{"id":33670,"date":"2021-11-11T10:32:50","date_gmt":"2021-11-11T18:32:50","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=33670"},"modified":"2023-09-21T16:12:27","modified_gmt":"2023-09-21T23:12:27","slug":"myrtle-beach","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/south-carolina\/myrtle-beach\/","title":{"rendered":"Car Insurance in Myrtle Beach"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61830704dd20f\">\n    <div class=\"o-wrapper \">\n        \n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Over 14 million people visit Myrtle Beach every year to enjoy the warm weather, lay on the beach, or play a round of golf at some of the best courses in the world. Sometimes referred to as the Golf Capital of the World, Myrtle Beach has over 120 golf courses, several that have made Golf Digest\u2019s list for the \u201cTop 100 Courses You Can Play.\u201d<\/p>\n<p>The population of Myrtle Beach has grown consistently by about 3 percent every year since 2015. It is a desirable location for retirees looking to relocate to a warmer climate and \u201csnowbirds\u201d who leave their wintery homes for the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/south-carolina\/\">South Carolina<\/a> sunshine.<\/p>\n<p>In 2021, there were over 528,000 living in the Myrtle Beach metropolitan area.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>The average cost of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a> in Myrtle Beach is $2,082 per year.<\/li>\n<li>South Carolina requires drivers to carry uninsured\/underinsured insurance coverage.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_618307c9dd210\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Myrtle Beach?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Drivers pay an average of $2,082 per year for car insurance in Myrtle Beach. That\u2019s almost 5% more than the state average of $1,414 and about 3.4% more than the national average of $1,548.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Average Annual Rate<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Charleston<\/td>\n                                                                                            <td>$2,231<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Greenville<\/td>\n                                                                                            <td>$1,999<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Columbia<\/td>\n                                                                                            <td>$2,047<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Savannah<\/td>\n                                                                                            <td>$2,043<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61830a20dd212\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Myrtle Beach Car Insurance Rates by Zip Code<\/h3>\n<p>There are five zip codes in Myrtle Beach, and the cost of car insurance can fluctuate depending on which zip code you live in. Factors such as theft, crime, number of cars, and the number of uninsured motorists within the zip code you live in can affect the average cost that you\u2019d pay for car insurance.<\/p>\n<h3 style=\"text-align: left;\">Myrtle Beach Car Insurance Rates by Age<\/h3>\n<p>Rates for car insurance premiums in Myrtle Beach can also vary depending on how old you are. Teens just getting their driver\u2019s license are subject to the highest insurance premiums. Seniors over 70 also pay a little more than drivers under that age.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Average Annual Rate<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$6,096<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$1,874<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$1,350<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$1,312<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$1,245<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$1,282<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$1,540<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<p><\/p>\n\n\n<section class=\"c-section c-section--top-0-spacing c-section--bottom-0-spacing \" id=\"default-block_63e3ac210f7d2\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p><em><u>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by South Carolina. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/u>\u00a0<\/em><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61830ac4dd213\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Myrtle Beach<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Myrtle Beach?<\/h3>\n<p>In 2020, there were 63 fatalities on the roadways in Horry County in South Carolina, where Myrtle Beach is located. Pedestrians were involved in 12 of those fatal accidents, and nine fatalities were because of motorcycles.<\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Myrtle Beach?<\/h3>\n<p>Officials in Horry County, where Myrtle Beach is located, have compiled a list of 27 projects for various roadways in the area they would like to see completed in the coming years. The list includes a $55 million project to alleviate traffic on Highway 501 between Conway and Myrtle Beach by connecting frontage roads alongside the highway and a $1 billion project to create an evacuation route for residents of Southern Horry County.<\/p>\n<p>About 18% of roads in South Carolina are in poor condition, and motorists each pay $564 per year in costs associated with driving on roads that need repair, according to the <a href=\"https:\/\/infrastructurereportcard.org\/state-item\/south-carolina\/\" target=\"_blank\" rel=\"noopener\">American Society of Civil Engineers (ASCE) 2021 Infrastructure Report Card<\/a>.<\/p>\n<p>A 2021 report by the American Road and Transportation Builders Association found that 745 bridges in South Carolina were structurally deficient.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in South Carolina Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61830b7add215\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Myrtle Beach<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>South Carolina is an \u201cat-fault\u201d state, meaning the driver who causes the accident or is at fault is responsible for any costs caused by damage or injury in the accident. So it\u2019s a good idea for drivers in Myrtle Beach to carry liability insurance that pays for damage or injuries in an accident you caused.