=\"https:\/\/locations.freeway.com\/\" target=\"_blank\" rel=\"noopener\">offices<\/a>. Contact us today!<\/p>\n<\/div>\n                        <div class=\"c-contact-channels__channel\">\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--online\" target=\"_self\" href=\"#modal-turbo\" aria-label=\"Get a quote online\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-quote\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Online<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--phone\" target=\"_self\" href=\"tel:800-777-5620\" aria-label=\"Get a quote over the phone\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-phone\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Over the phone<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--ubication\" target=\"_self\" href=\"https:\/\/locations.freeway.com\/\" aria-label=\"Get a quote in our offices\" rel=\"noopener\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-location\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Visit  Us<\/span>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":39970,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/41145"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=41145"}],"version-history":[{"count":23,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/41145\/revisions"}],"predecessor-version":[{"id":47031,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/41145\/revisions\/47031"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/39970"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=41145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}