{"id":33382,"date":"2021-10-26T15:54:03","date_gmt":"2021-10-26T22:54:03","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=33382"},"modified":"2023-09-21T10:02:16","modified_gmt":"2023-09-21T17:02:16","slug":"corpus-christi","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/texas\/corpus-christi\/","title":{"rendered":"Car Insurance in Corpus Christi"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_617881bc5c4bf\">\n    <div class=\"o-wrapper \">\n        \n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>As the eighth-largest city in Texas, Corpus Christi is huge. It makes for a large area on its own, and the Corpus Christi metropolitan area is even bigger.<\/p>\n<p>However, to see everything that Corpus Christi has to offer, you need a good car. And you need the right <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">auto insurance<\/a> to protect both yourself and the car. Keep reading to learn everything you need to know about car insurance in Corpus Christi.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>In 2019, there were 37 traffic-related fatalities in Corpus Christi.<\/li>\n<li>The average cost of car insurance in Corpus Christi is $111.41<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_6178825f5c4c0\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Is Car Insurance in Corpus Christi?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>The average cost of car insurance in Corpus Christi is $111.41, which is a pretty good deal. That is cheaper than the average cost of car insurance in Texas (which is $116.61) and even cheaper than the average cost of car insurance in the country (which is $135.22).<\/p>\n<h3 style=\"text-align: left;\">Corpus Christi Car Insurance Rates by Zip Code<\/h3>\n<p>Some drivers are unaware of the fact that car insurance may cost more or less depending on where you live. There can be big differences in premium prices from one state to another. And even within the same city, there can be major differences in different zip codes.<\/p>\n<p>To help you learn more about car insurance in Corpus Christi, we have a breakdown of the different average prices drivers in the city pay based on their zip codes:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip code<\/th>\n                                                                                            <th> Average Monthly Cost<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>78401<\/td>\n                                                                                            <td>$111.41<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78402<\/td>\n                                                                                            <td>$97.70<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78404<\/td>\n                                                                                            <td>$110.23<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78405<\/td>\n                                                                                            <td>$108.56<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78406<\/td>\n                                                                                            <td>$93.37<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78407<\/td>\n                                                                                            <td>$123.99<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78408<\/td>\n                                                                                            <td>$102.68<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78409<\/td>\n                                                                                            <td> $112.11<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78410<\/td>\n                                                                                            <td> $103.70<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78411<\/td>\n                                                                                            <td>$104.12<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78412<\/td>\n                                                                                            <td>$124.53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78413<\/td>\n                                                                                            <td>$111.92<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78414<\/td>\n                                                                                            <td>$131.17<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78415<\/td>\n                                                                                            <td>$113.02<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78416<\/td>\n                                                                                            <td>$105.28<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78417<\/td>\n                                                                                            <td>$125.48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78418<\/td>\n                                                                                            <td>$95.28<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78463<\/td>\n                                                                                            <td>$37.33<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_617883cf5c4c1\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Corpus Christi Car Insurance Rates by Age<\/h3>\n<p>For better or for worse, your age is one of the factors behind the cost of your car insurance. While that may sound annoying, one saving grace is that getting older generally reduces how much you pay over time.<\/p>\n<p>Below, we have a breakdown of the average car insurance cost for Corpus Christi residents based on age.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th> Average Monthly Cost<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$274.49<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$141.29<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$97.17<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$87.34<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$80.66<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$80.94<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$97.56<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6178845e5c4c2\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Corpus Christi<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Corpus Christi?<\/h3>\n<p class=\"FirstParagraph\">In 2019, there were 37 traffic-related fatalities in Corpus Christi. This was out of a total of 35 fatal car accidents.<\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Corpus Christi?