<\/p>\n<p>The state minimums for car insurance coverage in South Carolina are:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$25,000 for Bodily Injury Liability per person<\/li>\n<li>$50,000 for Total Bodily Injury Liability<\/li>\n<li>$25,000 for Property Damage Liability<\/li>\n<\/ul>\n<p>South Carolina also requires drivers to carry uninsured\/underinsured motorist coverage to help pay for damages and injuries if a driver causes the accident without the proper insurance coverage. The minimum coverage for uninsured\/underinsured insurance is:<\/p>\n<ul>\n<li>$25,000 uninsured motorist coverage per person<\/li>\n<li>$50,000 uninsured motorist coverage per accident<\/li>\n<li>$25,000 uninsured motorist property damage coverage<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61830be5dd216\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Myrtle Beach Car Insurance Rates<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Many factors affect the car insurance rates you will pay in Myrtle Beach. Your driving record, such as tickets you\u2019ve gotten for speeding or fender benders you\u2019ve been in, is one of the most significant factors affecting your insurance rates. Other factors include:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age<\/li>\n<li>Gender<\/li>\n<li>Marital status<\/li>\n<li>Credit Score<\/li>\n<li>Vehicle make, model, and year<\/li>\n<li>Education<\/li>\n<li>Occupation<\/li>\n<li>Whether you rent or own your home<\/li>\n<\/ul>\n<p>Suppose you\u2019re denied car insurance in Myrtle Beach because of a poor driving record, low credit score, or other reasons. In that case, you may qualify for coverage under the<a href=\"https:\/\/www.aipso.com\/Plan-Sites\/Associated-Auto-Insurers-Plan-of-South-Carolina#dnn_centerPane\" target=\"_blank\" rel=\"noopener\"> Associated Auto Insurers Plan of South Carolina (AAIPSC)<\/a>. The AAIPSC helps high-risk drivers get car insurance if other providers have denied them.<\/p>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_61830c41dd217\" class=\"c-section \">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Myrtle Beach<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>To ensure you get the cheapest car insurance rates possible, look into different <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/11-money-saving-tips-lower-auto-insurance-premiums\/\">discounts<\/a> available to help bring the cost of your premiums down. For example, a Good Driver Discount rewards drivers with lower premiums if they have had no moving violations or at-fault accidents within the last three years.<\/p>\n<p>In South Carolina, senior drivers can get a discount on their car insurance by taking a driver improvement course like one offered through the national program <a href=\"https:\/\/www.idrivesafely.com\/insurance-discount\/mature\/south-carolina\/\" target=\"_blank\" rel=\"noopener\">I Drive Safely<\/a>.<\/p>\n<p>Other discounts that could be available to Myrtle Beach residents include:<\/p>\n                <\/div>\n            \n                            <div class=\"c-quick-facts\">\n                    <div class=\"c-quick-facts__list\">\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Good Student Discounts: These discounts are given to young drivers who maintain a \u201cB\u201d average or higher in school.<\/p>\n                            <\/div>\n                        <\/div>\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/money-1.svg\" alt=\"Icon money\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Continuously Insured Discount: If you\u2019ve been insured for six months or more and haven\u2019t let your policy lapse, then you may be eligible for this discount.<\/p>\n                            <\/div>\n                        <\/div>\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/good-driver.svg\" alt=\"Blue icon of a blue car\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Vehicle Safety Discount: You could be eligible for a discount if your car has certain vehicle safety equipment such as anti-lock brakes, airbags, and anti-theft devices.<\/p>\n                            <\/div>\n                        <\/div>\n                                            <\/div>\n                <\/div>\n                        \n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_61830d2add21b\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Myrtle Beach?<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>When you apply for or renew your driver\u2019s license in South Carolina, you must show proof you carry at least the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/south-carolina\/\">minimum insurance required by the state<\/a>. If you cancel your policy, your insurance company notifies the DMV. The DMV will give you 20 days to provide proof of new insurance coverage, or they will suspend your driver\u2019s license, registration, and license plates.<\/p>\n<p>You must carry proof of your car insurance at all times when you drive in Myrtle Beach. If you don\u2019t have it when you get pulled over by law enforcement, you\u2019ll get a ticket. After the ticket, you\u2019ll have 30 days to show proof of insurance, or your driver\u2019s license, registration, and license plates will be suspended.<\/p>\n<p>Getting your driver\u2019s license, registration, and license plates back after suspension will cost you. Besides providing proof of insurance, you\u2019ll also be subject to a $550 fee plus $5 per day for every day your car is uninsured (the maximum amount is $200).<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_61830dbedd21c\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Quote for Car Insurance in Myrtle Beach Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/11\/Myrtle-Beach2x.jpg\" alt=\"Myrtle Beach, South Carolina, USA city skyline\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>The cost of getting car insurance could be considerably less than the fines and penalties you will face if you don\u2019t have insurance, and that doesn\u2019t include the costs you could face if you or someone else is injured in an accident.<\/p>\n<p>Contact Freeway Insurance today. Get started with a quote <a href=\"#modal-turbo\">online<\/a>, visit us at a <a href=\"https:\/\/locations.freeway.com\/?search=Myrtle+Beach&#038;latitude=&#038;longitude=&#038;radio=20&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">Myrtle Beach<\/a> office near you, or call us at <a href=\"tel:800-777-5620\">(800) 777-5620<\/a> for a quote.<\/p>\n                <\/div>\n                                    <div class=\"c-sections__list-column\">\n                                            <\/div>\n                                                                                <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25496,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33670"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=33670"}],"version-history":[{"count":14,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33670\/revisions"}],"predecessor-version":[{"id":45843,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33670\/revisions\/45843"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25496"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=33670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}