{"id":40872,"date":"2023-01-23T21:13:54","date_gmt":"2023-01-24T05:13:54","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=40872"},"modified":"2023-09-21T11:52:42","modified_gmt":"2023-09-21T18:52:42","slug":"ann-arbor-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/michigan\/ann-arbor-car-insurance\/","title":{"rendered":"Cheap Car Insurance in Ann Arbor, MI"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_63c63947968ad\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Ann Arbor is one of the most dynamic cities in Michigan. Located west of Detroit, Ann Arbor has a storied football tradition. It is home to the University of Michigan and the largest football stadium in the country. Ann Arbor is also rich in outdoor opportunities. Kayakers and canoers can enjoy the Huron River, and hikers can enjoy Ford Lake and its 98-acre public park with an amazing array of fields and courts.<\/p>\n<p style=\"text-align: left;\">Driving in Ann Arbor requires an active car insurance policy. Getting caught driving without insurance will result in a license\/registration suspension, fines, and administrative fees. Keep reading to learn more about <a href=\"https:\/\/www.freeway.com\/auto-insurance\/michigan\/\">car insurance in Michigan<\/a>, including average rates paid by zip code, age, and nearby cities in the region.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li style=\"text-align: left;\">Ann Arbor hosts the annual Ann Arbor Film Festival, one of only a few Academy Award qualifying festivals.<\/li>\n<li style=\"text-align: left;\">If Zingerman\u2019s Deli wasn\u2019t already on the map, the Ann Arbor eatery certainly was after President Obama stopped there for lunch in 2014.<\/li>\n<li style=\"text-align: left;\">If you like trees, then Ann Arbor, also known as \u201cTree Town\u201d is for you. The city has more than 1.5 million trees, which leads to cleaner air and water.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_63c63978968ae\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Ann Arbor, MI?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Ann Arbor drivers pay an average monthly premium of $120 for the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/state-requirements\/\">state-required minimum car insurance<\/a>, which is well above the national average of $47 and the state average of $79.<\/p>\n<p style=\"text-align: left;\">For <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage<\/a>, the average in Ann Arbor is $215 per month, which is much higher than the national average of $148 and the state average of $195 monthly.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_63c639b2968b0\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Why is Car Insurance So Expensive in Michigan?<\/h3>\n<p style=\"text-align: left;\">There are several reasons. Michigan is second only to Mississippi for the largest number of uninsured drivers. Michigan is also a no-fault state and those tend to have higher insurance costs since drivers are expected to carry not only a minimum of liability, but also Personal Injury Protection for medical costs and, in the case of Michigan, $1 million in property protection insurance. See below for a breakdown on Michigan\u2019s required auto coverage.<\/p>\n<h3 style=\"text-align: left;\">Affordable Car Insurance Rates Comparison by Cities<\/h3>\n<p style=\"text-align: left;\">For a comparison of the average monthly premiums paid in Michigan cities, check out our breakdown below.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Detroit<\/td>\n                                                                                            <td>$478<\/td>\n                                                                                            <td>$356<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Grand Rapids<\/td>\n                                                                                            <td>$247<\/td>\n                                                                                            <td>$133<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Lansing<\/td>\n                                                                                            <td>$229<\/td>\n                                                                                            <td>$126<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Saginaw<\/td>\n                                                                                            <td>$339<\/td>\n                                                                                            <td>$199<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_63c63a08968b1\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Affordable Car Insurance Rates by Zip Code in Ann Arbor, MI<\/h3>\n<p style=\"text-align: left;\">Zip code is a heavy deciding factor when determining auto insurance rates. Each zip code is different regarding road conditions, claims rate, theft\/vandalism rate, and population density.<\/p>\n<p style=\"text-align: left;\">See our breakdown below for the average monthly premium paid by Ann Arbor residents by zip code.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>48103<\/td>\n                                                                                            <td>$215<\/td>\n                                                                                            <td>$120<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>48104<\/td>\n                                                                                            <td>$216<\/td>\n                                                                                            <td>$121<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>48105<\/td>\n                                                                                            <td>$228<\/td>\n                                                                                            <td>$132<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>48108<\/td>\n                                                                                            <td>$224<\/td>\n                                                                                            <td>$123<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>48109<\/td>\n                                                                                            <td>$218<\/td>\n                                                                                            <td>$123<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_63c63a88968b2\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Low-Cost Car Insurance Rates by Age in Ann Arbor, MI<\/h3>\n<p style=\"text-align: left;\">Younger drivers pay significantly more for car insurance than older drivers due to the lack of a driving record and higher claims rates as a whole.