{"id":31820,"date":"2023-10-19T11:49:49","date_gmt":"2023-10-19T18:49:49","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=31820"},"modified":"2023-12-29T14:51:59","modified_gmt":"2023-12-29T22:51:59","slug":"fort-lauderdale","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/florida\/fort-lauderdale\/","title":{"rendered":"Car Insurance in Fort Lauderdale"},"content":{"rendered":"<section class=\"c-section  \" id=\"default-block_981496d6b395d8a36ccbc7aa7fd2b65a\">\n    <div class=\"o-wrapper \">\n        \n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\"><span style=\"font-weight: 400\">Fort Lauderdale conjures up images of sunny surf sides, tall palm trees, and warm breezes sweeping in from the Atlantic. Just 25 minutes north of Miami, Florida, Fort Lauderdale is home to more than 165,500 Floridians who hit its roadways and highways to commute to work or hit the beach. While Miami traffic tends to be much worse, Fort Lauderdale has its own share of daily congestion, crashes, and traffic woes that make driving here anything but a paradise. It\u2019s important for drivers in Fort Lauderdale to have <\/span><a href=\"https:\/\/www.freeway.com\/auto-insurance\"><span style=\"font-weight: 400\">auto insurance<\/span><\/a><span style=\"font-weight: 400\"> to protect themselves in case of an accident or collision. <\/span><\/p>\n<p><b>Quick Facts<\/b><\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">In 2023, Fort Lauderdale\u2019s average annual car insurance premium for full coverage is $2,786, compared to the national average of which stands at $2,088.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Fort Lauderdale <\/span><a href=\"https:\/\/www.city-data.com\/accidents\/acc-Fort-Lauderdale-Florida.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">reported <\/span><\/a><span style=\"font-weight: 400\">44 fatal crashes in 2021 that resulted in 48 fatalities.<\/span><\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<br>\n\n\n\n<section class=\"c-quick-quote js-quick-quote\" id=\"quick-quote-block_bc57a1b722cc272707eef5c66b98045f\">\n    <div class=\"o-wrapper o-wrapper--flush\">\n        <div class=\"c-quick-quote__content\">\n            <h2 class=\"c-quick-quote__title\">Get Low-Cost Florida Auto Insurance<\/h2>\n            <div class=\"c-quick-quote__form\">\n                <form class=\"form c-quote ajax-quote-form-new\" method=\"GET\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quote__item\">\n                                                <label class=\"c-quote__label\" for=\"typeInsuranceQuickQuote\">Type of Insurance Product or Service<\/label>\n                        <select class=\"c-quote__select\" name=\"type_insurance\" id=\"typeInsuranceQuickQuote\">\n                                                                                            <option value=\"A\"      >Auto Insurance<\/option>\n                                                                                            <option value=\"AC\"      >Classic Car Insurance<\/option>\n                                                                                            <option value=\"L\"      >Life Insurance<\/option>\n                                                                                            <option value=\"HE\"     data-custom-zipcode-check=\"true\" data-custom-slug=\"HE\"   >Health Insurance<\/option>\n                                                                                            <option value=\"DN\"      >Dental Insurance<\/option>\n                                                                                            <option value=\"TM\"      >Telemedicine<\/option>\n                                                                                            <option value=\"PET\"      >Pet Insurance<\/option>\n                                                                                            <option value=\"H\"      >Homeowners Insurance<\/option>\n                                                                                            <option value=\"B\"      >Business Insurance<\/option>\n                                                                                            <option value=\"R\"      >Renters Insurance<\/option>\n                                                                                            <option value=\"M\"      >Motorcycle Insurance<\/option>\n                                                                                            <option value=\"CV\"      >Commercial Vehicle<\/option>\n                                                                                            <option value=\"LL\"      >Landlord Insurance<\/option>\n                                                                                            <option value=\"AD\"      >Travel Club &#8211; AD&#038;D<\/option>\n                                                                                            <option value=\"MH\"      >Motorhome Insurance<\/option>\n                                                                                            <option value=\"MRH\"      >Mobile Home Insurance<\/option>\n                                                                                            <option value=\"RA\"      >Roadside Assistance<\/option>\n                                                                                            <option value=\"WR\"      >Windshield Repair Plan<\/option>\n                                                                                            <option value=\"HI\"      >Hospital Indemnity<\/option>\n                                                                                            <option value=\"IT\"      >Identity Theft Protection<\/option>\n                                                                                            <option value=\"RSH\"      >Rideshare Insurance<\/option>\n                                                                                            <option value=\"AMX\"      >Mexican Car Insurance<\/option>\n                                                                                            <option