{"id":37968,"date":"2022-07-25T11:16:05","date_gmt":"2022-07-25T18:16:05","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=37968"},"modified":"2023-09-19T10:14:59","modified_gmt":"2023-09-19T17:14:59","slug":"memphis-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/tennessee\/memphis-car-insurance\/","title":{"rendered":"Cheap Car Insurance in Memphis, TN"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_62c32d6f5a184\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Memphis is one of the most charismatic cities in the country. It&#8217;s a thriving hub for blues music, Elvis, and all the country music you could ever want. Memphis&#8217; most popular attractions include Graceland, the National Civil Right Museum, the Stax Museum of American Soul Music, and the Memphis Botanic Garden. Also, do not forget to take a trip to historic Beale Street with tons of entertainment and nightlife.<\/p>\n<p>All Memphis drivers must carry an active auto insurance policy to drive legally in the state. Keep reading to learn more about <a href=\"https:\/\/www.freeway.com\/auto-insurance\/tennessee\/\">car insurance in Memphis, TN<\/a>, including average rates paid by age group, major cities, and top savings recommendations on your following policy.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Tennessee&#8217;s state minimum requirements are $25,000 in bodily injury coverage per person, $50,000 in bodily injury coverage per accident, and $25,00 in property damage coverage per accident.<\/li>\n<li>Memphis was home to Elvis Presley, the King of Rock&#8217; n&#8217; Roll.<\/li>\n<li>Historic Beale Street is one of the most popular entertainment districts in the country.<\/li>\n<li>Memphis has more than 7,000 acres of urban parks.<\/li>\n<li>The intersection of Poplar Avenue and Ridgeway Road is the most dangerous intersection in Memphis, averaging 4 wrecks per week.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_62c32f6c5a185\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Memphis, Tenn.?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>The average monthly rate for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage car insurance<\/a> paid by Memphis drivers is $177. This rate is higher than the national average of $140. However, it is much higher than the state average ($111), which is not surprising since Memphis is much larger than the average city in Tennessee.<\/p>\n<p>When you consider the cheapest car insurance in Memphis, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability auto insurance<\/a>, motorists are paying on average $62 per month, more expensive than the national average at $47 and twice as much as the state average of $31.<\/p>\n<p>How does Memphis compare with other cities in Tennessee? Check out our breakdown below for average monthly car insurance costs for other cities in the state.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><strong>Memphis<\/strong><\/td>\n                                                                                            <td>$177<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Chattanooga<\/td>\n                                                                                            <td>$120<\/td>\n                                                                                            <td>$41<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Knoxville<\/td>\n                                                                                            <td>$122<\/td>\n                                                                                            <td>$42<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Murfreesboro<\/td>\n                                                                                            <td>$116<\/td>\n                                                                                            <td>$38<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Nashville<\/td>\n                                                                                            <td>$124<\/td>\n                                                                                            <td>$42<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_62c330775a186\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Affordable Car Insurance Rates by Zip Code in Memphis, TN<\/h3>\n<p>One of the first things insurers refer to when assessing rates is your zip code. This is because every zip code has a massive treasure trove of data, such as the number of thefts, claims, and other driver behavior that help assign a risk profile to that region.<\/p>\n<p>Here are the average monthly rates for each zip code in Memphis.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>38016<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$51<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38018<\/td>\n                                                                                            <td>$144<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38103<\/td>\n                                                                                            <td>$168<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38104<\/td>\n                                                                                            <td>$169<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38105<\/td>\n                                                                                            <td>$170<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38106<\/td>\n                                                                                            <td>$170<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38107<\/td>\n                                                                                            <td>$172<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38108<\/td>\n                                                                                            <td>$173<\/td>\n                                                                                            <td>$61<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38109<\/td>\n                                                                                            <td>$173<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38111<\/td>\n                                                                                            <td>$168<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38112<\/td>\n                                                                                            <td>$173<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38113<\/td>\n                                                                                            <td>$177<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38114<\/td>\n                                                                                            <td>$173<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38115<\/td>\n                                                                                            <td>$169<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38116<\/td>\n                                                                                            <td>$174<\/td>\n                                                                                            <td>$61<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38117<\/td>\n                                                                                            <td>$152<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38118<\/td>\n                                                                                            <td>$177<\/td>\n                                                                                            <td>$61<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38119<\/td>\n                                                                                            <td>$142<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38120<\/td>\n                                                                                            <td>$149<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38122<\/td>\n                                                                                            <td>$168<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38124<\/td>\n                                                                                            <td>$177<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38125<\/td>\n                                                                                            <td>$149<\/td>\n                                                                                            <td>$54<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38126<\/td>\n                                                                                            <td>$173<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38127<\/td>\n                                                                                            <td>$174<\/td>\n                                                                                            <td>$61<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38128<\/td>\n                                                                                            <td>$175<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38131<\/td>\n                                                                                            <td>$173<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38132<\/td>\n                                                                                            <td>$174<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38133<\/td>\n                                                                                            <td>$145<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38134<\/td>\n                                                                                            <td>$151<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38135<\/td>\n                                                                                            <td>$137<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38137<\/td>\n                                                                                            <td>$147<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38138<\/td>\n                                                                                            <td>$137<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38139<\/td>\n                                                                                            <td>$134<\/td>\n                                                                                            <td>$49<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38141<\/td>\n                                                                                            <td>$167<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38152<\/td>\n                                                                                            <td>$168<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38167<\/td>\n                                                                                            <td>$177<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38168<\/td>\n                                                                                            <td>$177<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>38184<\/td>\n                                                                                            <td>$177<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_62c357205a187\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\"><span style=\"white-space: nowrap;\">Low-Cost<\/span> Car Insurance Rates by Age in Memphis, Tenn.<\/h3>\n<p>Generally, <a href=\"https:\/\/www.freeway.com\/knowledge-center\/uncategorized\/7-tips-for-getting-the-cheapest-car-insurance-for-young-drivers\/\">younger drivers<\/a> tend to pay more in car insurance. This is due to a lack of a driving record and a riskier driving profile. In reverse, you\u2019ll see the trend start to rise again as drivers approach their 70s. More senior drivers have car accident claims than those in their 50s and 60s. This is why young and old drivers are both in the <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/am-i-a-high-risk-driver\/\"><span style=\"white-space: nowrap;\">high-risk<\/span> driver<\/a> zone.<\/p>\n<p>Check out our list below for average monthly car insurance prices by age in Memphis.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$780<\/td>\n                                                                                            <td>$315<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$209<\/td>\n                                                                                            <td>$73<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$177<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$160<\/td>\n                                                                                            <td>$57<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$151<\/td>\n                                                                                            <td>$54<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$163<\/td>\n                                                                                            <td>$59<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$222<\/td>\n                                                                                            <td>$83<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by state. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in Tennessee Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_62c357e65a189\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Memphis, Tennessee<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Memphis, Tenn.?<\/h3>\n<p>In 2019, there were 124 fatal traffic accidents in Memphis. These accidents resulted in 130 fatalities, with 289 people involved, including 38 pedestrians.<\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Memphis?