{"id":25502,"date":"2020-11-20T06:41:50","date_gmt":"2020-11-20T14:41:50","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=25502"},"modified":"2024-02-21T12:50:10","modified_gmt":"2024-02-21T20:50:10","slug":"washington","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/washington\/","title":{"rendered":"Cheap Car Insurance in Washington"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_d0350a2496aa02e60895ff8de9751815\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>More than seven million people call Washington state home. Most Washington state residents live in Seattle, the largest city in the state and the 15th largest city in the country.<\/p>\n<p>Whether you are heading to Pike Place Park to buy fresh fish or commuting to Microsoft, you\u2019ll want to make sure you at least have the minimum liability\u00a0<a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a>\u00a0in Washington required by state law.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Almost 22% of Washington state drivers are uninsured or underinsured.<\/li>\n<li>Washington state ranks fifth in having the most uninsured\/underinsured drivers in the state.<\/li>\n<li>There are more than 2.9 million registered vehicles in the state of Washington.<\/li>\n<li>Hart\u2019s Pass in the <span style=\"white-space: nowrap;\">Okanogan-Wenatchee National Forest is the most dangerous road in Washington state.<\/span><\/li>\n<li>Undocumented immigrants can get driver\u2019s licenses in Washington state.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_d0c2af00bd019d084f6d86a39823b149\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Is Car Insurance in Washington?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>The average cost of full coverage car insurance in Washington state is $1,176 per year, which is much lower than the U.S. national average of $1,674. Drivers who choose the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\">state-required minimum liability car insurance<\/a> in Washington will pay an average of $463 per year, lower than the $565 of the national average.<\/p>\n<p>There are many factors that can affect what you will pay for <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/cheap-vehicles-to-insure\/\">cheap car insurance<\/a> in Washington state, including your age and your driving record. The average cost of insurance premiums can also differ depending on where you live in Washington state.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_0b181522782f373e53cd09737ec64ef7\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Is the Average Premium in Washington for Full Coverage Car Insurance?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>The average premium for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage car insurance<\/a> in Washington is $98 per month. All drivers in Washington are required to carry liability insurance to cover damages to other people\u2019s vehicles in an accident. Drivers have the option to add other <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/\">types of car insurance<\/a>, such as <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">collision coverage<\/a>, which covers accident-related damages to your car, and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive coverage<\/a>, which covers theft or damage to your vehicle, to their car insurance policy.<\/p>\n<p>Car insurance premium rates vary depending on the deductible amount, the amount of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability car insurance<\/a> coverage included, whether you elect to carry collision and comprehensive coverage and many other factors specific to you, such as your age. Finding the cheapest car insurance in Washington just means <a href=\"https:\/\/www.freeway.com\/auto-insurance\/compare\/\">shopping around and comparing car insurance quotes<\/a>, as well as learning about <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">car insurance discounts<\/a>.<\/p>\n<h3 style=\"text-align: left;\">How Much Is It for Liability Insurance or the Minimum Required Car Insurance in Washington?<\/h3>\n<p>Drivers in Washington will pay on average $38 per month for just the bare minimum of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/a-z-auto-insurance-index\/\">liability insurance<\/a> to make them legal. This insurance consists of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">bodily injury\/death liability insurance<\/a> and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">property damage liability insurance<\/a>.<\/p>\n<p>Carrying the minimum required by law will get you to the cheapest car insurance quotes in Washington fast, but keep in mind that if you cause a major accident, you\u2019ll most likely reach the limits of your insurance policy pretty quickly, leaving you will all the additional costs of injuries and damages of the other people involved in the accident. You\u2019ll also be required to pay for your car repairs out of pocket.<\/p>\n<p>For this reason, many drivers choose to increase the limits of their liability policy \u2013 or to carry full coverage.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_9d64829859d67b413366e059df871862\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Do Rates Compare Across Major Cities in Washington?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Most Washington state residents live in three main cities: Seattle, Spokane, and Tacoma. More than 3.4 million people live in and around Seattle. That\u2019s more than the entire state of Nevada. Insurance companies look at the overall claims of an area when deciding on premiums for people who live in those areas. An area with a higher collective claim rate for accidents, vehicle theft and vandalism and personal injury lawsuits will cause everyone who lives in that region to pay higher premiums.<\/p>\n<p>Here is a look at what some of the areas in Washington pay for their monthly car insurance premium on average.