{"id":35716,"date":"2023-02-20T14:07:00","date_gmt":"2023-02-20T22:07:00","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=35716"},"modified":"2023-09-21T12:33:32","modified_gmt":"2023-09-21T19:33:32","slug":"palm-bay-melbourne-titusville","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/florida\/palm-bay-melbourne-titusville\/","title":{"rendered":"Car Insurance in Palm Bay, Melbourne and Titusville FL"},"content":{"rendered":"
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Having a<\/span> car insurance plan in the Palm Bay, Titusville and Melbourne<\/span><\/a> area of Florida provides financial protection in case of accidents, theft or damage to your vehicle. It also offers liability coverage for damages or injuries you may cause to others. With a car insurance plan, you have peace of mind knowing that you are covered in the event of an unexpected situation, allowing you to focus on your daily life without worry. <\/span><\/p>\n <\/div>\n \n

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Find the Best Car Insurance in Palm Bay, Titusville, and Melbourne FL<\/h2>\n

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Having different coverage areas in a car insurance plan is crucial as it provides protection against various types of risks and accidents. For example, liability coverage protects the policyholder against claims made by others for injury or damage caused by the policyholder’s vehicle, while collision coverage compensates for damages to the policyholder’s own vehicle. Comprehensive coverage offers protection against non-collision incidents like theft, vandalism, and natural disasters. Having these different coverage areas in a car insurance plan helps ensure that the policyholder is adequately protected in different scenarios and can minimize financial losses in the event of an accident. Freeway Insurance may be the option you are looking for to protect your car. Palm Bay auto insurance and other types of insurance for your peace of mind.\u00a0<\/span><\/p>\n

The Palm Bay-Melbourne-Titusville metropolitan statistical area (MSA) is an up-and-coming region in Florida, known for its prodigious mix of high-tech opportunities and natural wonders. Residents and visitors can enjoy many natural habitats, such as the Canaveral National Seashore, the Indian River Lagoon Preserve, and Port Canaveral with proximity to the most popular cruise routes in the world.<\/span><\/p>\n

How Many Fatal Accidents Happen Here?<\/b><\/h3>\n

In 2020, there were 74 fatal traffic accidents in Brevard County, which includes the Palm Bay-Melbourne-Titusville MSA. In these fatal accidents, 81 people were killed and 45 were seriously injured.<\/span><\/p>\n

In 2019, Palm Bay, FL saw ten fatal vehicle accidents, Melbourne, FL saw 12 fatal vehicle accidents, and Titusville, FL saw seven fatal wrecks.<\/span><\/p>\n

How Are the Road Infrastructure and Bridges in This Area?<\/b><\/h3>\n

Rated third in the annual U-Haul Growth Index, the Palm Bay-Melbourne-Titusville MSA has a very active Public Works department that continually works on improvement projects to support a growing population. For example, in late 2021, Titusville worked with $3 million worth of federal relief funds towards water and sewer projects. Others include replacing 50-year-old lift stations and supporting the Indian River Lagoon.<\/span><\/p>\n

According to a 2020 Milken \u2018Best Performing Cities\u2019 report, Palm Bay-Melbourne-Titusville came in tenth place \u2014 a testament to its high tech growth, lower housing costs, and other indicators for a highly progressive area.<\/span><\/p>\n

All drivers in Palm Bay, FL, Melbourne, FL and Titusville, FL must carry car insurance. To learn more about <\/span>car insurance<\/span><\/a> in the area, including average costs by age group and zip code, ways to save on premiums, required coverage limits, and more, keep reading.<\/span><\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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How Much Does Car Insurance Cost Around Palm Bay-Melbourne-Titusville, FL?<\/h2>\n
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Palm Bay\u2019s average monthly <\/span>full coverage car insurance<\/span><\/a> premium is $165, verses $154 for Titusville and $164 in Melbourne. All three cities see rates close to or equal to the national average of $161 and much lower than Florida\u2019s state average of $197.<\/span><\/p>\n

Alternatively, the <\/span>state-required minimum or liability car insurance<\/span><\/a> per month is $63 for Palm Bay, FL, $58 for Titusville, FL and $63 for Melbourne, FL.<\/span><\/p>\n

