{"id":32377,"date":"2021-07-22T08:53:24","date_gmt":"2021-07-22T15:53:24","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=32377"},"modified":"2023-09-21T16:08:06","modified_gmt":"2023-09-21T23:08:06","slug":"bellevue","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/washington\/bellevue\/","title":{"rendered":"Car Insurance in Bellevue"},"content":{"rendered":"<section class=\"c-section  \" id=\"default-block_60ef07f669a0d\">\n    <div class=\"o-wrapper \">\n        \n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Bellevue was mostly farmland in 1920 when businessman James Ditty predicted the city would grow to over 200,000 residents. Today, Ditty\u2019s prediction is close to becoming true. In 2021, the city has a population of over 150,000 people.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>The average cost of car insurance in Bellevue is $1,493 per year.<\/li>\n<li>According to the website <a href=\"https:\/\/www.city-data.com\/city\/Bellevue-Washington.html\" target=\"_blank\" rel=\"noopener\">City-Data.com<\/a>, the average commute time in Bellevue is 22.5 minutes.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section \" id=\"tables-block_60ef0f5c4868e\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Bellevue?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">Car insurance<\/a> rates in Bellevue are in between the national and state average. The average cost of car insurance in Bellevue is $1,493 per year, which is cheaper than the national average of $1,548 but more expensive than the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/washington\/\">Washington<\/a> state average of $1,368.<\/p>\n<p style=\"text-align: left;\">Rates for car insurance premiums fluctuate for the different cities in Washington state.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Annual Insurance Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Tacoma<\/td>\n                                                                                            <td>$1,692<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Seattle<\/td>\n                                                                                            <td>$1,665<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Spokane<\/td>\n                                                                                            <td>$1,320<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Bellingham<\/td>\n                                                                                            <td>$1,186<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td><strong>Bellevue<\/strong><\/td>\n                                                                                            <td><strong>$1,493<\/strong><\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section \" id=\"tables-block_60ef1b062e669\">\n    <div class=\"o-wrapper Default\">\n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Bellevue Car Insurance Rates by Zip Code<\/h3>\n<p style=\"text-align: left;\">The city of Bellevue is made up of five different zip codes, and the cost you\u2019ll pay for car insurance can differ depending on which zip code you live in. For example, zip codes with a history of accidents or auto thefts will have higher insurance rates.<\/p>\n<p style=\"text-align: left;\">The average monthly rates for car insurance in the different Bellevue zip codes are:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zipcode<\/th>\n                                                                                            <th>Monthly Insurance Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>98004<\/td>\n                                                                                            <td>$84<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>98005<\/td>\n                                                                                            <td>$70<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>98006<\/td>\n                                                                                            <td>$83<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>98007<\/td>\n                                                                                            <td>$89<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>98008<\/td>\n                                                                                            <td>$106<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section \" id=\"tables-block_60ef1b822e66a\">\n    <div class=\"o-wrapper Default\">\n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Bellevue Car Insurance Rates by Age<\/h3>\n<p style=\"text-align: left;\">Your age heavily impacts the price you\u2019re charged for car insurance premiums because of the risk factors in different age brackets. In Belleville, drivers in their 50s will pay the lowest rates of about $1,315 per year. Meanwhile, teenagers, who are often higher-risk drivers, will pay almost three times as much for car insurance as drivers in their 20s.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Annual Insurance Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teens<\/td>\n                                                                                            <td>$6,735<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$2,023<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$1,460<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$1,378<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$1,315<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$1,372<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$1,766<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_60ef1c2e2e66b\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Bellevue<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Bellevue?<\/h3>\n<p style=\"text-align: left;\">In 2019, five people were killed in traffic accidents in Bellevue. Only one of those fatalities was due to drunk driving. Although relatively low, that year saw more fatal accidents than in 2018 and 2017.<\/p>\n<p style=\"text-align: left;\">To eliminate traffic deaths and serious injury collisions on city streets by 2030, the city of Bellevue passed a resolution in 2015 to pursue a Vision Zero program. Funding for the <a href=\"https:\/\/bellevuewa.gov\/sites\/default\/files\/media\/pdf_document\/2021\/vision-zero-strategic-plan-120120.pdf\" target=\"_blank\" rel=\"noopener\">Vision Zero<\/a> program was included in Bellevue\u2019s 2021-2027 capital budget.<\/p>\n<p style=\"text-align: left;\">Vision Zero is a nationwide initiative that many cities have adopted. Bellevue\u2019s <a href=\"https:\/\/bellevuewa.gov\/city-government\/departments\/transportation\/safety-and-maintenance\/traffic-safety\/vision-zero\" target=\"_blank\" rel=\"noopener\">\u201cSafe Systems\u201d<\/a> approach to Vision Zero incorporate four elements \u2014 Safe Speeds, Safe People, Safe Vehicles, and Safe Streets.<\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Bellevue?