{"id":40002,"date":"2022-12-02T14:24:41","date_gmt":"2022-12-02T22:24:41","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=40002"},"modified":"2023-09-22T07:19:50","modified_gmt":"2023-09-22T14:19:50","slug":"toyota-camry","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/vehicles\/toyota-camry\/","title":{"rendered":"Insurance Quotes for a Toyota Camry"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6376c37c7e8ca\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Is Auto Insurance for the Toyota Camry?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>The average annual premium is $316 for minimum and $1,267 for full. The newer models are equipped with safety features that make it one of the more affordable for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a>. If your new ride is financed, then your lender is probably requiring full, which just means the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\"><span style=\"white-space:nowrap;\">state-required<\/span> minimum coverage<\/a>, plus comprehensive and collision.<\/p>\n<p>However, if you own, your <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\">cheapest auto insurance<\/a> is going to be the state minimum, which differs from state to state.<\/p>\n<p>Freeway is ready to help you find an affordable state minimum, <span style=\"white-space:nowrap;\">liability-only<\/span>, or <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage<\/a> policy.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_6376c3927e8cb\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">Comparing Costs for Your Sedan to Other Makes and Models<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\"><span lang=\"EN-US\">Policy costs for these sedans are different compared to other similar makes and models based on several factors, including resale value, rate of depreciation, safety features, and the cost of parts and labor. <\/span><\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Make\/Model<\/th>\n                                                                                            <th>Annual<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><strong>Camry<\/strong><\/td>\n                                                                                            <td><strong>$1,267<\/strong><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Corolla<\/td>\n                                                                                            <td>$1,273<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Highlander<\/td>\n                                                                                            <td>$1,468<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Honda Accord<\/td>\n                                                                                            <td>$1,234<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Kia K5<\/td>\n                                                                                            <td>$1,568<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Nissan Altima<\/td>\n                                                                                            <td>$1,323<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--top-0-spacing c-section--bottom-0-spacing \" id=\"default-block_6376c40c7e8cc\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Toyotas are well known for lower premiums than competitors thanks to cheaper OEM parts and a slew of safety features, such as <span style=\"white-space:nowrap;\">pre-collision<\/span> systems and lane departure assist warnings that do an exceptional job of preventing road accidents.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6376c41d7e8cd\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Types of Car Coverage for the Toyota<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>All drivers have the option of different types, including full or state minimum, plus a variety of optional types.<\/p>\n<h3 style=\"text-align: left;\">Full Coverage<\/h3>\n<p>Full policies for drivers include <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability<\/a> plus additional protections, such as collision and comprehensive.<\/p>\n<p><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">Collision<\/a> protects against damages related to <span style=\"white-space: nowrap;\">vehicle-to-object<\/span>, and rollover collisions. In turn, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive<\/a> covers damages due to <span style=\"white-space: nowrap;\">non-collision-related<\/span> accidents from natural disasters, falling objects, theft, vandalism, and similar &#8220;acts of god.&#8221;<\/p>\n<p>All comprehensive and collision claims require a deductible anywhere from $250 to $1,000. Once your deductible is paid <span style=\"white-space: nowrap;\">out-of-pocket<\/span>, your insurer covers the rest up to the limits of your policy.<\/p>\n<p>Outside of comprehensive and collision, drivers can add various options such as <a href=\"https:\/\/www.freeway.com\/insurance-options\/roadside-assistance\/\">roadside assistance<\/a>, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">uninsured motorist coverage<\/a>, and rental reimbursement. These are not <span style=\"white-space: nowrap;\">must-haves<\/span>, but they are nice to haves.<\/p>\n<p>Don&#8217;t be surprised if your lease or loan requires a full policy to better preserve your residual value.<\/p>\n<h3 style=\"text-align: left;\">State Minimum Liability<\/h3>\n<p>Liability-only pays for damages to others via bodily injury and property damage liability. <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">Bodily injury liability coverage<\/a> pays up to a maximum policy limit, split into a maximum amount paid per person and a maximum amount paid per accident.<\/p>\n<p><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">Property damage liability coverages<\/a> offer a maximum payment for damages to other vehicles or property, not including yours.<\/p>\n<p>Different states set different minimum liability limits. For example, Arizona drivers must carry a minimum bodily injury of $25,000 per person, $50,000 per accident, and property damage liability of $15,000 per accident. On the other hand, Texas drivers must carry minimum bodily injury of $30,000 per person, $60,000 per accident, and property damage liability of $25,000 per accident.<\/p>\n<p>Unless the cost of comprehensive and collision exceeds the value of your sedan, you should opt for full over a <span style=\"white-space: nowrap;\">liability-only<\/span> policy for greater peace of mind.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6376c4647e8ce\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Does a DUI Affect Rates for a Toyota Camry?