{"id":31247,"date":"2021-04-01T19:59:01","date_gmt":"2021-04-02T02:59:01","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=31247"},"modified":"2023-09-22T04:34:22","modified_gmt":"2023-09-22T11:34:22","slug":"austin","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/texas\/austin\/","title":{"rendered":"Car Insurance in Austin"},"content":{"rendered":"<section class=\"c-section  \" id=\"default-block_605ce0cbe780d\">\n    <div class=\"o-wrapper \">\n        \n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Austin, Texas&#8217;s capital, is known for a buzzing country and rock music scene with a vibrant, growing culture. It also has a fair amount of traffic congestion. Some reports even tabulated that in 2019 drivers lost 133 hours waiting in rush hour traffic. That&#8217;s 5 days, 13 hours, enough time to listen to Willie Nelson&#8217;s &#8220;Shotgun Willie&#8221; over 3,380 times. Time lost in traffic has decreased significantly for 2020 to approximately 75 hours, bringing relief to many drivers. But, for those drivers still on the roads, <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a> is a necessity.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<br>\n\n\n\n<section class=\"c-quick-quote js-quick-quote\" id=\"quick-quote-block_605ce125e780e\">\n    <div class=\"o-wrapper o-wrapper--flush\">\n        <div class=\"c-quick-quote__content\">\n            <h2 class=\"c-quick-quote__title\">Get Low-Cost Texas Auto Insurance<\/h2>\n            <div class=\"c-quick-quote__form\">\n                <form class=\"form c-quote ajax-quote-form-new\" method=\"GET\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quote__item\">\n                                                <label class=\"c-quote__label\" for=\"typeInsuranceQuickQuote\">Type of Insurance Product or Service<\/label>\n                        <select class=\"c-quote__select\" name=\"type_insurance\" id=\"typeInsuranceQuickQuote\">\n                                                                                            <option value=\"A\"      >Auto Insurance<\/option>\n                                                                                            <option value=\"AC\"      >Classic Car Insurance<\/option>\n                                                                                            <option value=\"L\"      >Life Insurance<\/option>\n                                                                                            <option value=\"HE\"     data-custom-zipcode-check=\"true\" data-custom-slug=\"HE\"   >Health Insurance<\/option>\n                                                                                            <option value=\"DN\"      >Dental Insurance<\/option>\n                                                                                            <option value=\"TM\"      >Telemedicine<\/option>\n                                                                                            <option value=\"PET\"      >Pet Insurance<\/option>\n                                                                                            <option value=\"H\"      >Homeowners Insurance<\/option>\n                                                                                            <option value=\"B\"      >Business Insurance<\/option>\n                                                                                            <option value=\"R\"      >Renters Insurance<\/option>\n                                                                                            <option value=\"M\"      >Motorcycle Insurance<\/option>\n                                                                                            <option value=\"CV\"      >Commercial Vehicle<\/option>\n                                                                                            <option value=\"LL\"      >Landlord Insurance<\/option>\n                                                                                            <option value=\"AD\"      >Travel Club &#8211; AD&#038;D<\/option>\n                                                                                            <option value=\"MH\"      >Motorhome Insurance<\/option>\n                                                                                            <option value=\"MRH\"      >Mobile Home Insurance<\/option>\n                                                                                            <option value=\"RA\"      >Roadside Assistance<\/option>\n                                                                                            <option value=\"WR\"      >Windshield Repair Plan<\/option>\n                                                                                            <option value=\"HI\"      >Hospital Indemnity<\/option>\n                                                                                            <option value=\"IT\"      >Identity Theft Protection<\/option>\n                                                                                            <option value=\"RSH\"      >Rideshare Insurance<\/option>\n                                                                                            <option value=\"AMX\"      >Mexican Car Insurance<\/option>\n                                                                                            <option value=\"SM\"      >Snowmobile Insurance<\/option>\n                                                                                            <option value=\"BT\"      >Boat Insurance<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote__item\">\n                        <label class=\"c-quote__label\" for=\"zipcodeQuickQuote\">Zip Code<\/label>\n                        <input class=\"c-quote__input only-numbers zipcodeQuickQuote\" id=\"zipcodeQuickQuote\" type=\"text\" placeholder=\"Zip Code\" name=\"zipcode\" inputmode=\"numeric\" autocomplete=\"postal-code\" maxlength=\"5\" \/>\n                    <\/div>\n                    <div class=\"c-quote__controls\">\n                        <button class=\"c-quote__submit c-button c-button--orange c-button--text-big\" type=\"submit\"> Start Quote                            <img decoding=\"async\" class=\" c-quote__loading\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/components\/forms\/loading.svg\" alt=\"Loading\" width=\"28\" height=\"28\" \/>\n                        <\/button>\n                    <\/div>\n                <\/form>\n                <div class=\"c-quick-quote__links\">\n                    <a class=\"c-quick-quote__learn-products\" href=\"https:\/\/www.freeway.com\/insurance-options\/\">Learn more about our products and services<\/a>\n                    <div class=\"c-quick-quote__phone\">\n                        <div class=\"c-quick-quote__phone-text\">Help?<\/div>\n                        <a class=\"c-quick-quote__phone-number\" href=\"tel:800-777-5620\">Call 800-777-5620<\/a>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"c-quick-quote__reviews\">\n                <!-- TrustBox widget - Micro TrustScore-->\n                <div class=\"trustpilot-widget\"  data-locale=\"en-US\"  data-template-id=\"5419b6ffb0d04a076446a9af\" data-businessunit-id=\"598cc8eb0000ff0005a89763\" data-style-height=\"20px\" data-style-width=\"100%\" data-theme=\"light\">\n                    <a href=\"https:\/\/www.trustpilot.com\/review\/freewayinsurance.com\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\n                <\/div><!