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Seattle <\/td>\n                                                                                            <td>$149<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Spokane <\/td>\n                                                                                            <td>$135<\/td>\n                                                                                            <td>$45<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Tacoma <\/td>\n                                                                                            <td>$179<\/td>\n                                                                                            <td>$63<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Bellevue <\/td>\n                                                                                            <td>$147<\/td>\n                                                                                            <td>$53<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by state. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_89849f71b7d81f87c71948e5e64855f0\" class=\"c-section c-section--bottom-0-spacing\">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Are There Good Driver Discounts in Washington?<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Yes! If you are a good driver and you don\u2019t have any speeding tickets or at-fault accidents for three years, you could be eligible for a <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Good Driver Discount<\/a> from your car insurance company in Washington state.<\/p>\n<p>Other discount programs in the state of Washington can help bring down the cost of your car insurance premiums. Some of these discounts include:<\/p>\n                <\/div>\n            \n                            <div class=\"c-quick-facts\">\n                    <div class=\"c-quick-facts__list\">\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Good Student Discounts<\/a>. These discounts are given to young drivers who maintain a \u201cB\u201d average or higher in school.<\/p>\n                            <\/div>\n                        <\/div>\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/05\/Full-premium.svg\" alt=\"Money in hand icon\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Continuously Insured Discount or <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">Customer Retention Discount<\/a>. If you\u2019ve been insured for six months or more and haven\u2019t let your policy lapse, then you may be eligible for this discount.<\/p>\n                            <\/div>\n                        <\/div>\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/04\/driver-3.svg\" alt=\"Graphic of a man driving a car\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Driver Education. Drivers over age 50 qualify for a discount on their car insurance if they complete a <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-safety\/reasons-take-defensive-driving-course\/\">defensive driving course<\/a>.<\/p>\n                            <\/div>\n                        <\/div>\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/05\/Vehicle-safety-discount.svg\" alt=\"Hands holding a box with a check mark\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Vehicle Safety Discount. You could be eligible for a discount if your car has certain vehicle safety equipment such as anti-lock brakes, airbags, and <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/auto-safety-features\/\">anti-theft devices.<\/a><\/p>\n                            <\/div>\n                        <\/div>\n                                                <div class=\"c-quick-facts__item\">\n                            <img decoding=\"async\" class=\"c-quick-facts__image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-car.svg\" alt=\"Blue icon of two cars\">\n                            <div class=\"c-quick-facts__content\">\n                                <p class=\"c-quick-facts__text\">Bundling or <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">Multi-Policy Discount<\/a>. Your insurance agency should offer you a discount if you bundle more than one policy your car insurance policy, i.e., <a href=\"https:\/\/www.freeway.com\/insurance-options\/homeowners-insurance\/\">home insurance<\/a>, <a href=\"https:\/\/www.freeway.com\/insurance-options\/motorhome-insurance\/\">RV insurance<\/a> and more.<\/p>\n                            <\/div>\n                        <\/div>\n                                            <\/div>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p>Other discounts you should ask about include: <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/military-discounts\/\">military discount<\/a> and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/mature-retired-or-senior-citizen-discounts\/\">senior driver discount<\/a>.<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_7ef0a7af7eb211ce2d8687e8931c333d\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Washington Car Insurance Laws<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Washington state\u00a0enacted a new law in 2019 that requires all drivers of vehicles and motorcycles to carry a minimum 25\/50\/10 liability coverage. Driver must also always carry proof of insurance in their cars or face stiff fines even if they have insurance.<\/p>\n<h3 style=\"text-align: left;\">What Are the Mandatory Car Insurance Requirements in Washington?<\/h3>\n<p>Under Washington state\u2019s\u00a0<a href=\"https:\/\/www.insurance.wa.gov\/washington-states-mandatory-automotorcycle-insurance-law\" target=\"_blank\" rel=\"noopener\">mandatory liability insurance law<\/a>, anyone who drives a motor vehicle or motorcycle must carry minimum\u00a0liability coverage\u00a0of $25,000 per person, $50,000 per accident, and $10,000 in property damage.<\/p>\n<p>If you don\u2019t have liability insurance, you must do one of the following:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Apply for a certificate of deposit with the Department of Licensing.