{"id":38545,"date":"2022-08-26T11:34:56","date_gmt":"2022-08-26T18:34:56","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=38545"},"modified":"2023-09-21T08:01:27","modified_gmt":"2023-09-21T15:01:27","slug":"honolulu-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/hawaii\/honolulu-car-insurance\/","title":{"rendered":"Cheap Car Insurance in Honolulu, Hawaii"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_62faa9c9d0a42\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Honolulu is one of the country&#8217;s top gems. This Polynesian capital is flush with nature and adventure opportunities. Its must-see attractions include the <span style=\"white-space: nowrap;\">world-famous<\/span> Waikiki Beach, Diamond Head, Hanauma Bay, Manoa Falls, Magic Island, and the Aloha Tower.<\/p>\n<p>All Honolulu drivers must have auto insurance. Let&#8217;s learn more about <a href=\"https:\/\/www.freeway.com\/auto-insurance\/hawaii\/\">Hawaii Car Insurance<\/a> including penalties for driving without insurance, average rates paid by age group, and the types of discounts available to drivers with clean driving records.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Honolulu is the state capital of Hawaii<\/li>\n<li>The most famous beach in Hawaii is Waikiki Beach<\/li>\n<li>The first foreigner to reach Honolulu was Captain William Brown (Britain)<\/li>\n<li>The Pearl Harbor naval base attack during World War II occurred in Honolulu<\/li>\n<li>Iolani Palace in Honolulu is the only royal palace in the country<\/li>\n<li>Honolulu ranks amongst the top 10 most expensive cities in the United States to live in<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_62faaab7d0a44\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Honolulu, HI?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>In Honolulu, drivers pay an average monthly rate of $130 for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage car insurance<\/a>. That\u2019s close to the national average of $140 and quite a bit higher than Hawaii\u2019s overall rate at $94 per month. Honolulu drivers are paying for the congestion and increased likelihood of accidents and <span style=\"white-space: nowrap;\">vehicle-involved<\/span> crime, such as car theft. Those who live in more rural areas will pay less car insurance.<\/p>\n<p>Full coverage consists of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">collision auto insurance<\/a>, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive car insurance<\/a> and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability car insurance<\/a>.<\/p>\n<p>For the cheapest car insurance in Honolulu, the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\"><span style=\"white-space: nowrap;\">state-required<\/span> minimum liability car insurance<\/a> costs on average $43 per month, which is still quite a bit higher than Hawaii overall at $29 but slightly lower than the national average at $47 monthly. Hawaii is a <span style=\"white-space: nowrap;\">no-fault<\/span> state, so drivers must add <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/no-fault\/\">Personal Injury Protection<\/a> (or <span style=\"white-space: nowrap;\">no-fault<\/span> insurance) of $10,000 to the minimum liability car insurance.<\/p>\n<p>Here is a breakdown of average car insurance costs for other cities in Hawaii:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><b>Honolulu<\/b><\/td>\n                                                                                            <td><b>$130<\/b><\/td>\n                                                                                            <td><b>$43<\/b><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Hakalau<\/td>\n                                                                                            <td>$148<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Kalaheo<\/td>\n                                                                                            <td>$114<\/td>\n                                                                                            <td>$31<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Pahala<\/td>\n                                                                                            <td>$148<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_62faacc4d0a45\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Affordable Car Insurance Rates by Zip Code in Honolulu, Hawaii<\/h3>\n<p>Insurance companies factor population density and number of claims due to increased crime rates into insurance premiums. If you live in a zip code that has a higher number of claims, you\u2019ll pay more for your car insurance than someone who lives a zip code away that has fewer claims.<\/p>\n<p>By zip code, here are the average monthly premiums paid by Honolulu residents:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>96706<\/td>\n                                                                                            <td>$132<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>96813<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>96814<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>96815<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>96816<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>96817<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>96818<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>96819<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>96821<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>96822<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>96825<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>96826<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_62faae5fd0a46\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Low-Cost Car Insurance Rates by Age in Honolulu, HI<\/h3>\n<p>Generally, <a href=\"https:\/\/www.freeway.com\/knowledge-center\/uncategorized\/7-tips-for-getting-the-cheapest-car-insurance-for-young-drivers\/\">young drivers<\/a> pay more for car insurance due to a shorter driving record and increased likelihood of getting into an accident. Therefore, expect rates to decrease after age 25 and increase once you pass 60.<\/p>\n<p>By age, here are the average monthly premiums paid by Honolulu residents:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$141<\/td>\n                                                                                            <td>$47<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$43<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by Hawaii. Your rates\u00a0will be determined\u00a0by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in Hawaii Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_62faaff2d0a48\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Honolulu, Hawaii<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Honolulu, HI?<\/h3>\n<p>In 2019, Honolulu had 16 fatal road traffic accidents, resulting in 18 fatalities. In total, there were 38 people involved, including 13 pedestrians.<\/p>\n<p>In 2020, there were 8 reported fatal motor crashes in Honolulu.<\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Honolulu?<\/h3>\n<p>The City of Honolulu&#8217;s Public Works Department has several divisions dedicated to improving roadway health, including the Mechanical\/Electrical Division, Facilities Division, and Land Divisions. They are responsible for maintaining the integrity of roads (e.g., upgrading roadway lighting, planning energy conservation projects, refurbishing buildings, and fixing bridges and flood control systems).<\/p>\n<p>For more information on Honolulu Public Works, visit <a href=\"https:\/\/pwd.hawaii.gov\/\" target=\"_blank\" rel=\"noopener\"><span style=\"white-space: nowrap;\">Honolulu &#8211; Public<\/span> Works Division<\/a>.