value=\"SM\"      >Snowmobile Insurance<\/option>\n                                                                                            <option value=\"BT\"      >Boat Insurance<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote__item\">\n                        <label class=\"c-quote__label\" for=\"zipcodeQuickQuote\">Zip Code<\/label>\n                        <input class=\"c-quote__input only-numbers zipcodeQuickQuote\" id=\"zipcodeQuickQuote\" type=\"text\" placeholder=\"Zip Code\" name=\"zipcode\" inputmode=\"numeric\" autocomplete=\"postal-code\" maxlength=\"5\" \/>\n                    <\/div>\n                    <div class=\"c-quote__controls\">\n                        <button class=\"c-quote__submit c-button c-button--orange c-button--text-big\" type=\"submit\"> Start Quote                            <img decoding=\"async\" class=\" c-quote__loading\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/components\/forms\/loading.svg\" alt=\"Loading\" width=\"28\" height=\"28\" \/>\n                        <\/button>\n                    <\/div>\n                <\/form>\n                <div class=\"c-quick-quote__links\">\n                    <a class=\"c-quick-quote__learn-products\" href=\"https:\/\/www.freeway.com\/insurance-options\/\">Learn more about our products and services<\/a>\n                    <div class=\"c-quick-quote__phone\">\n                        <div class=\"c-quick-quote__phone-text\">Help?<\/div>\n                        <a class=\"c-quick-quote__phone-number\" href=\"tel:800-777-5620\">Call 800-777-5620<\/a>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"c-quick-quote__reviews\">\n                <!-- TrustBox widget - Micro TrustScore-->\n                <div class=\"trustpilot-widget\"  data-locale=\"en-US\"  data-template-id=\"5419b6ffb0d04a076446a9af\" data-businessunit-id=\"598cc8eb0000ff0005a89763\" data-style-height=\"20px\" data-style-width=\"100%\" data-theme=\"light\">\n                    <a href=\"https:\/\/www.trustpilot.com\/review\/freewayinsurance.com\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\n                <\/div><!-- End TrustBox widget-->\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_d6e0b76559e1bc76d4645e5f47de842c\">\n    <div class=\"o-wrapper o-wrapperDefault\">\n                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Fort Lauderdale?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p><span style=\"font-weight: 400\">You will pay an average of $2,786 for full coverage car insurance in the Fort Lauderdale area. When compared with other major cities in Florida, Fort Lauderdale is fairly expensive, surpassing premium costs of other areas in the state by more than $485. Due to the amount of time drivers spend on the highways and consumer protection laws, <\/span><a href=\"https:\/\/www.freeway.com\/auto-insurance\/florida\/\"><span style=\"font-weight: 400\">Florida car insurance<\/span><\/a><span style=\"font-weight: 400\"> is some of the most expensive coverage in the U.S.<\/span><\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Average Annual Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><strong>Fort Lauderdale<\/strong><\/td>\n                                                                                            <td><strong>$2,786<\/strong><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Miami<\/td>\n                                                                                            <td>$3,075<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>West Palm Beach<\/td>\n                                                                                            <td>$3,187<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Orlando<\/td>\n                                                                                            <td>$2,301<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Gainesville<\/td>\n                                                                                            <td>$1,839<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><span style=\"font-weight: 400\">Your zip code and your age are two <\/span><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/why-is-car-insurance-so-high\/\"><span style=\"font-weight: 400\">factors <\/span><span style=\"font-weight: 400\">insurers<\/span><span style=\"font-weight: 400\"> use to determine your <\/span><span style=\"font-weight: 400\">car insurance rates<\/span><\/a><span style=\"font-weight: 400\">. Statistics from the zip code area, which may include the average number of accidents, average income, population, and crime rates, are also typically considered. Because younger drivers have not had much time on the road, they are considered high risk and will typically pay more for coverage than more experienced drivers.<\/span><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_39cfe466bc17d5f90449566690653809\">\n    <div class=\"o-wrapper o-wrapperDefault\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">Fort Lauderdale Car Insurance Rates by Zip Code<\/h3>\n<p style=\"text-align: left\">Fort Lauderdale has 29 zip codes. Zip code 33323, the Sawgrass Mills Mall area, has one of the highest average premiums in the city at $2,954, while 33306 includes the Coral Shores neighborhood, nearly $1,113 less than that at $1,841.<\/p>\n<p style=\"text-align: left\">Average rates are based on zip code statistics. While population density between the zip codes 33301 and 33323 is within a fairly wide range \u2014 with 5,815 and 2,869 people per square mile, respectively \u2014 other statistics also play a significant role. For instance, the median home value in 33323 is roughly $14,436 higher than 33301, indicating that residents in the pricier zip code might purchase more expensive vehicles, including luxury cars, which contribute to higher premiums.