{"id":39341,"date":"2022-10-26T05:51:36","date_gmt":"2022-10-26T12:51:36","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=39341"},"modified":"2023-09-21T15:20:27","modified_gmt":"2023-09-21T22:20:27","slug":"tulsa-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/oklahoma\/tulsa-car-insurance\/","title":{"rendered":"Tulsa Car Insurance"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632b7d8fb722b\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Oklahoma&#8217;s second-largest city, Tulsa, is a remarkable sight. Equally historic and cosmopolitan, Tulsa is home to Blue Dome Entertainment District with its thriving nightlife and the Gilcrease Museum that pays tribute to the American West.<\/p>\n<p>Some of the city&#8217;s most popular attractions include the Tulsa Zoo, Tulsa Air and Space Museum &amp; Planetarium, Philbrook Museum of Art and the <span style=\"white-space:nowrap;\">110,000-square-foot<\/span> Hard Rock Hotel and Casino.<\/p>\n<p>Car insurance is required in Oklahoma. Keep reading to learn more about <a href=\"https:\/\/www.freeway.com\/auto-insurance\/oklahoma\/\">car insurance in Oklahoma<\/a> and Tulsa\u2019s average rates.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Tulsa is the 47th most populous city in the United States.<\/li>\n<li>Tulsa was incorporated on January 18, 1898.<\/li>\n<li>The name &#8220;Tulsa&#8221; means &#8220;the old town&#8221; in the Muscogee language.<\/li>\n<li>Tulsa&#8217;s Gilcrease Museum has a collection of more than 350,000 objects.<\/li>\n<li>Clinton Riggs, a Tulsa police officer, invented the &#8220;yield&#8221; road sign.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in Oklahoma Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_632b7dbdb722c\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Tulsa, Oklahoma?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>On average, Tulsa drivers pay a monthly premium of $179 for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage car insurance<\/a>, a little higher than the state average of $156 and quite a bit higher than the national average of $140.<\/p>\n<p>When it comes to the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\">cheapest car insurance in Tulsa<\/a>, the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\"><span style=\"white-space:nowrap;\">state-required<\/span> minimum liability car insurance<\/a>, Tulsa drivers pay an average of $48 monthly. That compares to the state average of $35 and the national average of $47.<\/p>\n<p>Motorists who live in congested places where traffic accidents are more frequent and vehicle crime is more frequent can expect to pay higher premiums than their neighbors who live in rural areas.<\/p>\n<p>How does Tulsa compare with other cities in Oklahoma? Check out our breakout of average monthly car insurance costs for other cities in Oklahoma.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><strong>Tulsa<\/strong><\/td>\n                                                                                            <td><strong>$179<\/strong><\/td>\n                                                                                            <td><strong>$48<\/strong><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Norman<\/td>\n                                                                                            <td>$156<\/td>\n                                                                                            <td>$42<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Oklahoma City<\/td>\n                                                                                            <td>$172<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Shawnee<\/td>\n                                                                                            <td>$154<\/td>\n                                                                                            <td>$37<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_632b7e34b722d\">\n    <div class=\"o-wrapper o-wrapperDefault\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Affordable Car Insurance Rates by Zip Code in Tulsa<\/h3>\n<p>Don&#8217;t expect residents of one Tulsa zip code to pay the same premiums as residents in other zip codes. The volume of claims, theft, vandalism, and other <span style=\"white-space:nowrap;\">high-risk<\/span> driving behaviors contribute to a zip code&#8217;s risk profile.<\/p>\n<p>For the average monthly car insurance prices by zip code in Tulsa, see our breakdown below.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>74012<\/td>\n                                                                                            <td>$161<\/td>\n                                                                                            <td>$46<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74101<\/td>\n                                                                                            <td>$179<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74102<\/td>\n                                                                                            <td>$179<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74103<\/td>\n                                                                                            <td>$175<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74104<\/td>\n                                                                                            <td>$171<\/td>\n                                                                                            <td>$46<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74105<\/td>\n                                                                                            <td>$169<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74106<\/td>\n                                                                                            <td>$178<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74107<\/td>\n                                                                                            <td>$165<\/td>\n                                                                                            <td>$44<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74108<\/td>\n                                                                                            <td>$166<\/td>\n                                                                                            <td>$45<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74110<\/td>\n                                                                                            <td>$179<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74112<\/td>\n                                                                                            <td>$169<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74114<\/td>\n                                                                                            <td>$169<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74115<\/td>\n                                                                                            <td>$177<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74116<\/td>\n                                                                                            <td>$166<\/td>\n                                                                                            <td>$42<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74117<\/td>\n                                                                                            <td>$171<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74119<\/td>\n                                                                                            <td>$170<\/td>\n                                                                                            <td>$46<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74120<\/td>\n                                                                                            <td>$172<\/td>\n                                                                                            <td>$46<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74126<\/td>\n                                                                                            <td>$172<\/td>\n                                                                                            <td>$44<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74127<\/td>\n                                                                                            <td>$172<\/td>\n                                                                                            <td>$44<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74128<\/td>\n                                                                                            <td>$171<\/td>\n                                                                                            <td>$45<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74129<\/td>\n                                                                                            <td>$170<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74130<\/td>\n                                                                                            <td>$172<\/td>\n                                                                                            <td>$44<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74131<\/td>\n                                                                                            <td>$163<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74132<\/td>\n                                                                                            <td>$164<\/td>\n                                                                                            <td>$44<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74133<\/td>\n                                                                                            <td>$166<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74134<\/td>\n                                                                                            <td>$171<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74135<\/td>\n                                                                                            <td>$169<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74136<\/td>\n                                                                                            <td>$166<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74137<\/td>\n                                                                                            <td>$167<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74145<\/td>\n                                                                                            <td>$169<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74146<\/td>\n                                                                                            <td>$172<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74147<\/td>\n                                                                                            <td>$179<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74149<\/td>\n                                                                                            <td>$179<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74158<\/td>\n                                                                                            <td>$179<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74159<\/td>\n                                                                                            <td>$179<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74171<\/td>\n                                                                                            <td>$164<\/td>\n                                                                                            <td>$42<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74182<\/td>\n                                                                                            <td>$179<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>74187<\/td>\n                                                                                            <td>$179<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_632b8083b722e\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Low-Cost Car Insurance Rates by Age in Tulsa<\/h3>\n<p>Since young drivers have not established a driving history and they belong to a group of drivers who have more accidents and tickets than other groups, their insurance rates are higher. Parents can find <a href=\"https:\/\/www.freeway.com\/knowledge-center\/uncategorized\/7-tips-for-getting-the-cheapest-car-insurance-for-young-drivers\/\">car insurance for young drivers<\/a> by doing their research.<\/p>\n<p>For the average car insurance prices by age in Tulsa, see our breakdown below:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$664<\/td>\n                                                                                            <td>$216<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$244<\/td>\n                                                                                            <td>$71<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$179<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$175<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$163<\/td>\n                                                                                            <td>$45<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$164<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$187<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by Oklahoma. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632b8137b7231\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Tulsa, Oklahoma<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Tulsa?<\/h3>\n<p class=\"FirstParagraph\"><span lang=\"EN-US\">In 2019, there were 36 fatal road traffic accidents in Tulsa. Of these accidents, 47 people were involved, involving 67 people, including 20 pedestrians.<\/span><\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Tulsa?<\/h3>\n<p>Tulsa&#8217;s Public Works department works to maintain all roads and infrastructure in the city. Some areas they focus on include but are not limited to roads, bridges, highways, and public and public utilities. As of this writing, the Vision Tulsa economic development projects oversee many projects, including developing a <span style=\"white-space:nowrap;\">multi-modal<\/span> transit hub.