It\u2019s important to note that car insurance rates for a specific area or zip code are influenced by things like accident numbers and severity, car theft and vandalism and natural disasters.<\/span><\/p>\n

Here are some different average monthly car insurance rates from surrounding Florida cities for comparison.<\/span><\/p>\n <\/div>\n

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City<\/th>\n Full Coverage Insurance<\/th>\n Liability Insurance Coverage<\/th>\n <\/tr>\n
Palm Bay-Melbourne-Titusville<\/strong><\/td>\n $161<\/td>\n $61<\/td>\n <\/tr>\n
Miami<\/td>\n $277<\/td>\n $97<\/td>\n <\/tr>\n
Fort Lauderdale<\/td>\n $221<\/td>\n $83<\/td>\n <\/tr>\n
Orlando<\/td>\n $177<\/td>\n $70<\/td>\n <\/tr>\n
Tampa<\/td>\n $256<\/td>\n $99<\/td>\n <\/tr>\n <\/table>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n
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Car Insurance Rates by Zip Code Covering Melbourne-Titusville FL<\/b><\/h3>\n

The cost of insurance can change significantly depending on the city or state of residence. Even your neighboring zip code can see higher or lower premiums depending on the collective claims history and demographic makeup of all residents living in that zip code.<\/p>\n

Here is a selection of average monthly car insurance rates by zip code in the Palm Bay-Melbourne-Titusville MSA.<\/p>\n <\/div>\n

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Zip Code (City)<\/th>\n Full Coverage Insurance<\/th>\n Liability Insurance Coverage<\/th>\n <\/tr>\n
32780 (Titusville)<\/td>\n $154<\/td>\n $58<\/td>\n <\/tr>\n
32796 (Titusville)<\/td>\n $154<\/td>\n $59<\/td>\n <\/tr>\n
32901 (Melbourne)<\/td>\n $164<\/td>\n $63<\/td>\n <\/tr>\n
32934 (Melbourne)<\/td>\n $158<\/td>\n $61<\/td>\n <\/tr>\n
32935 (Melbourne)<\/td>\n $161<\/td>\n $62<\/td>\n <\/tr>\n
32940 (Melbourne)<\/td>\n $154<\/td>\n $60<\/td>\n <\/tr>\n
32905 (Palm Bay)<\/td>\n $165<\/td>\n $63<\/td>\n <\/tr>\n
32907 (Palm Bay)<\/td>\n $165<\/td>\n $63<\/td>\n <\/tr>\n
32908 (Palm Bay)<\/td>\n $165<\/td>\n $63<\/td>\n <\/tr>\n
32909 (Palm Bay)<\/td>\n $165<\/td>\n $63<\/td>\n <\/tr>\n
32926 (Cocoa)<\/td>\n $156<\/td>\n $60<\/td>\n <\/tr>\n <\/table>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n
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Low-Cost Titusville Car Insurance Rates by Age<\/b><\/h3>\n

The cost of car insurance depends significantly on age. Young Florida drivers, especially teenagers and drivers in their early 20s, will pay quite a bit more for car insurance since this age group tends to have more accidents and file more claims than older demographics.<\/p>\n

Here are some different average monthly car insurance rates by age in Palm Bay, FL.<\/p>\n <\/div>\n

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Age<\/th>\n Full Coverage Insurance<\/th>\n Liability Insurance Coverage<\/th>\n <\/tr>\n
Teenagers<\/td>\n $620<\/td>\n $223<\/td>\n <\/tr>\n
20s<\/td>\n $239<\/td>\n $88<\/td>\n <\/tr>\n
30s<\/td>\n $165<\/td>\n $63<\/td>\n <\/tr>\n
40s<\/td>\n $156<\/td>\n $61<\/td>\n <\/tr>\n
50s<\/td>\n $147<\/td>\n $58<\/td>\n <\/tr>\n
60s<\/td>\n $150<\/td>\n $59<\/td>\n <\/tr>\n
70s<\/td>\n $179<\/td>\n $71<\/td>\n <\/tr>\n <\/table>\n <\/div>\n <\/div>\n <\/div>\n
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Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by Florida. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n <\/div>\n <\/div>\n<\/section>\n\n

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Get a Quote for Car Insurance in Florida Today!<\/h2>\n <\/div>\n \n
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