{"id":40664,"date":"2023-01-12T16:54:37","date_gmt":"2023-01-13T00:54:37","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=40664"},"modified":"2023-09-20T21:50:25","modified_gmt":"2023-09-21T04:50:25","slug":"ford-explorer","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/vehicles\/ford-explorer\/","title":{"rendered":"Car Insurance Quotes for a Ford Explorer"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_63b84596ceae8\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Is Auto Insurance for a Ford Explorer?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">The average annual premium for a Ford Explorer is $356 for minimum coverage and $1,536 for full coverage. Since all states but two require drivers to carry <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a>, which policy is best for you and your budget?<\/p>\n<p style=\"text-align: left;\">Most lenders require <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage<\/a>, which consists of state liability plus comprehensive and collision. However, in most cases, the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\">cheapest coverage for an Explorer<\/a> will be the state minimum. However, your rate will depend on a variety of individual factors, such as your age and driving record.<\/p>\n<p style=\"text-align: left;\">At Freeway Insurance, our agents are standing by to help you find the right coverage at the best price for you and your family.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_63b845e1ceaea\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">Comparing Costs to Other Makes and Models<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\" style=\"text-align: left;\"><span lang=\"EN-US\">Premiums between this SUV and competitors like the Chevrolet Traverse, Honda Passport, Hyundai Santa Fe, and Jeep Grand Cherokee are different, thanks to the unique attributes of each model. Rates change due to reliability records, depreciation rate, recall history, and other factors.<\/span><\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Make\/Model<\/th>\n                                                                                            <th>Annual Full Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><b>Ford Explorer<\/b><\/td>\n                                                                                            <td><b>$1,536<\/b><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Chevrolet Traverse<\/td>\n                                                                                            <td>$1,444<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Honda Passport<\/td>\n                                                                                            <td>$1,224<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Hyundai Santa Fe<\/td>\n                                                                                            <td>$1,520<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Jeep Grand Cherokee<\/td>\n                                                                                            <td>$1,531<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_63b84696ceaeb\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Types of Coverage for the Explorer<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Drivers can opt for the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/state-requirements\/\">state-required minimum liability<\/a> as the least expensive choice. However, adding comprehensive and collision offers far more protection.<\/p>\n<h3 style=\"text-align: left;\">Full Coverage<\/h3>\n<p style=\"text-align: left;\">This refers to the addition of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">collision<\/a> and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive<\/a> insurance coverage, which offer greater financial protection in the event you are involved in an accident.<\/p>\n<p style=\"text-align: left;\">It reimburses you for more scenarios, such as collisions, regardless of fault and events when you are not behind the wheel, such as car theft.<\/p>\n<p style=\"text-align: left;\">Coverage like rental car reimbursement, uninsured motorist, and <a href=\"https:\/\/www.freeway.com\/insurance-options\/roadside-assistance\/\">roadside assistance<\/a> are also available for greater peace of mind. Some states may make certain coverages mandatory, such as <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">uninsured motorist<\/a>, while others don&#8217;t.<\/p>\n<p style=\"text-align: left;\">In short, get this type of protection if the extra dollars it costs a year are affordable. In addition, there is an excellent chance that you will be involved in an accident, however minor, over your lifetime, so enrolling with a good auto insurance policy is a safe bet for greater peace of mind.<\/p>\n<h3 style=\"text-align: left;\">State Minimum Liability<\/h3>\n<p style=\"text-align: left;\">To drive legally in any state, you must carry the state minimum <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability<\/a> required by your state.<\/p>\n<p style=\"text-align: left;\">Each state has different liability limits.<\/p>\n<p style=\"text-align: left;\">For example, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/texas\/\">Texas drivers<\/a> must meet liability limits of $30,000 bodily injury liability per person, $60,000 bodily injury liability per accident, and $25,000 property damage liability per accident<\/p>\n<p style=\"text-align: left;\">Unfortunately, state minimum liability only offers limited protections, protecting third parties against injury or property damage. It won\u2019t help you if you are at fault. If you can afford it, we highly recommend full coverage, which provides collision and comprehensive coverage to reimburse you in the event of things like vehicle-to-vehicle and rollover collisions.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"c-product-imagen-wp c-product-imagen-wp wp-image-33997 size-full\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/01\/Ford-Explorer.jpg\" alt=\"\" width=\"760\" height=\"380\" \/><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_63b84ccdceaec\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Does a DUI Affect Insurance Rates for an SUV?