<\/p>\n<p style=\"text-align: left;\">See our breakdown below for the average monthly premium paid by Ann Arbor residents by age.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$585<\/td>\n                                                                                            <td>$330<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$280<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$215<\/td>\n                                                                                            <td>$120 <\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$213<\/td>\n                                                                                            <td>$123<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$200<\/td>\n                                                                                            <td>$120<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$204<\/td>\n                                                                                            <td>$121<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$223<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p style=\"text-align: left;\"><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by Michigan. Your rates\u00a0will be determined\u00a0by several factors, including your age, your gender and the amount of coverage you want to purchase.\u00a0<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_63c63b0c968b4\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Ann Arbor, Michigan<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Ann Arbor?<\/h3>\n<p style=\"text-align: left;\">In 2019, there were five fatal accidents in Ann Arbor involving 15 vehicles. These accidents resulted in five fatalities and included seven people.<\/p>\n<h3 style=\"text-align: left;\">How Many Uninsured Drivers are in Ann Arbor?<\/h3>\n<p style=\"text-align: left;\">Roughly 20% of drivers in Michigan are driving without insurance, a number higher than the national average.<\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Ann Arbor, MI?<\/h3>\n<p style=\"text-align: left;\">Ann Arbor&#8217;s Public Works department works on all aspects of street maintenance, which entails more than 200 miles of residential streets, 100 miles of roads, and more than 10 bridges. Example types of repairs performed include minor surface, shoulder, and gravel correction.<\/p>\n<p style=\"text-align: left;\">Given Ann Arbors&#8217;s cold climate, Public Works also emphasizes pothole repair (fixing surface cracks), street snow removal, and snow plow tracking, which allows residents to track snow plow routes throughout the city for better transportation planning.<\/p>\n<p style=\"text-align: left;\">For more information on Ann Arbor&#8217;s Public Works programs, click <a href=\"https:\/\/www.a2gov.org\/departments\/public-works\/Pages\/default.aspx\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_63c63b91968b6\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Ann Arbor, Michigan<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">All Michigan drivers are required to carry the following minimum <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability<\/a> limits:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li style=\"text-align: left;\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">Bodily Injury Liability<\/a> per Person: $50,000<\/li>\n<li style=\"text-align: left;\">Bodily Injury Liability per Accident: $100,000<\/li>\n<li style=\"text-align: left;\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">Property Damage Liability<\/a> for Damage Outside of Michigan: $10,000<\/li>\n<li style=\"text-align: left;\">Property Protection Insurance (PPI) in Michigan: $1 million<\/li>\n<li style=\"text-align: left;\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/no-fault\/\">Personal Injury Protection<\/a> (PIP) or health insurance.<\/li>\n<\/ul>\n<p style=\"text-align: left;\">In Michigan, motorists may choose between 5 levels of PIP. Drivers must choose one or the state will simply assign the most expensive one. These choices include:<\/p>\n<ul style=\"text-align: left;\">\n<li>Unlimited Coverage \u2013 the most expensive option, but offers the most protection<\/li>\n<li>$500,000 or $250,000 \u2013 the amount your auto insurance company will pay for medical expenses<\/li>\n<li>$250,000 with persons excluded \u2013 you may choose to exclude people who may be driving your vehicle or in your vehicle, including yourself, your spouse and family members, but they must have qualified health coverage that is not Medicare<\/li>\n<li>$50,000 \u2013 insured must be enrolled in Medicaid and spouse, plus resident relatives all have qualified health coverage, Medicaid or coverage under another auto policy with PIP coverage<\/li>\n<li>No PIP coverage &#8211; insured must have coverage under Medicare Parts A &amp; B<\/li>\n<\/ul>\n<p style=\"text-align: left;\">As a no-fault state, bodily injury liability and property damage liability cover your vehicle\/property damage, regardless of who caused the accident. Ann Arbor drivers are encouraged to add <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">uninsured\/underinsured motorist coverage<\/a>. The likelihood of getting into an accident with an uninsured, or underinsured, driver is high.