<\/p>\n<p style=\"text-align: left\">The table below lists several zip codes in the Fort Lauderdale area and the average insurance rates drivers will pay:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Average Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>33301<\/td>\n                                                                                            <td>$2,428<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>33304<\/td>\n                                                                                            <td>$2,643<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>33305<\/td>\n                                                                                            <td>$2,148<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>33306<\/td>\n                                                                                            <td>$1,841<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>33308<\/td>\n                                                                                            <td>$2,157<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>33309<\/td>\n                                                                                            <td>$2,771<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>33323<\/td>\n                                                                                            <td>$2,517<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>33332<\/td>\n                                                                                            <td>$2,954<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section \" id=\"tables-block_1db11f492a5aab2ba7096aa5d5ab7cfc\">\n    <div class=\"o-wrapper o-wrapperDefault\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">Fort Lauderdale Car Insurance Rates by Age<\/h3>\n<p style=\"text-align: left\">While marital status and gender can be factored in to determine a driver\u2019s insurance rate, this information generally has a minimal influence on premium costs. As stated earlier, zip code and age tend to play a larger role in calculating premium rates.<\/p>\n<p style=\"text-align: left\">Younger drivers will pay more for car insurance until they have spent more time on the road and have gained experience. Once a young adult is in their 20s, insurance rates will begin to drop.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Average Annual Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$5,313<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$3,300<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$2,550<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$2,484<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$2,137<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$2,022<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$2,525<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p>A driving record with no accidents or tickets will keep your rates low.<\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--top-0-spacing \" id=\"default-block_2f55375e4c4699d329b832990af113de\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Fort Lauderdale<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p><span style=\"font-weight: 400\">When it comes to assessing the driving conditions in Fort Lauderdale, Florida, understanding factors like safety and accident rates is crucial for both residents and visitors.\u00a0<\/span><\/p>\n<h3 style=\"text-align: left\"><b>How Many Fatal Accidents Happen in Fort Lauderdale?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">In 2021, Fort Lauderdale experienced a total of 44 fatal crashes, tragically resulting in the loss of 48 lives. These figures, while distressing, indicate a noteworthy aspect of the city&#8217;s driving conditions. Compared to the larger context of Florida, Fort Lauderdale&#8217;s relatively lower number of fatal accidents demonstrates the city&#8217;s commitment to road safety.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Understanding these statistics is essential, not only for residents but also for those seeking auto insurance in the area, as it can impact policy rates and underline the significance of responsible driving practices in Fort Lauderdale.<\/span><\/p>\n<h3 style=\"text-align: left\"><b>How Are the Road Infrastructure and Bridges in Fort Lauderdale?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Fort Lauderdale&#8217;s road infrastructure and bridges are integral components of the city&#8217;s transportation network. The city consistently invests in maintaining and improving its roadways and bridges to ensure safety and accessibility.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">With a growing population and increasing traffic, Fort Lauderdale prioritizes infrastructure enhancements to meet the demands of its residents and visitors. Stringent safety standards are upheld to guarantee that roadways and bridges remain in optimal condition, with periodic inspections and maintenance work conducted regularly.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Fort Lauderdale&#8217;s commitment to robust road infrastructure aligns with its goal of providing a safe and efficient travel experience for all motorists.<\/span><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--top-0-spacing c-section--bottom-0-spacing \" id=\"default-block_56e1ff0c48c8b037391f7825f9407a5b\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Fort Lauderdale<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Because Florida is a no-fault state, drivers are required to cover their own bodily injury payments regardless of who caused the crash. Per <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0300-0399\/0324\/Sections\/0324.021.html\" target=\"_blank\" rel=\"noopener\">Florida State Statute \u00a7324.021<\/a>, drivers must carry the minimum liability insurance. Under Florida\u2019s Financial Responsibility and No-Fault laws, vehicle owners must meet the following minimum limits:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Property damage liability (PDL) &#8211; $10,000<\/li>\n<li>Personal injury protection (PIP) &#8211; $10,000<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_6c8f95f5b94689b8b30a8982349a1b67\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Fort Lauderdale Car Insurance Rates<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Across the country, there are criteria insurers use to determine your car insurance rates. In Fort Lauderdale, Florida, the criteria used are:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Age<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Zip Code<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Driving history<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Marital status<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Gender<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Clean driving record<\/span><\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--top-0-spacing \" id=\"default-block_af5d30634cf71a8fa8c9ad53519b1146\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Can I Find the Best Car Insurance Rates in Fort Lauderdale?