{"id":33600,"date":"2021-11-11T07:43:46","date_gmt":"2021-11-11T15:43:46","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=33600"},"modified":"2023-02-21T22:54:06","modified_gmt":"2023-02-22T06:54:06","slug":"beaumont","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/texas\/beaumont\/","title":{"rendered":"Car Insurance in Beaumont"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61818ec4b54cd\">\n    <div class=\"o-wrapper \">\n        \n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Beaumont is one of the most beautiful and diverse cities in all of Texas. But without the right <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a> in Beaumont, you will only be able to experience a fraction of what the city has to offer.<\/p>\n<p>Maybe you\u2019ll want to take some classes at prestigious Lamar University. Or you could soak in some culture at the Art Museum of Southeast Texas. If the weather is pretty enough, maybe you can catch a lovely view down at the port.<\/p>\n<p>But to get to all of these places, you need a reliable car and reliable automobile insurance. Keep reading to discover everything you need to know about car insurance in Beaumont!<\/p>\n<h3 style=\"text-align: left;\">\u00a0Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>In 2019, there were 15 traffic-related fatalities in Beaumont.<\/li>\n<li>The average cost of car insurance is $122.35 per month.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61818f1ab54ce\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Beaumont?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Nobody wants to pay too much for their car insurance. But ask yourself: Do you have a good idea of how much everyone else is paying?<\/p>\n<p>In Beaumont, the average cost of car insurance is $122.35 per month. This is a bit higher than the state average in Texas, which is $115.76 per month. But it is cheaper than the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/average-cost\/\">national average cost of car insurance<\/a>, which is $134.04.<\/p>\n<p>How does Beaumont stack up to the rest of the state? Below, we have a breakdown of the average car insurance cost in other major Texas cities.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Average Monthly Cost<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Austin<\/td>\n                                                                                            <td>$113.48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Beaumont<\/td>\n                                                                                            <td>$122.35<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Dallas<\/td>\n                                                                                            <td>$118.61<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>El Paso<\/td>\n                                                                                            <td>$107.00<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Houston<\/td>\n                                                                                            <td>$137.63<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>San Antonio<\/td>\n                                                                                            <td>$118.79<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61818fc2b54cf\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Beaumont Car Insurance Rates by Zip Code<\/h3>\n<p>Obviously, moving to a different city in Texas can have a major impact on how much you pay for car insurance. But did you know this could happen even if you didn\u2019t move very far at all?<\/p>\n<p>Your insurance carrier looks at your zip code to help determine the cost of your car insurance premium. Below, we have a breakdown of the average car insurance rates by zip code in Beaumont:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Average Monthly Cost<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>77701<\/td>\n                                                                                            <td>$117.96<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>77702<\/td>\n                                                                                            <td>$136.31<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>77703<\/td>\n                                                                                            <td>$118.83<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>77704<\/td>\n                                                                                            <td>$107.58<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>77705<\/td>\n                                                                                            <td>$114.78<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>77706<\/td>\n                                                                                            <td>$132.24<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>77707<\/td>\n                                                                                            <td>$122.29<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>77708<\/td>\n                                                                                            <td>$127.45<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>77713<\/td>\n                                                                                            <td>$125.45<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>77725<\/td>\n                                                                                            <td>$104.15<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_61819077b54d0\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Beaumont Car Insurance Rates by Age<\/h3>\n<p>Where you live isn\u2019t the only factor in how much you pay for car insurance. Another major factor is your age!<\/p>\n<p>How old you are plays a role in the cost of your car insurance. The good news is that you generally pay less as you get older. Below, we have a breakdown of the different average car insurance rates by age in Beaumont.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age Group<\/th>\n                                                                                            <th>Average Monthly Rate<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$287.64<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$151.33<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$112.46<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$109.44<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$94.66<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$87.51<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70+<\/td>\n                                                                                            <td>$95.50<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61819116b54d1\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Beaumont<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>How much car insurance do you really need for driving around Beaumont, Texas? The answer to that depends on the answer to this additional question: What are the driving conditions like in the city?