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_63c63bce968b8\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Ann Arbor, MI?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">A first-time <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-without-insurance\/\">driving without insurance<\/a> conviction is considered a misdemeanor, punishable with fines up to $500 and a 30-day registration and driver&#8217;s license suspension until proof of insurance is provided. You will also have to pay a $125 reinstatement fee.<\/p>\n<p style=\"text-align: left;\">On top of suspensions and administrative fees, expect your premiums to double or triple, since this type of citation leads insurers to view you as a <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/what-makes-you-a-high-risk-driver\/\">high-risk driver<\/a>. You may be required to file an <a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\">SR-22 certificate<\/a>.<\/p>\n<p style=\"text-align: left;\">Your rates will remain elevated for a minimum of three years. After that, with a clean driving record free of moving violations, claims, and other infractions, expect to see your rates drop over time.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_63c63bed968b9\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Car Insurance Factors Allowed in Ann Arbor, MI<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\" style=\"text-align: left;\"><span lang=\"EN-US\">There are many factors auto insurance <a href=\"https:\/\/www.freeway.com\/auto-insurance\/a-z-auto-insurance-index\/#letter-u\">underwriters<\/a> use to determine the rates you pay, including but not limited to the following:<\/span><\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li style=\"text-align: left;\">Age<\/li>\n<li style=\"text-align: left;\">Gender<\/li>\n<li style=\"text-align: left;\">Marital status<\/li>\n<li style=\"text-align: left;\">Driving record<\/li>\n<\/ul>\n<p style=\"text-align: left;\">Other factors that affect the auto insurance rates for Ann Arbor drivers may include your job title and your level of education.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_63c63c52968ba\" class=\"c-section c-section--bottom-0-spacing\">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Ann Arbor, Michigan<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Michigan drivers may be eligible for all kinds of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">car insurance discounts<\/a>.<\/p>\n<p style=\"text-align: left;\">Some of these include:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/05\/4551411_care_individual_insurance_icon-1-1.svg\" alt=\"Icon Person Uninsured Motorist Insurance\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/customer-retention-discount\/\">Customer loyalty<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/05\/Vehicle-safety-discount.svg\" alt=\"Hands holding a box with a check mark\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Safe driving<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/anti-theft-car-discount\/\">Anti-theft device installation<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/02\/bundle.svg\" alt=\"Home and Car Icon\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">Bundling<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Student<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/military.svg\" alt=\"Green icon of a military man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/military-discounts\/\">Military<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-car.svg\" alt=\"Blue icon of two cars\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-car-discounts\/\">Multi-car<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/09\/Full-premium.svg\" alt=\"Money in hand icon\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/auto-pay-car-insurance-discount\/\">Paperless billing<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\" style=\"text-align: left;\"><span lang=\"EN-US\">We highly recommend staying on top of the latest discounts by calling your auto insurance provider every six months or as your life circumstances change. Even joining the military or driving an older make and model vehicle should cut your monthly rates by a few dollars.<\/span><\/p>\n<p class=\"FirstParagraph\" style=\"text-align: left;\"><span lang=\"EN-US\">You can also discuss the amount of your deductible and the amount of coverage purchased. The lower your liability limits and the higher your deductible, the lower your premiums.<\/span><\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<br><br>\n\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_63c63eb4968c3\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Online Quote for Low-Cost Car Insurance in Ann Arbor, MI Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/01\/ann-arbor-1.jpg\" alt=\"Aerial view of downtown Ann Arbor, Michigan in summer\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>To drive legally in Michigan, you must have an active auto insurance policy meeting state minimum liability or full coverage. Freeway Insurance is ready to help you explore your options.<\/p>\n<p>To get started, you may request a quote <a href=\"#modal-turbo\">online <\/a>or call one of our friendly agents for a free, no-obligation quote at <a href=\"tel:800-770-5620\">800-770-5620<\/a>.<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":35503,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/40872"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=40872"}],"version-history":[{"count":6,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/40872\/revisions"}],"predecessor-version":[{"id":45635,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/40872\/revisions\/45635"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/35503"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=40872"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}