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>If you are convicted of a <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/insurance-after-dui\/\">DUI<\/a>, you will definitely see higher premiums, on top of a suspended license\/registration, fines, administrative fees, and possible jail time. Drivers could see their premiums increase by 93%.<\/p>\n<p>With DUI convictions, insurers reclassify you as a <span style=\"white-space: nowrap;\">higher-risk<\/span> driver. Expect high premiums for at least three years. Rates vary depending on whether or not you have a single conviction with an otherwise clean driving record or multiple DUI convictions. Some carriers may even refuse to provide coverage. Freeway does offer cheap <a href=\"https:\/\/www.freeway.com\/auto-insurance\/dui\/\">DUI insurance<\/a>.<\/p>\n<p>Most states require DUI drivers to obtain <a href=\"https:\/\/www.sr22adviser.com\/sr-22\/what-is-an-sr-22-insurance\/\" target=\"_blank\" rel=\"noopener\"><span style=\"white-space: nowrap;\">SR-22<\/span><\/a> to prove they are carrying the state&#8217;s minimum requirements.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"c-product-imagen-wp c-product-imagen-wp wp-image-33997 size-full\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/12\/toyota-camry.jpg\" alt=\"Front view of grey Toyota Camry car\" width=\"760\" height=\"380\" \/><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6376c4927e8cf\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are Some Auto Discounts for Toyota?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>There are many ways\u00a0 drivers can save.<\/p>\n<p><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">Discounts<\/a> are typically placed into one of four categories: policy, driver behavior, <span style=\"white-space: nowrap;\">vehicle-based<\/span>, and affiliation discounts.<\/p>\n<p>Some popular discounts include:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Good driving<\/a> &#8211; Drivers who have demonstrated safe driving behaviors by not being cited or involved in a wreck for 3-5 years may qualify for this savings.<\/li>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/low-mileage-insurance-discount\/\"><span style=\"white-space: nowrap;\">Usage-based<\/span><\/a> (telematics) &#8211; Those who drive less frequently and those who are willing to have telematics in their vehicle so the insurer can see that they are practicing safe driving behavior can take advantage of these savings.<\/li>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/defensive-driver-class-insurance-discount\/\">Defensive driving<\/a> &#8211; Taking a defensive driving course shows your insurer that you have the intention to learn how to drive safely.<\/li>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/customer-retention-discount\/\">Loyalty<\/a> &#8211; Staying with the same insurer will usually result in a lower premium.<\/li>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">Bundling<\/a> &#8211; Combining two or more policies from the same company has a significant decrease.<\/li>\n<\/ul>\n<p>To stay current on the latest discounts offered by your insurer, try calling them every several months to see if you qualify for new discounts. When it is time to renew, do not forget to compare rates from several carriers.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section  \" id=\"default-block_6376c4a87e8d0\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are Some of the Characteristics Of the Camry?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>It is one of the more popular midsize sedans. It comes in five trim levels: LE, SE, XLE, XSE, and TRD, and two engine options: a <span style=\"white-space:nowrap;\">203-horsepower<\/span> <span style=\"white-space:nowrap;\">four-cylinder<\/span> and a <span style=\"white-space:nowrap;\">301-horsepower<\/span> V6.<\/p>\n<p>It\u2019s <span style=\"white-space:nowrap;\">entry-level<\/span> trim, the LE, has an <span style=\"white-space:nowrap;\">eight-speed<\/span> automatic transmission and a <span style=\"white-space:nowrap;\">203-horsepower<\/span> <span style=\"white-space:nowrap;\">2.5-liter<\/span> <span style=\"white-space:nowrap;\">four-cylinder<\/span> engine. Its highest level trim, the TRD, comes with a V6 engine and <span style=\"white-space:nowrap;\">track-tuned<\/span> suspension system that drops or raises the height to tweak performance. It also comes with a <span style=\"white-space:nowrap;\">7-inch<\/span> touch screen.<\/p>\n<p>The main competitors are the Honda Accord, Hyundai Sonata, Kia K5, and Nissan Altima.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"c-contact-channels\">\n        <div class=\"o-wrapper \">\n        <div class=\"c-contact-channels__content\">\n            <h2 class=\"c-contact-channels__title\">Find the Best Auto Insurance Rates Online for the Toyota Camry Today<\/h2>\n                            <div class=\"c-contact-channels__text\"><p>All drivers can find an affordable policy from Freeway. You can get a free <a href=\"#modal-turbo\"><strong>car insurance quote online<\/strong><\/a>, call us at <a href=\"tel:800-777-5620\"><strong><span style=\"white-space:nowrap;\">800-777-5620<\/span><\/strong><\/a>, or stop by one of our office <u><a href=\"https:\/\/locations.freeway.com\/\" target=\"_blank\" rel=\"noopener\"><strong>locations<\/strong><\/a><\/u> for a <span style=\"white-space:nowrap;\">no-obligation<\/span> consultation by one of our friendly agents.<\/p>\n<\/div>\n                        <div class=\"c-contact-channels__channel\">\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--online\" target=\"_self\" href=\"#modal-turbo\" aria-label=\"Get a quote online\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-quote\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Online<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--phone\" target=\"_self\" href=\"tel:800-777-5620\" aria-label=\"Get a quote over the phone\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-phone\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Over the phone<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--ubication\" target=\"_self\" href=\"https:\/\/locations.freeway.com\/\" aria-label=\"Get a quote in our offices\" rel=\"noopener\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-location\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Visit us<\/span>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":39970,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/40002"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=40002"}],"version-history":[{"count":14,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/40002\/revisions"}],"predecessor-version":[{"id":46362,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/40002\/revisions\/46362"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/39970"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=40002"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}