{"id":33479,"date":"2023-02-20T16:08:00","date_gmt":"2023-02-21T00:08:00","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=33479"},"modified":"2023-09-20T21:13:43","modified_gmt":"2023-09-21T04:13:43","slug":"santa-rosa","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/california\/santa-rosa\/","title":{"rendered":"Santa Rosa, CA Car Insurance"},"content":{"rendered":"
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Auto insurance<\/a> is crucial for residents of Santa Rosa as it provides financial protection in the event of an accident or other unexpected event. Without car insurance, individuals may be responsible for paying for any damage or injuries sustained in a collision, which can be financially devastating. Additionally, car insurance is legally required in most states, including Illinois, so failing to have car insurance can lead to fines, penalties, and even the suspension of your driver’s license. Overall, having car insurance like the options we provide here at <\/span>Freeway Insurance<\/span><\/a> in Santa Rosa is essential for protecting yourself, your vehicle, and other drivers on the road.<\/span><\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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Santa Rosa, CA Car Insurance<\/h2>\n

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Less than an hour north of San Francisco, Santa Rosa, California, is one of the country\u2019s winery meccas. It offers a nice intersection of antique and hip, home to Historic Railroad Square, the Luther Burbank Home & Gardens, and the Pacific Coast Air Museum. On the natural side, more than 800 acres of redwoods, endless hiking trails, Tirone-Annadel State Park offers more than 500 acres of lush greenery, and Bodega Bay hosts the iconic Sonoma Coast with mouth-watering seafood eats.<\/span><\/p>\n

With a neat mix of hip town culture and sprawling nature trails, Santa Rosa, California, is full of vibrant happenings.<\/span><\/p>\n

How Many Fatal Accidents Happen in Santa Rosa CA?<\/b><\/h3>\n

In 2019, there were 15 people involved in fatal car crashes and road traffic accidents. Of these, there were nine fatalities, and five accidents involved drunk drivers.<\/span><\/p>\n

According to recent statistics, car crashes have resulted in at least one driver or passenger being injured in 43% of cases. In 2020 alone, there were 2,282,015 injuries reported, which equates to an average of 6,252 injuries per day or four injuries per minute. Although the number of injuries is high, it is worth noting that the injury rate per mile traveled decreased by 6% from 2019 to 2020, indicating that there may be a slight decrease in the overall risk of injury while on the road.\u00a0<\/span><\/p>\n

In 2020, approximately<\/span> 2,800 teenagers <\/span><\/a>in the United States between the ages of 13-19 were killed and 227,000 were injured in motor vehicle accidents. This equates to an average of eight deaths and hundreds of injuries per day. The financial cost of these accidents for medical expenses and lost lives was around $40.7 billion.\u00a0<\/span><\/p>\n

How Are the Road Infrastructure and Bridges in Santa Rosa?<\/b><\/h3>\n

Santa Rosa\u2019s infrastructure and bridges are constantly under evaluation. Many initiatives, such as this decade\u2019s California Senate Bill 1\u2019s Road Repair and Accountability Act, allocate millions of dollars towards road maintenance, pavement management, and reconstruction projects. On the state level, the areas of concentration include seismic improvements to bridges and local street repairs.<\/span><\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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How Much Does Car Insurance Cost in Santa Rosa?<\/h2>\n
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On average, the cost of car insurance in Santa Rosa is $1,243 per year. This is lower than the U.S. national average and a lot lower than California\u2019s average car insurance cost, which is $1,974 per year for full coverage.<\/p>\n

The average cost of car insurance in California<\/a> is higher than the national average. Many factors contribute to a lower or higher auto premium, including driving history, age, gender, and make\/model of your vehicle. In general, the safer you drive, the lower your California car insurance rate.<\/p>\n

It is very important to search for a comprehensive auto insurance policy that keeps you covered in the event of an infraction or auto accident. If you do not carry auto insurance coverage, then you will be liable for all costs if it is determined you are at fault. Drivers with solid driving records may be eligible for safe driver discounts.<\/p>\n

Santa Rosa Car Insurance Rates by Zip Code<\/h3>\n

In Santa Rosa, California, auto policy premiums are lower or higher depending on the zip code in which you reside. Each zip code has its own number of reported accidents, thefts, and other activities affecting auto policy premiums. As a rule of thumb, the lower the number of accidents per zip code, the lower the average premium.<\/p>\n

Santa Rosa, California, has six zip codes. Each one may offer different auto insurance rates. Here are the average rates for each zip code:<\/p>\n <\/div>\n

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Zip Code<\/th>\n Average Car Insurance Rate<\/th>\n <\/tr>\n
95401<\/td>\n $123.36<\/td>\n <\/tr>\n
95403<\/td>\n $114.93<\/td>\n <\/tr>\n
95404<\/td>\n $114.73<\/td>\n <\/tr>\n
95405<\/td>\n $98.60<\/td>\n <\/tr>\n
95407<\/td>\n $117.26<\/td>\n <\/tr>\n
95409<\/td>\n $107.34<\/td>\n <\/tr>\n <\/table>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n
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Santa Rosa Car Insurance Rates by Age<\/h3>\n

One of the most important factors when deciding the cost of auto premiums is age. Some age ranges pay higher insurance than others, depending on the collective driving record.<\/p>\n

Regardless of age, it is crucial to keep a healthy driving record with no infractions or accidents to keep rates low. Here is a breakdown of the average car insurance rate by age in Santa Rosa, California:<\/p>\n <\/div>\n

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Age<\/th>\n Average Car Insurance Rate<\/th>\n <\/tr>\n
Teenagers<\/td>\n $196.23<\/td>\n <\/tr>\n
20s<\/td>\n $137.88<\/td>\n <\/tr>\n
30s<\/td>\n $115.94<\/td>\n <\/tr>\n
40s<\/td>\n $96.60<\/td>\n <\/tr>\n
50s<\/td>\n $85.11<\/td>\n <\/tr>\n
60s<\/td>\n $88.24<\/td>\n <\/tr>\n
70s<\/td>\n $119.15<\/td>\n <\/tr>\n <\/table>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n
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Get a Quote for Car Insurance in California Today!<\/h2>\n <\/div>\n \n
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