-- End TrustBox widget-->\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_605ce162e780f\">\n    <div class=\"o-wrapper \">\n        \n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul class=\"c-regional-page__list c-regional-page__list--check\" style=\"list-style: none;\">\n<li>Austin&#8217;s average annual premium is $1,188.<\/li>\n<li>Austin&#8217;s traffic fatalities were exceptional, with 8 more deaths than the state average per 100,000 people.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section \" id=\"tables-block_605ce207e7810\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Austin?<\/h2>\n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Texas has more roads than any other state, and that&#8217;s why <a href=\"https:\/\/www.freeway.com\/auto-insurance\/texas\/\">Texas car insurance<\/a> is so essential to have in order to protect you across all of them. The average annual premium for full coverage car insurance in the Austin area is $1,188. Austin rates are better than Texas&#8217;s average rate by about $200. Compared with other major metropolitan areas in the state, Austin car insurance ranks near the cheapest.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Average Annual Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Houston<\/td>\n                                                                                            <td>$1,454<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Dallas<\/td>\n                                                                                            <td>$1,359<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>San Antonio<\/td>\n                                                                                            <td>$1,249<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td><strong>Austin<\/strong><\/td>\n                                                                                            <td><strong>$1,188<\/strong><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Fort Worth<\/td>\n                                                                                            <td>$1,137<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>El Paso<\/td>\n                                                                                            <td>$1,020<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_605ce37be7811\">\n    <div class=\"o-wrapper \">\n        \n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Two important factors that determine your rate will be the zip code you live in and your age. Insurance providers base part of their premium calculations on a zip code&#8217;s statistics, such as population density, number of accidents, crime rates, and average income, which may translate into the types of vehicles common in that zip code. Your age also plays a significant factor, especially for new young drivers who experience more accidents and are considered riskier drivers.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section \" id=\"tables-block_605ce3bfe7813\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\"><style>display: none;<\/style><\/h2>\n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Austin Car Insurance Rates by Zip Code<\/h3>\n<p style=\"text-align: left;\">Although zip codes impact your insurance rates, there is little divergence in average premiums among the most populated zip codes in Austin. In the table below, comparing zip code average annual premiums, there is less than a $200 difference between the top and bottom.<\/p>\n<p style=\"text-align: left;\">Here is a cross-section of zip codes in Austin and their average state mandatory car insurance rates.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>ZIP Code<\/th>\n                                                                                            <th>Average Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>78130<\/td>\n                                                                                            <td>$1,258<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78745<\/td>\n                                                                                            <td>$1,194<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78704<\/td>\n                                                                                            <td>$1,162<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>76549<\/td>\n                                                                                            <td>$1,251<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78666<\/td>\n                                                                                            <td>$1,258<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78748<\/td>\n                                                                                            <td>$1,203<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78640<\/td>\n                                                                                            <td>$1,330<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78664<\/td>\n                                                                                            <td>$1,343<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78613<\/td>\n                                                                                            <td>$1,309<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>78758<\/td>\n                                                                                            <td>$1,188<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section \" id=\"tables-block_605ce967e7814\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\"><style>display: none;<\/style><\/h2>\n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Austin Car Insurance Rates by Age<\/h3>\n<p style=\"text-align: left;\">Besides the zip code where you live, age plays a significant factor in determining car insurance rates (marital status and gender have shown little influence on premiums).<\/p>\n<p style=\"text-align: left;\">Compared to other states, age factors less on Texas premiums. Fortunately, after a driver ages out of their teens, their insurance rates cut in half from the highs they were experiencing. Unfortunately, after that, a minimal decrease is seen.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Average Annual Premium<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teens<\/td>\n                                                                                            <td>$3,653<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$1,853<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$1,401<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$1,363<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$1,236<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$1,280<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$1,578<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_605cea6ee7815\">\n    <div class=\"o-wrapper \">\n        \n                            <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">In order to guarantee your car insurance rates will go down, you must maintain a clean driving record.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_605ceab5e7816\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Austin<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Austin?