<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p><span style=\"font-weight: 400\">To find the cheapest car insurance rates in Fort Lauderdale, it&#8217;s essential to navigate the options carefully:<\/span><\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ol>\n<li style=\"font-weight: 400\"><b>Compare Car Insurance Quotes<\/b><span style=\"font-weight: 400\">: Begin your search by collecting car insurance quotes from various insurance companies and agents. These professionals can provide insights into the average cost of car insurance, guiding you toward the best company for your specific needs.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Explore Discounts<\/b><span style=\"font-weight: 400\">: Look for discounts offered by insurance companies. Discounts for young drivers and specific age groups can lead to lower rates. These discounts often make it a good idea for customers to secure more affordable and customized car insurance policies.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Consider Minimum Coverage<\/b><span style=\"font-weight: 400\">: While exploring different rates for your motor vehicle, take into account the minimum coverage requirements. Opting for only what&#8217;s necessary can lead to cheaper car insurance rates, especially if you&#8217;re looking for the cheapest car insurance available.\u00a0<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400\">By actively comparing car insurance quotes and collaborating with insurance agents to identify the best deals, you can secure the most affordable coverage from the cheapest car insurance companies while maintaining the required policy standards.<\/span><\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--top-0-spacing c-section--bottom-0-spacing \" id=\"default-block_6501b7bea7978dd7902350d516b34f13\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Fort Lauderdale<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Taking advantage of discounts available through your auto insurance carrier can save Fort Lauderdale drivers money. <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/11-money-saving-tips-lower-auto-insurance-premiums\/\">Discounts<\/a> might include:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Good driver discount<\/li>\n<li>Multi-car discount<\/li>\n<li>Anti-theft discount<\/li>\n<li>Student discount<\/li>\n<li>Military discount<\/li>\n<li>Multi-policy discount<\/li>\n<li>Mature, retired, or senior discount<\/li>\n<\/ul>\n<div id=\"gtx-trans\" style=\"position: absolute;left: -21px;top: -10px\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_0cee41c32f4f46b7ea72ceb281172bfb\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Fort Lauderdale?<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p><span style=\"font-weight: 400\">Auto insurance is not an option in Fort Lauderdale, let alone the state of Florida. Drivers must carry the <\/span><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-without-insurance\/\"><span style=\"font-weight: 400\">minimum amount of <\/span><span style=\"font-weight: 400\">coverage<\/span><\/a><span style=\"font-weight: 400\"> or face having their license, license plate, and vehicle registration suspended for up to three years. They must then provide the state with proof of insurance coverage and pay a $150 fee to have their license, license plate, and vehicle registration reinstated.<\/span><\/p>\n<p><span style=\"font-weight: 400\">If your insurance lapses a second time within three years of the first instance, you must pay a $250 reinstatement fee. If it happens a third time within the three years that follow, the fee increases to $500.<\/span><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<br>\n\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_eb99c0bf97b852acc8c390c711561738\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Quote for Car Insurance in Fort Lauderdale Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/05\/Fort-Lauderdale-1.jpg\" alt=\"Fort Lauderdale beach\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>It\u2019s more than just a legal requirement. Insurance is an inexpensive way to protect yourself from the tremendous risks of daily driving in Fort Lauderdale. Don\u2019t let yourself be bogged down with substantial medical expenses and car repair bills that often result from collisions. Get started with a quote <a href=\"#modal-turbo\">online<\/a>, visit us at a <a href=\"https:\/\/locations.freeway.com\/?search=fort+lauderdale%2C+fl&amp;latitude=&amp;longitude=&amp;radio=20&amp;time=open-any\" target=\"_blank\" rel=\"noopener\">Fort Lauderdale office<\/a> near you, or call us at <a href=\"tel:800-777-5620\">(800) 777-5620<\/a> for a quote.<\/p>\n                <\/div>\n                                    <div class=\"c-sections__list-column\">\n                                            <\/div>\n                                                                                <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25420,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/31820"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=31820"}],"version-history":[{"count":26,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/31820\/revisions"}],"predecessor-version":[{"id":47644,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/31820\/revisions\/47644"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25420"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=31820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}