<\/h3>\n<p>Shelby County has a very active Roads, Bridges, and Engineering Department that works to improve the region&#8217;s transportation infrastructure, consisting of more than 700 miles of roads, 10,000+ drainage structures, and 150+ bridges. Recent projects include upgrades to the Macon Road Bridge over Gray&#8217;s Creek and Mudville Road Bridge.<\/p>\n<p>For the latest news on Memphis infrastructure projects, visit <a href=\"https:\/\/www.shelbycountytn.gov\/19\/Roads-Bridges-Engineering\" target=\"_blank\" rel=\"noopener\">Shelby County &#8211; Roads, Bridges, and Engineering<\/a><\/p>\n<h3 style=\"text-align: left;\">Minimum Car Insurance Requirements in Memphis, Tenn.<\/h3>\n<p>The <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\">state minimum required liability insurance<\/a> coverage for Tennessee consists of:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><strong>Bodily Injury\/Death Liability Insurance Coverage per Person:<\/strong> $25,000<\/li>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">Bodily Injury\/Death Liability Insurance<\/a> <strong>Coverage per Accident:<\/strong> $50,000<\/li>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">Property Damage Liability Insurance<\/a> <strong>Per Accident:<\/strong> $25,000<\/li>\n<\/ul>\n<p>Although pairing this very minimal auto insurance with some good discounts will get you the cheapest car insurance in Memphis, it won\u2019t offer as much protection in the event of a car accident.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_62c3581b5a18a\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Memphis?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Driving without insurance in Memphis, TN can offer up some serious penalties.<\/p>\n<p>Having no auto insurance at the time you are stopped will result in a $2,300 fine, vehicle towing, and a suspended driver&#8217;s license and registration until you can provide proof of insurance. You may need to file <a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\"><span style=\"white-space: nowrap;\">SR-22<\/span> car insurance<\/a> in order to get your license reinstated. In addition, you will receive a confirmation notice from Tennessee&#8217;s online insurance verification system, with fees increasing the longer you fail to respond to notices.<\/p>\n<p>Fortunately, many <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\">cheap auto insurance policies in Memphis<\/a> offer only the state minimum required coverage of $25,000 per person for bodily injury liability, $50,000 per accident for bodily injury liability, and $15,000 per accident for property damage liability.<\/p>\n<h3 style=\"text-align: left;\">Factors Allowed in Memphis Car Insurance Rates<\/h3>\n<p>Your insurance company considers many factors in determining your premium, which is specific to you. Some of the items the insurer may consider include:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age<\/li>\n<li>Zip code<\/li>\n<li>Driving record<\/li>\n<li>Education &amp; occupation<\/li>\n<li>Marital status<\/li>\n<li>Credit score<\/li>\n<li>Gender<\/li>\n<\/ul>\n<p>Motorists who keep their driving histories free of claims and citations will have a more favorable premium.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_62c3585a5a18c\" class=\"c-section \">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Memphis, TN<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>There are many <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">car insurance discounts<\/a> available. We highly recommend contacting your insurance carrier to see if they can offer special discounts to drivers who qualify.<\/p>\n<p>Some discounts available to Memphis drivers include but are not limited to:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/Good-driving-discount.svg\" alt=\"Green icon of a green car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Good driving discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Good student discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-car.svg\" alt=\"Blue icon of two cars\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-car-discounts\/\">Multiple vehicle discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/10\/driver-2.svg\" alt=\"Graphic of a man driving a car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-safety\/reasons-take-defensive-driving-course\/\">Defensive driving class discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/anti-theft-car-discount\/\"><span style=\"white-space:nowrap;\">Anti-theft<\/span> installation discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/11\/Icons_policy-1.svg\" alt=\"Green icon of a document with a checklist\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">Bundling policies discount<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\"><span lang=\"EN-US\">If your life circumstances change, it is essential to keep your insurance carrier up to date. For example, enrolling in a defensive driving course or switching to an <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto-insurance\/auto-tips\/buy-used-car\/\">older make and model vehicle<\/a> could take $20 off your monthly bill.<\/span><\/p>\n<p class=\"FirstParagraph\"><span lang=\"EN-US\">You may never know what discounts you qualify for until you contact your insurance company and ask. Therefore, we recommend contacting your insurer every six months to a year to see if you are eligible for any new deals. Remember, the longer and cleaner your driving record, the lower the premiums you will pay.<\/span><\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<br><br>\n\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_62c358b35a193\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Online Quote for <nobr>Low-Cost<\/nobr> Car Insurance in Memphis Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/07\/Memphis-TN@2x.jpg\" alt=\"Some of Memphis\u2019 Blues clubs on historic Beale Street in the twilight.\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Where can you finally get the car insurance you need and can afford? One of the best ways to save on car insurance is to work with Freeway Insurance.<\/p>\n<p>Freeway Insurance is ready to help you find the most affordable car insurance. To get started, request a <a href=\"#modal-turbo\">car insurance quote online<\/a>, visit your nearby Memphis <a href=\"https:\/\/locations.freeway.com\/?search=Memphis,+TN&amp;latitude=&amp;longitude=&amp;radio=200&amp;time=open-any\" target=\"_blank\" rel=\"noopener\">office<\/a>, or call us at <a href=\"tel:800-777-5620\"><span style=\"white-space: nowrap;\">800-777-5620<\/span><\/a> for a quote today!<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":34686,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/37968"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=37968"}],"version-history":[{"count":31,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/37968\/revisions"}],"predecessor-version":[{"id":44888,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/37968\/revisions\/44888"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/34686"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=37968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}