{"id":25913,"date":"2020-11-29T15:01:46","date_gmt":"2020-11-29T23:01:46","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=25913"},"modified":"2023-02-21T17:07:27","modified_gmt":"2023-02-22T01:07:27","slug":"full-coverage","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/","title":{"rendered":"Cheap Full Coverage Car Insurance"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_5fc428fd4fd73\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What is Full Coverage Auto Insurance?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p><strong>Full coverage <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a><\/strong> is a combination of <em>liability car insurance, comprehensive car insurance and collision car insurance<\/em>. These are basic <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/\">types of car insurance<\/a> that when combined are often called full coverage. In many instances, finance companies (lenders) will require you to carry \u201cfull coverage\u201d car insurance until you have paid off your new vehicle. This is to protect their investment in case something happens to the car or truck while they still technically own the vehicle.<\/p>\n<p>If you are unsure if you need different types of coverages, a trained Freeway Insurance agent can help you decide what coverage is best for you and your family.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_5fc4291e4fd74\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Does Full Coverage Insurance Cost?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>On average, full coverage insurance (comprehensive and collision coverage) cost $1,655 per year in the U.S. Most likely, this is not what you will pay for full coverage. There are individual factors that go into determining what your insurance company will cost. The three major ones are:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><strong style=\"color: #0047bb;\">Where you live<\/strong> \u2013 States vary widely in how much car insurance coverage they require.<\/li>\n<li><strong style=\"color: #0047bb;\">Your age<\/strong> \u2013 There\u2019s a huge gap in rates between young drivers and more \u201cmature\u201d motorists.<\/li>\n<li><strong style=\"color: #0047bb;\">Your driving record<\/strong> \u2013 Those with clean driving histories with no tickets or claims will pay decidedly less than those who have a \u201ccheckered\u201d driving history.<\/li>\n<\/ul>\n<p>The cost of your insurance depends on many factors, including how much you want to buy in order to feel protected and have peace of mind. Reach out to Freeway Insurance for a handful of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a> options so you can find the one that meets your needs and budget.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_5fc429394fd75\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Different Types of Insurance Under Full Coverage?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Generally, full coverage car insurance consists of liability, comprehensive and collision, although you can add other optional car insurance coverages in order to build your perfect auto insurance package. And, once you meet the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\">minimum state-required car insurance<\/a>, you can typically decide exactly how much coverage you want to purchase. Let\u2019s take a closer look at these three basic types of full coverage car insurance.<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>\n<h3>Liability Car Insurance<\/h3>\n<p><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">Liability car insurance<\/a> typically pays for the bodily injury\/death liability and property damage liability of those involved in a wreck. Whether that is for you or the other driver(s) and passengers is based on which state you live in (at-fault or no-fault) and who caused the accident. Your state minimums will require a minimum amount of liability coverage*.<\/p>\n<p>Depending on what state you live in, your coverage limits may include <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/no-fault\/\">Personal Injury Protection<\/a> (PIP), <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/medical-payments\/\">MedPay<\/a> (medical payments) and\/or <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">uninsured motorist coverage<\/a>.<\/p>\n<p><em>*New Hampshire does not require car insurance.<\/em><\/li>\n<li>\n<h3>Collision Car Insurance<\/h3>\n<p><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">Collision car insurance<\/a> pays for damages to your vehicle regardless of who is at fault in an accident.<\/li>\n<li>\n<h3>Comprehensive Car Insurance<\/h3>\n<p><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">Comprehensive car insurance<\/a> covers damage to your vehicle that happens in circumstances other than a car wreck. This could be theft, vandalism, hail damage or more.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_62460b22dccb4\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">Average Cost of Full Coverage Vehicle Insurance per State<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>All states except New Hampshire require car insurance before residents can legally drive. This required auto insurance consists of bodily injury, property damage and, in some cases, additional required coverages. If you add collision and comprehensive to liability, you\u2019ll have the full coverage basic package. Here\u2019s a look at the average annual cost of full coverage vehicle insurance in each state.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>State<\/th>\n                                                                                            <th>Full Coverage Insurance Cost <\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Alabama<\/td>\n                                                                                            <td>$1,623<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Alaska<\/td>\n                                                                                            <td>$1,559<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Arizona<\/td>\n                                                                                            <td>$1,547<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Arkansas<\/td>\n                                                                                            <td>$1,914<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>California<\/td>\n                                                                                            <td>$1,065<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Colorado<\/td>\n                                                                                            <td>$2,016<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Connecticut<\/td>\n                                                                                            <td>$1,845<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Delaware<\/td>\n                                                                                            <td>$1,775<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Florida<\/td>\n                                                                                            <td>$2,364<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Georgia<\/td>\n                                                                                            <td>$1,982<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Hawaii<\/td>\n                                                                                            <td>$1,127<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Idaho<\/td>\n                                                                                            <td>$1,674<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Illinois<\/td>\n                                                                                            <td>$1,485<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Indiana<\/td>\n                                                                                            <td>$1,254<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Iowa<\/td>\n                                                                                            <td>$1,260<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Kansas<\/td>\n                                                                                            <td>$1,698<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Kentucky<\/td>\n                                                                                            <td>$2,128<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Louisiana<\/td>\n                                                                                            <td>$2,724<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Maine<\/td>\n                                                                                            <td>$965<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Maryland<\/td>\n                                                                                            <td>$1,877<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Massachusetts<\/td>\n                                                                                            <td>$1,223<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Michigan<\/td>\n                                                                                            <td>$2,309<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Minnesota<\/td>\n                                                                                            <td>$1,643<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Mississippi<\/td>\n                                                                                            <td>$1,782<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Missouri<\/td>\n                                                                                            <td>$1,661<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Montana<\/td>\n                                                                                            <td>$1,737<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Nebraska<\/td>\n                                                                                            <td>$1,531<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Nevada<\/td>\n                                                                                            <td>$2,246<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>New Hampshire<\/td>\n                                                                                            <td>$1,275<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>New Jersey<\/td>\n                                                                                            <td>$1,757<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>New Mexico<\/td>\n                                                                                            <td>$1,419<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>New York<\/td>\n                                                                                            <td>$2,321<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>North Carolina<\/td>\n                                                                                            <td>$1,325<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>North Dakota<\/td>\n                                                                                            <td>$1,264<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Ohio<\/td>\n                                                                                            <td>$1,034<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Oklahoma<\/td>\n                                                                                            <td>$1,873<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Oregon<\/td>\n                                                                                            <td>$1,346<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Pennsylvania<\/td>\n                                                                                            <td>$1,476<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Rhode Island<\/td>\n                                                                                            <td>$2,018<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>South Carolina<\/td>\n                                                                                            <td>$1,512<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>South Dakota<\/td>\n                                                                                            <td>$1,642<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Tennessee<\/td>\n                                                                                            <td>$1,338<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Texas<\/td>\n                                                                                            <td>$1,823<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Utah<\/td>\n                                                                                            <td>$1,186<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Vermont<\/td>\n                                                                                            <td>$1,207<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Virginia<\/td>\n                                                                                            <td>$1,304<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Washington<\/td>\n                                                                                            <td>$1,176<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>West Virginia<\/td>\n                                                                                            <td>$1,499<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Wisconsin<\/td>\n                                                                                            <td>$1,186<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Wyoming<\/td>\n                                                                                            <td>$1,495<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_62460e1fdccb5\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>It\u2019s worth noting that <a href=\"https:\/\/www.freeway.com\/auto-insurance\/average-cost\/\">average car insurance costs<\/a> vary widely from state to state. These numbers are determined by such things as how many car insurance claims are typically filed in that state, how many lawsuits arise from car accidents, and more.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"c-contact-channels\">\n        <div class=\"o-wrapper \">\n        <div class=\"c-contact-channels__content\">\n            <h2 class=\"c-contact-channels__title\">Finding Affordable Full Coverage Car Insurance Quotes in Your State<\/h2>\n                            <div class=\"c-contact-channels__text\"><p>Full coverage car insurance quotes is an affordable way to protect yourself and your loved ones while driving. Freeway Insurance agents will research multiple companies to find the best policy for your needs and budget. You can get a fast and free <strong><a href=\"#modal-turbo\">car insurance quote online<\/a><\/strong>, reach out to us at <strong><a style=\"white-space: nowrap;\" href=\"tel:800-777-5620\">800-777-5620<\/a><\/strong> or visit us at an <strong><a href=\"https:\/\/locations.freeway.com\/\" target=\"_blank\" rel=\"noopener\">office near you<\/a><\/strong>.<\/p>\n<\/div>\n                        <div class=\"c-contact-channels__channel\">\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--online\" target=\"_self\" href=\"#modal-turbo\" aria-label=\"Get a quote online\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-quote\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Online<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--phone\" target=\"_self\" href=\"tel:800-777-5620\" aria-label=\"Get a quote over the phone\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-phone\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Over the phone<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--ubication\" target=\"_self\" href=\"https:\/\/locations.freeway.com\" aria-label=\"Get a quote in our offices\" rel=\"noopener\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-location\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Visit Us<\/span>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25510,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25913"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=25913"}],"version-history":[{"count":19,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25913\/revisions"}],"predecessor-version":[{"id":41589,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25913\/revisions\/41589"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25510"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=25913"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}