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">If you have been convicted of a DUI, expect your rates to go up.<\/p>\n<p style=\"text-align: left;\">For starters, your premium may triple, depending on the offense. You may also be required to file an <a href=\"https:\/\/www.sr22adviser.com\/sr-22-requirements-by-state\/\" target=\"_blank\" rel=\"noopener\">SR-22<\/a>, a certificate of financial responsibility that lets the state know you carry the minimum required liability limits. Unfortunately, your SR-22 requirement will last for a three-year minimum. However, your rates should slowly decrease over time after that, as long as you maintain a clean driving record.<\/p>\n<p style=\"text-align: left;\">If you are convicted of multiple DUIs within a short period, some insurers may decide to let you go a customer altogether, refusing to provide coverage.<\/p>\n<p style=\"text-align: left;\">We highly recommend comparing rates between different insurers if you have been convicted of DUI. One may offer the same insurance policy at a 30% discount than a competing member, making the exercise well worth it. Shopping around can help you find <a href=\"https:\/\/www.freeway.com\/dui\">cheap DUI quotes<\/a>.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_63b84e67ceaed\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are Some Auto Discounts for Ford Drivers?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Fortunately, drivers like yourself can take advantage of excellent <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">car insurance discount<\/a> opportunities.<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li style=\"text-align: left;\">Policy reductions are awarded for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">good driving<\/a>, being a member of the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/military-discounts\/\">military<\/a>, using <a href=\"https:\/\/www.freeway.com\/auto-insurance\/auto-pay-car-insurance-discount\/\">auto-pay<\/a> for your premium and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">bundling<\/a> your various policies.<\/li>\n<li style=\"text-align: left;\">There are also rewards for how well you &#8220;risk-proof&#8221; your vehicle. Installing <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/anti-theft-car-discount\/\">anti-theft<\/a> features, purchasing a new vehicle, or installing safety equipment in your vehicle could result in a small decrease.<\/li>\n<li>Being a <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/customer-retention-discount\/\">loyal customer<\/a> will result in lower premiums, as well as <a href=\"https:\/\/www.freeway.com\/auto-insurance\/low-mileage-insurance-discount\/\">driving less than 75,000 miles annually<\/a> (perfect for those who work from home).<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_63b84ec5ceaee\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are Some of the Characteristics of the Explorer?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">This is a vehicle in the midsize SUV segment. It has eight trims, including Base, XLT, ST-Line, Limited, Timberline, ST, King Ranch, and Platinum.<\/p>\n<p style=\"text-align: left;\">It also has the choice of two engines: a turbocharged 2.3-liter four-cylinder and a 400-horsepower twin-turbocharged 3.0-liter V6 engine.<\/p>\n<p style=\"text-align: left;\">Its base model comes with an 8-inch touch screen, Wi-Fi hotspot, four-way manual adjustable passenger seating, and Apple CarPlay and Android Auto capability. Higher trims come with a 14-speaker Bang &amp; Olufsen stereo and a 10.1-inch touchscreen.<\/p>\n<p style=\"text-align: left;\">Most well-known competitors include the Chevrolet Traverse, Honda Passport, Hyundai Santa Fe, and Jeep Grand Cherokee.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"c-contact-channels\">\n        <div class=\"o-wrapper \">\n        <div class=\"c-contact-channels__content\">\n            <h2 class=\"c-contact-channels__title\">Find the Best Car Insurance Rates Online for Ford Explorer Today<\/h2>\n                            <div class=\"c-contact-channels__text\"><p class=\"FirstParagraph\"><span lang=\"EN-US\">Let Freeway offer you a state minimum or full coverage policy that provides enough protection for you and your family. Requesting a quote only takes a few seconds! You may visit us <strong><a href=\"#modal-turbo\">online<\/a><\/strong>, stop by one of our Freeway Insurance <strong><a href=\"https:\/\/locations.freeway.com\/\" target=\"_blank\" rel=\"noopener\">offices<\/a><\/strong>, or call us at <strong><a href=\"tel:800-777-5620\">800-777-5620<\/a><\/strong> for a quote. Contact us today!<\/span><\/p>\n<\/div>\n                        <div class=\"c-contact-channels__channel\">\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--online\" target=\"_self\" href=\"#modal-turbo\" aria-label=\"Get a quote online\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-quote\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Online<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--phone\" target=\"_self\" href=\"tel:800-777-5620\" aria-label=\"Get a quote over the phone\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-phone\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Over the phone<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--ubication\" target=\"_self\" href=\"https:\/\/locations.freeway.com\/\" aria-label=\"Get a quote in our offices\" rel=\"noopener\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-location\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Visit us<\/span>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":39970,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/40664"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=40664"}],"version-history":[{"count":8,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/40664\/revisions"}],"predecessor-version":[{"id":45317,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/40664\/revisions\/45317"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/39970"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=40664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}