<\/h3>\n<p class=\"FirstParagraph\">As a city, Corpus Christi seems deeply committed to making infrastructure improvements. It has invested hundreds of millions of dollars in recent years to repair streets and drains. And the city has spent over a billion dollars in recent years to help restore wastewater collection systems and plants. Water infrastructure is an ongoing struggle within the city, but the roads are kept in very good condition.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in Texas Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_617884a45c4c3\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Corpus Christi<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>They say everything is bigger in Texas. But if you\u2019re not careful, that might include the bills you are left with after a car accident! To help prevent that from happening, the state requires that you get a certain minimum level of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\"><u>liability insurance coverage<\/u><\/a>.<\/p>\n<p>What is the minimum? Minimum car insurance requirements in Corpus Christi include the following:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$30,000 for injury\/death to one person<\/li>\n<li>$60,000 for injury\/death to more than one person<\/li>\n<li>$25,000 for property damage<\/li>\n<\/ul>\n<p>Remember, if you are at fault in an accident, there is always a chance that the damage will be greater than these minimum required amounts. By getting a higher coverage limit, you can better protect yourself if you cause an accident.<\/p>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_617884e55c4c4\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Corpus Christi Car Insurance Rates<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>No two insurance premiums are exactly the same. The reason for that is simple: because so many different factors can affect how much you pay, no two people are ever in the same circumstances.<\/p>\n<p>At this point, you may be wondering: which factors are my insurance carrier allowed to consider? This is always determined by the state. And in the state of Texas, the following factors are \u201cfair game\u201d for your carrier to consider:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age<\/li>\n<li>Zipcode<\/li>\n<li>Education &amp; occupation<\/li>\n<li>Marital status<\/li>\n<li>Credit score<\/li>\n<li>Gender<\/li>\n<\/ul>\n<p>It&#8217;s possible for some of these factors to change over time. So if you have recently moved, improved your credit score, gotten married, or any other major change, reach out to your carrier to see if you can get a better rate. Alternatively, you can use this as an opportunity to shop around for a <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\"><u>better insurance rate<\/u><\/a>.<\/p>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_6178851d5c4c5\" class=\"c-section \">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Corpus Christi<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>No matter how low your monthly insurance premium is, you\u2019d probably be happier if it was lower. Aside from switching to a new insurance carrier, the best thing you can do to lower your premium is to ask your carrier about any special discounts you may qualify for.<\/p>\n<p>Each insurance company is allowed to offer discounts on premiums based on certain events or driving behaviors. Here are some of the common discounts offered by carriers in Corpus Christi:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/10\/driver-2.svg\" alt=\"Graphic of a man driving a car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Safe driving<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/money-1.svg\" alt=\"Icon money\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/customer-retention-discount\/\">Customer loyalty<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Student<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/anti-theft-car-discount\/\">Anti-theft device installation<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/02\/bundle.svg\" alt=\"Home and Car Icon\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">Bundling<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/military.svg\" alt=\"Green icon of a military man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/military-discounts\/\">Military<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\">Remember, your own carrier is likely to offer these and many more discounts. But you won\u2019t know what is available from them until you ask.<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_617885da5c4ca\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Corpus Christi?<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>You know that you could face some steep fees for property damage and medical bills if you cause an accident and don\u2019t have enough insurance. But do you know what happens if you are caught driving with no insurance at all?<\/p>\n<p>For the first offense, the fine may range between $175 and $350. For the second offense, the fine may range from $350 to $1000. If you continue making offenses, you may have your license suspended and your car impounded.<\/p>\n<p>These are merely court fees and penalties, though. In many cases, drivers will end up paying far more for the damages they cause while driving uninsured!<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_617886215c4cb\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Corpus Christi Car Insurance Quote Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/10\/Corpus-Christi.jpg\" alt=\"Corpus Christi, Texas, USA skyline on the bay in the day\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Driving around Corpus Christi requires more than a dependable car. You also need to have the protection of dependable insurance.<\/p>\n<p>That\u2019s where Freeway Insurance comes in. We can easily get you started with a quote <a href=\"#modal-turbo\">online<\/a>. But If you\u2019d rather visit in person, you can always come to one of our local <a href=\"https:\/\/locations.freeway.com\/?search=Corpus+Christi&#038;latitude=&#038;longitude=&#038;radio=20&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">offices<\/a>. Or, if you\u2019d rather just use the telephone, you can always call us at <a href=\"tel:800-777-5620\">(800) 777-5620<\/a> for a quote today!<\/p>\n                <\/div>\n                                    <div class=\"c-sections__list-column\">\n                                            <\/div>\n                                                                                <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25499,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33382"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=33382"}],"version-history":[{"count":22,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33382\/revisions"}],"predecessor-version":[{"id":45449,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/33382\/revisions\/45449"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25499"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=33382"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}