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_62fab079d0a49\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Honolulu, Hawaii<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>All Hawaii drivers must carry the following minimum liability limits required by the state:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$20,000 for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">bodily injury insurance<\/a> per person<\/li>\n<li>$40,000 for bodily injury insurance per accident<\/li>\n<li>$10,000 for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">property damage insurance<\/a> per accident<\/li>\n<li>$10,000 Personal Injury Protection (PIP) per person<\/li>\n<\/ul>\n<p>Because Hawaii is a <span style=\"white-space: nowrap;\">no-fault<\/span> state, each driver\u2019s insurance company takes care of their own property damage and medical bills, regardless of who caused the accident. Drivers are required to carry PIP to help pay for medical costs incurred after a wreck, plus lost wages, and funeral costs.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_62fab11ad0a4a\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Honolulu, HI?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Driving without insurance in Honolulu will result in administrative penalties and fees.<\/p>\n<p>First-time offenders face up to a <span style=\"white-space: nowrap;\">three-month<\/span> license and registration suspension, $500 in fines, and up to 100 hours of community service. However, penalties can be waived if you show proof of insurance. Second and third offenses will see even steeper fines from $1,500 to $5,000, as well as a bump in community service hours (up to 275 hours) and a <span style=\"white-space: nowrap;\">year-long<\/span> license suspension period until proof of insurance is provided.<\/p>\n<p>You could also land a <span style=\"white-space: nowrap;\">30-day<\/span> jail sentence in the most severe cases.<\/p>\n<p>Lastly, Hawaii will require filing an <a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\"><span style=\"white-space: nowrap;\">SR-22<\/span><\/a>, proving to the state that you carry the minimum required coverage.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_62fab150d0a4b\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Determining Car Insurance Rates in Honolulu, Hawaii<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\"><span lang=\"EN-US\">In Honolulu, insurers can consider many factors to determine your rate. These include but are not limited to:<\/span><\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Driving record<\/li>\n<li>Claims history<\/li>\n<li>Zip code of residence<\/li>\n<li>Gender<\/li>\n<li>Marital status<\/li>\n<li>Age<\/li>\n<li>Type of vehicle<\/li>\n<\/ul>\n<p>Another factor used to determine car insurance rates is the amount of your deductible and liability limits. The lower your deductible and the higher the liability limits, the higher the premiums. Additionally, the cheapest car insurance in Honolulu will always be the state minimum required insurance.<\/p>\n<p>We recommend letting your insurance carrier know if any of these factors change. A big change in one of these factors can result in significant savings.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_62fab1a2d0a4d\" class=\"c-section \">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Honolulu, HI<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>There are many car insurance discounts available, such as <a href=\"https:\/\/www.freeway.com\/auto-insurance\/auto-pay-car-insurance-discount\/\">automatic billing discount<\/a>, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/mature-retired-or-senior-citizen-discounts\/\">senior citizen discounts<\/a>, and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\"><span style=\"white-space: nowrap;\">multi-policy<\/span> discounts<\/a>. To find out which discounts you may qualify for, be sure to ask your insurance agent. You could be rewarded on everything from bundling your auto and homeowners insurance policy to enrolling in autopay and paperless billing. Even driving an <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto-insurance\/auto-tips\/buy-used-car\/\">older make and model vehicle<\/a> could save you hundreds of dollars a year.<\/p>\n<p>Other common car insurance discounts available to Honolulu drivers include:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Student discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/military.svg\" alt=\"Green icon of a military man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/\/auto-insurance\/discounts\/military-discounts\/\">Military discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/01\/Full-premium.svg\" alt=\"Money in hand icon\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/paid-in-full-insurance-discount\/\">Full premium payment upfront discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/anti-theft-car-discount\/\">Anti-theft<\/span> discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/05\/6425801_driver_job_man_occupation_profession_icon-1-1.svg\" alt=\"Icon Non Owner Car Insurance\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Good driver discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/04\/driver-3.svg\" alt=\"Graphic of a man driving a car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/defensive-driver-class-insurance-discount\/\">Defensive Driving Course discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/08\/icon-Low-Mileage-Insurance-Discount-1.svg\" alt=\"Low Mileage Insurance Discount\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/low-mileage-insurance-discount\/\">Lower mileage (WFH)<\/a<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-car.svg\" alt=\"Blue icon of two cars\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-car-discounts\/\"><span style=\"white-space:nowrap;\">Multi-car<\/span> discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/09\/icon-Auto-Pay-Car-Insurance-Discount.svg\" alt=\"Hand with money paying an auto discount\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/customer-retention-discount\/\">Customer Loyalty<\/a<\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                                    <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<br><br>\n\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_62fab4d1d0a56\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Online Quote for <nobr>Low-Cost<\/nobr> Car Insurance in Honolulu Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/08\/Honolulu-HI.jpg\" alt=\"Waikiki beach and Honolulu's skyline.\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>All Honolulu drivers must carry an active auto insurance policy to drive legally in the state. Let Freeway Insurance help you find the right policy at the right price.<\/p>\n<p>To get started, request a free, <span style=\"white-space: nowrap;\">no-obligation<\/span> <a href=\"#modal-turbo\">car insurance quote online<\/a>, visit us at a Honolulu <a href=\"https:\/\/locations.freeway.com\/?search=Honolulu,+HI&#038;latitude=&#038;longitude=&#038;radio=200&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">office<\/a> near you, or call us at <a href=\"tel:800-777-5620\"><span style=\"white-space: nowrap;\">800-777-5620<\/span><\/a>.<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":37650,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/38545"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=38545"}],"version-history":[{"count":29,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/38545\/revisions"}],"predecessor-version":[{"id":45339,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/38545\/revisions\/45339"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/37650"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=38545"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}