<\/h3>\n<p style=\"text-align: left;\">The state of Washington gets a <a href=\"https:\/\/infrastructurereportcard.org\/state-item\/washington\/\" target=\"_blank\" rel=\"noopener\">C- on its road infrastructure<\/a>, with about 92% of the state\u2019s pavements in fair or better condition. Ongoing maintenance on the roads is needed as the number of vehicles on Washington highways continues to increase.<\/p>\n<p style=\"text-align: left;\">The state gets a C+ when it comes to its bridges. Of the 7,410 vehicle bridges in the state, 321 are in poor condition. There were a total of 4,979 bridges in Washington state in need of repair in 2017.<\/p>\n<p style=\"text-align: left;\">In 2021, the Bellevue City Council voted on a new I-405 interstate interchange. Critics of the interchange said that it went against the principles of the city\u2019s Vision Zero Safe Systems approach.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_60ef1c7e2e66c\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Bellevue<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\" style=\"text-align: left;\">Drivers in Washington state are required to have a minimum 25\/50\/10 liability coverage. That is:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><strong>$25,000 bodily injury liability per person<\/strong><\/li>\n<li><strong>$50,000 bodily injury liability per accident<\/strong><\/li>\n<li><strong>$10,000 property damage liability per accident<\/strong><\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_60ef1cbd2e66d\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Bellevue Car Insurance Rates<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">When looking for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\">cheap car<\/a> insurance in Bellevue and the state of Washington, it\u2019s important to know what factors insurance companies look at to determine the rate that you will pay. Things you don\u2019t have control over, such as your age and gender, can impact your car insurance rates just as much as things you can control, like your driving record and credit score.<\/p>\n<p style=\"text-align: left;\">In Bellevue, the factors car insurance companies can look at when determining your rates are:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age<\/li>\n<li>Gender<\/li>\n<li>Marital status<\/li>\n<li>Credit score<\/li>\n<li>Vehicle type<\/li>\n<li>Driving record<\/li>\n<li>Education<\/li>\n<li>Occupation<\/li>\n<\/ul>\n<div id=\"gtx-trans\" style=\"position: absolute; left: -30px; top: -10px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_60ef1cef2e66e\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Bellevue<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">To ensure you get the cheapest car insurance rates you can get, you should look into different <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/11-money-saving-tips-lower-auto-insurance-premiums\/\">discounts<\/a> available to help bring the cost of your premiums down. For example, a Good Driver Discount rewards drivers with lower premiums if they haven\u2019t had any moving violations or at-fault accidents within the last three years.<\/p>\n<p style=\"text-align: left;\">Washington state law prohibits insurance companies from offering customer loyalty discounts, which reward customers for not switching companies.<\/p>\n<p style=\"text-align: left;\">Other discounts that could be available to Bellevue residents include:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><span style=\"color: #0047bb;\">Good Student Discounts<\/span> \u2014 These discounts are given to young drivers who maintain a \u201cB\u201d average or higher in school<\/li>\n<li><span style=\"color: #0047bb;\">Continuously Insured Discount<\/span> \u2014 If you\u2019ve been insured for six months or more and haven\u2019t let your policy lapse, then you may be eligible for this discount.<\/li>\n<li><span style=\"color: #0047bb;\">Driver Education<\/span> \u2014 Drivers over age 50 qualify for a discount on their car insurance if they complete a defensive driving course.<\/li>\n<li><span style=\"color: #0047bb;\">Vehicle Safety Discount<\/span> \u2014 You could be eligible for a discount if your car has certain vehicle safety equipment, such as anti-lock brakes, airbags, and anti-theft devices.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_60ef1d842e66f\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Bellevue?<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">If you\u2019re driving in the state of Washington, you should be prepared at all times to show proof of insurance if you get pulled over by law enforcement. You could face a fine if you don\u2019t have proof of insurance on you, even if you have coverage.<\/p>\n<p style=\"text-align: left;\">Drivers without at least the minimum 25\/25\/10 liability insurance coverage can <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-without-insurance\/\">face stiffer penalties<\/a>, including suspension of their driver\u2019s license and misdemeanor charges. If you\u2019re driving without insurance and get involved in an injury accident or one that causes more than $1,000 in damage, your driver\u2019s license could be suspended for up to three years.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<br><br>\n\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_60ef1dde2e670\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Quote for Car Insurance in Bellevue Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/07\/Bellevue.jpg\" alt=\"City of Bellevue between Lake Washington and Cascade Mountains in Washington state\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Don\u2019t get caught driving without the required car insurance coverage. Freeway Insurance can help find you the cheapest car insurance in Washington state.<\/p>\n<p>Get started with a quote <a href=\"#modal-turbo\">online<\/a>, visit us at a <a href=\"https:\/\/locations.freeway.com\/?search=Bellevue&#038;latitude=&#038;longitude=&#038;radio=20&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">Belleville office<\/a> near you, or call us at <a href=\"tel:800-777-5620\">(800) 777-5620<\/a> for a quote.<\/p>\n                <\/div>\n                                    <div class=\"c-sections__list-column\">\n                                            <\/div>\n                                                                                <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25502,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/32377"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=32377"}],"version-history":[{"count":17,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/32377\/revisions"}],"predecessor-version":[{"id":45839,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/32377\/revisions\/45839"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25502"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=32377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}