<\/h3>\n<p style=\"text-align: left;\">Austin reported 86 fatalities in 2019, performing worse than the average number of fatal accidents statewide. In Texas, there were 1.26 fatalities per 100,000 people. Austin suffered 9.05 deaths per 100,000 people.<\/p>\n<p style=\"text-align: left;\">Many of those fatalities could have been prevented. Although statistics on restraint use in fatal accidents in Austin are not readily available, in 2019, 42.42% of statewide accident fatalities were not wearing seat belts. Even more disturbing, approximately 50% of drivers in fatal accidents had known blood alcohol concentrations (BAC) above the legal limit.<\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Austin?<\/h3>\n<p style=\"text-align: left;\">The <a href=\"https:\/\/austintexas.gov\/department\/public-works\" target=\"_blank\" rel=\"noopener\">Austin Department of Public Works<\/a> is responsible for maintaining roads. This includes simple repairs like filling <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/auto-tips\/how-to-avoid-potholes\/\">potholes<\/a> and placing signs. But more, it includes resurfacing worn-out roads, keeping through ways clear of overgrowth, maintaining bridges and guardrails, and repairing traffic lights and streetlights, among many other tasks that keep roads drivable.<\/p>\n<p style=\"text-align: left;\">The American Society of Civil Engineers periodically releases a report card for the overall infrastructure of America. Their <a href=\"https:\/\/infrastructurereportcard.org\/state-item\/texas\/\" target=\"_blank\" rel=\"noopener\">2021 report<\/a> gave Texas an overall grade of C, a mediocre rating. Worse, Texas roads were graded a D+, poor rating. Bridges were graded a B-. The report states that Austin roads are experiencing an increase in traffic congestion due to the area&#8217;s growth.<\/p>\n<p style=\"text-align: left;\">Despite these ratings, the ASCE is sure to mention that they do not reflect the diligence of local agencies tasked with maintaining these vital infrastructures. Texas is the second-most populous state, and it should be expected that their roads and bridges will undergo a significant amount of use. These ratings are useful for these agencies to understand where their efforts need to go with the limited resources with which they have to work.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_605ceb42e7817\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Austin<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">In Austin, Texas, you will find the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/texas\/\">minimum auto liability requirements<\/a> to be much higher when compared to other states. Drivers in Austin are required to have the following minimum limits:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul class=\"c-regional-page__list c-regional-page__list--check\" style=\"list-style: none;\">\n<li>$30,000 for each injured person<\/li>\n<li>$60,000 for injuries per incident<\/li>\n<li>$25,000 for property damage<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                            <div class=\"u-text-small\">\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_605ceb9de7818\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Austin Car Insurance Rates<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">There are many <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/why-is-car-insurance-so-high\/\">standard components in determining an appropriate car insurance rate<\/a>. Insurance providers in Austin, Texas, may base their calculations on the following factors.<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul class=\"c-regional-page__list c-regional-page__list--check\" style=\"list-style: none;\">\n<li>Zip code<\/li>\n<li>Age<\/li>\n<li>Marital status<\/li>\n<li>Education &amp; occupation<\/li>\n<li>Gender<\/li>\n<li>Credit score<\/li>\n<li>Driving record<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_605cec0fe7819\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Austin<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Austin drivers can save money on their auto insurance if they take advantage of every possible discount available. Some examples of <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/11-money-saving-tips-lower-auto-insurance-premiums\/\">discounts<\/a> include:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul class=\"c-regional-page__list c-regional-page__list--check\" style=\"list-style: none;\">\n<li>Anti-theft discount<\/li>\n<li>Good driver discount<\/li>\n<li>Student discount<\/li>\n<li>Multi-car discount<\/li>\n<li>Military discount<\/li>\n<li>Multi-policy discount<\/li>\n<li>Mature, retired, or senior discount<\/li>\n<\/ul>\n<div id=\"gtx-trans\" style=\"position: absolute; left: -45px; top: -10px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_605cec4ee781a\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Austin?<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Because it is required for Austin drivers to have a minimum amount of insurance coverage, there are <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-without-insurance\/\">penalties if you are found driving and uninsured<\/a>. Your first offense will require you to pay a fine of $175-$350. A second offense for an Austin driver will fetch a fine of $350-$1,000, possible suspension of your driver&#8217;s license, and possible impoundment of your car.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<br>\n\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_6064d175781d0\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Quote for Car Insurance in Austin Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/04\/Austin-city-1.jpg\" alt=\"Road sign that reads \"Austin city limit\" with a busy road and trees in background.\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>It&#8217;s more than just a legal requirement. Insurance is an inexpensive way to protect yourself from the tremendous risks of daily driving in Austin. Don&#8217;t let yourself be lassoed with extensive medical expenses and car repair bills that often result from collisions. Get started with a quote <a href=\"#modal-turbo\">online<\/a>, visit us at an <a href=\"https:\/\/locations.freeway.com\/?search=Austin&#038;latitude=&#038;longitude=&#038;radio=20&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">Austin office<\/a> near you, or call us at <a href=\"tel:800-777-5620\">(800) 777-5620<\/a> for a quote.<\/p>\n                <\/div>\n                                    <div class=\"c-sections__list-column\">\n                                            <\/div>\n                                                                                <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25499,"menu_order":7,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/31247"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=31247"}],"version-history":[{"count":24,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/31247\/revisions"}],"predecessor-version":[{"id":46065,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/31247\/revisions\/46065"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25499"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=31247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}