<\/p>\n<p>For more information on Tulsa&#8217;s Engineering Services, visit <a href=\"https:\/\/www.cityoftulsa.org\/government\/departments\/engineering-services\/\" target=\"_blank\" rel=\"noopener\">City of <span style=\"white-space:nowrap;\">Tulsa &#8211; Engineering<\/span> Services<\/a>.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632b8181b7232\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Tulsa, OK<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>All Tulsa drivers must carry the following state minimum <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability auto insurance<\/a> limits:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">Bodily injury liability coverage<\/a>: $25,000 per person\/ $50,000 per accident<\/li>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">Property damage liability coverage<\/a>: $25,000<\/li>\n<\/ul>\n<p>Oklahoma is an <span style=\"white-space:nowrap;\">at-fault<\/span> state, which means the driver determined to be at fault for an accident is the one who covers the cost of injuries and damages resulting from an accident. Therefore, we highly recommend a full coverage policy with <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">collision auto insurance<\/a> and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive car insurance<\/a> over a state minimum liability policy, as it offers greater protection. Oklahoma also has a high number of uninsured drivers. <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">Uninsured motorist coverage<\/a> is cheap and offers protection if you get in an accident with one of these drivers.<\/p>\n<p>If you fail to carry insurance in the state, it may impose fines and suspensions.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632b81e7b7233\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Tulsa, Oklahoma?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Driving without insurance in Oklahoma is not a good idea.<\/p>\n<p>If you are caught driving without insurance in Oklahoma, expect a driver&#8217;s license\/registration suspension, a $250 fine, and no more than 30 days in jail, depending on the situation. There is also a $275 reinstatement fee and a $125 administrative fee.<\/p>\n<p>Luckily, unlike most states, you will not need to file an <span style=\"white-space:nowrap;\">SR-22<\/span> form, proving to the state that you carry the <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/\">minimum required insurance<\/a>. However, your premiums will remain elevated for at least three years as a result.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632b8203b7234\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Tulsa Car Insurance Rates<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Many factors are used to determine how much Tulsa drivers pay in premiums.<\/p>\n<p>These factors include, but are not limited, to:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Driving record and claims history<\/li>\n<li>Physical location<\/li>\n<li>Gender<\/li>\n<li>Age<\/li>\n<li>Marital status<\/li>\n<li>Type of vehicle<\/li>\n<li>Credit score<\/li>\n<li>Annual miles driven<\/li>\n<\/ul>\n<p>Many factors go into how a car insurance company determines your rates. Since it is highly unique to you, your premium is specific to your circumstances.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_632b8224b7235\" class=\"c-section \">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Tulsa, OK<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Tulsa drivers can take advantage of the following <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">car insurance discounts<\/a>:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/04\/driver-3.svg\" alt=\"Graphic of a man driving a car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-safety\/reasons-take-defensive-driving-course\/\">Defensive driving course discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Student discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/02\/bundle.svg\" alt=\"Home and Car Icon\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">Bundled insurance discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/military.svg\" alt=\"Green icon of a military man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/military-discounts\/\">Military discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/mature.svg\" alt=\"Orange icon of an elderly man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/mature-retired-or-senior-citizen-discounts\/\">Senior citizen discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/Good-driving-discount.svg\" alt=\"Green icon of a green car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Good driver discount<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p>It&#8217;s good to call your insurance provider, especially as there are changes to your life. For example, driving an older make and model vehicle can help you save money on your annual premiums due to the cheaper cost of parts and labor. Other <span style=\"white-space: nowrap;\">non-driving<\/span> <span style=\"white-space: nowrap;\">record-related<\/span> actions include <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">installing an <span style=\"white-space: nowrap;\">anti-theft<\/span> device<\/a> or being a <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">loyal customer<\/a>.<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<br><br>\n\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_632b8349b723d\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Online Quote for <nobr>Low-Cost<\/nobr> Car Insurance in Tulsa Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/10\/Tulsa-OK.jpg\" alt=\"Tulsa, Oklahoma on the banks of the Arkansas River\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>All Tulsa drivers deserve an affordable auto insurance policy. Whether it&#8217;s a <span style=\"white-space:nowrap;\">lower-cost<\/span> state minimum liability policy or a full coverage policy, Freeway Insurance agents stand by, ready to assist.<\/p>\n<p>Getting started is easy. Request a fast and free <a href=\"#modal-turbo\">online car insurance quote<\/a>, visit us at a Tulsa <a href=\"https:\/\/locations.freeway.com\/?search=Tulsa,+OK&#038;latitude=&#038;longitude=&#038;radio=200&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">location<\/a> near you, or call us at <a href=\"tel:800-777-5620\"><span style=\"white-space:nowrap;\">800-777-5620<\/span><\/a>. Contact us today!<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":36213,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/39341"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=39341"}],"version-history":[{"count":12,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/39341\/revisions"}],"predecessor-version":[{"id":45742,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/39341\/revisions\/45742"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/36213"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=39341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}