<\/p>\n<p>The general driving conditions are good, though not great. For example, there are relatively few traffic-related fatalities each year. But the road infrastructure has faced challenges from extreme weather that road improvement projects cannot fully counteract.<\/p>\n<h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Beaumont?<\/h3>\n<p>In 2019, there were 15 traffic-related fatalities in Beaumont. This was a result of 15 different crashes.<\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Beaumont?<\/h3>\n<p>When it comes to the infrastructure in Beaumont, we have some good news and some bad news. The bad news is that, historically, the infrastructure has been relatively poor. But in recent years, some major projects have started improving the quality of the roads.<\/p>\n<p>For example, U.S. 69 through Beaumont has often been very congested with traffic. But in 2018, the Texas Department of Transportation widened the road from four lanes to six lanes and added more merging lanes for additional convenience. Despite these much-needed improvements, extreme weather such as hurricanes often disrupts the infrastructure in unexpected and frustrating ways.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in Texas Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_61819161b54d3\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Beaumont<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>If you get in a wreck and don\u2019t have enough insurance coverage, you may be left with some major bills to pay. But the more coverage you have, the higher your monthly premium. So you may find yourself asking: What is the minimum amount of car insurance you are legally required to have?<\/p>\n<p>In Beaumont, the minimum insurance requirements are as follows:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$30,000 for injury\/death to one person<\/li>\n<li>$60,000 for injury\/death to more than one person<\/li>\n<li>$25,000 for property damage<\/li>\n<\/ul>\n<p>Remember, if you want the best possible protection for your car or truck, you will need more than just the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">minimum liability insurance<\/a>!<\/p>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_618191a6b54d4\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Beaumont Car Insurance Rates<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Previously, we detailed two of the factors that your car insurance company is allowed to consider when setting your premium: your age and your location. But what are the other factors?<\/p>\n<p>Below, we have a full list of factors that insurance carriers in Texas are allowed to consider:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age<\/li>\n<li>Zip code<\/li>\n<li>Education &amp; occupation<\/li>\n<li>Marital status<\/li>\n<li>Credit score<\/li>\n<li>Gender<\/li>\n<\/ul>\n<p>If some of these factors change (for example, moving to a better area or improving your credit), letting your carrier know can help you get a lower premium!<\/p>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_618191cfb54d5\" class=\"c-section \">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Beaumont<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>If you want to <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\">save money on car insurance<\/a>, you don\u2019t have to move to do anything drastic. In fact, all you have to do is call your carrier and ask!<\/p>\n<p>That\u2019s because every insurance company has special discounts they offer to customers. Below, we have a partial list of common discounts available in Beaumont:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/10\/driver-2.svg\" alt=\"Graphic of a man driving a car\">\n                            <p class=\"c-saving-features__list-text\">Good driver discounts<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/money-1.svg\" alt=\"Icon money\">\n                            <p class=\"c-saving-features__list-text\">Customer loyalty discounts<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\">Good student discounts<\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\">Safety features and anti-theft systems<\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p>Because you won\u2019t know exactly what your carrier is offering until you contact them, we recommend you do so right away!<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_61819291b54da\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Beaumont?<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Driving without enough car insurance usually provides its own penalties. After all, you may be stuck with some major bills to pay. But what happens if you are caught driving without any insurance at all?<\/p>\n<p>For the first offense, you may be charged a fine ranging from $175 to $350. For a second offense, the fine may range from $350 to $1,000. If you commit repeat offenses, these may also result in your license being suspended and your car being impounded.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_618192bdb54db\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Quote for Car Insurance in Beaumont Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/11\/Beaumontnw.jpg\" alt=\"Crockett Street Dining and Entertainment Complex is located in Downtown Beaumont, Texas.\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Now you know the most important details about Beaumont car insurance. But do you know where to find the best car insurance in the area?<\/p>\n<p>Here at Freeway Insurance, we are always happy to help you get started with a quote <a href=\"#modal-turbo\">online<\/a>. If you\u2019d rather visit in person, you can always come to one of our local <a href=\"https:\/\/locations.freeway.com\/?search=Beaumont&#038;latitude=&#038;longitude=&#038;radio=20&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">offices<\/a>. Or you can always call us at <a href=\"tel:800-777-5620\">(800) 777-5620<\/a> for a quote today!<\/p>\n                <\/div>\n                                    <div class=\"c-sections__list-column\">\n                                            <\/div>\n                                                                                <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25499,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33600"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=33600"}],"version-history":[{"count":12,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33600\/revisions"}],"predecessor-version":[{"id":41651,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33600\/revisions\/41651"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25499"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=33600"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}