<\/li>\n<li>Have a liability bond of at least $60,000 filed by a surety bond company authorized to do business in Washington.<\/li>\n<li>Self-insure if you have 26 or more vehicles.<\/li>\n<\/ul>\n<p>Drivers in the state should be prepared at all times to show proof of insurance if they get pulled over by law enforcement. You could be fined if you don\u2019t have proof of insurance on you, even if you have coverage.<\/p>\n<h3 style=\"text-align: left;\">What Is the Penalty for Driving Without Insurance in Washington?<\/h3>\n<p>If you get pulled over by law enforcement in Washington and don\u2019t have proof you have car insurance, you could be charged a fine of up to $250 for your first offense, plus a $25 court fee.<\/p>\n<p>Drivers without at least the minimum 25\/25\/10 liability insurance coverage can\u00a0<a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-without-insurance\/\">face stiffer penalties<\/a>, including suspension of their driver\u2019s license and misdemeanor charges.<\/p>\n<p>If you\u2019re driving without insurance and get involved in an injury accident or one that causes more than $1,000 in damage, your driver\u2019s license could be suspended for up to three years. To have your driving privileges reinstated after it is suspended, you\u2019ll have to file an\u00a0<a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\">SR-22<\/a>\u00a0or Certification of Financial Responsibility, which shows that you have obtained legal insurance coverage.<\/p>\n<p>Drivers who must file an SR22 certificate are considered riskier than other drivers. Insurance companies will typically be offering <a href=\"https:\/\/www.freeway.com\/auto-insurance\/high-risk-drivers\/\">high-risk auto insurance<\/a> to them, which is more expensive.<\/p>\n<h3 style=\"text-align: left;\">What Factors Does Washington Law Allow in Determining Your Premiums?<\/h3>\n<p>When looking for\u00a0<a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto-insurance\/buying-auto-insurance\/cheap-vehicles-to-insure\/\">cheap car insurance<\/a>\u00a0in the state of Washington, it\u2019s important to know what factors insurance companies look at to determine the rate that you will pay. Things you don\u2019t have control over, such as your age and gender, can impact your car insurance rates just as much as things you can control, like your driving record and credit score.<\/p>\n<p>In Washington state, insurance companies are not allowed to look at credit history as a factor when determining insurance rates. This is a temporary rule in response to COVID-19, but it may become permanent and join other states that do not allow this practice. The factors car insurance companies can look at when determining your rates are:<\/p>\n<ul>\n<li>Age<\/li>\n<li>Gender<\/li>\n<li>Marital status<\/li>\n<li>Vehicle type<\/li>\n<li>Driving record<\/li>\n<li>Education<\/li>\n<li>Occupation<\/li>\n<\/ul>\n<h3 style=\"text-align: left;\">Am I Required to Report an Accident in Washington to Authorities?<\/h3>\n<p>Suppose the unfortunate happens and you are involved in an accident. In that case, Washington state law requires that you file a Motor Vehicle Collision Report if anyone is injured, killed, or the accident results in property damage of $700 or more. You must file this report with the Washington Department of Transportation (DOT) within four days of the accident.<\/p>\n<p>Failure to file a collision report after an accident could lead to the suspension of your driver\u2019s license.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_d3aa3a5afaf39d3374ad251ddbba4e7d\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">What Is Driving Like in Washington?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Car Accidents Happen in Washington?<\/h3>\n<p>The Washington Traffic Safety Commission (WTSC) tracks the number of car accidents and fatalities caused by car accidents. In 2019, the WTSC reported 538 fatalities from vehicle accidents across the state, 133 of which were caused by drunk drivers.<\/p>\n<p>To cut down the number of fatalities and serious injuries caused by car accidents on Washington\u2019s roadways, the state adopted the Target Zero Strategic Highway Safety Plan in 2019. The plan aims at eliminating traffic fatalities by 2030.<\/p>\n<p>This table shows the number of fatal car accidents for 2019 in Washington state\u2019s largest cities.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Number of Fatal Car Accidents in 2019<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Seattle <\/td>\n                                                                                            <td>28<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Spokane <\/td>\n                                                                                            <td>10<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Tacoma <\/td>\n                                                                                            <td>18<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Bellevue <\/td>\n                                                                                            <td>4<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--top-0-spacing c-section--bottom-0-spacing \" id=\"default-block_003eea21216e054886ef61ef2264b740\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Drivers Are Uninsured\/Underinsured in Washington?<\/h3>\n<p>Even though liability insurance is required of all drivers in Washington state, not all drivers adhere to this requirement. In 2019, almost 22% of Washington drivers were uninsured, ranking the state fifth in having the highest number of uninsured motorists, according to the\u00a0<a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-uninsured-motorists\" target=\"_blank\" rel=\"noopener\">Insurance Information Institute<\/a>.<\/p>\n<p>With the high number of uninsured motorists in Washington state, it is a good idea to consider adding <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">uninsured motorist coverage<\/a> and underinsured motorist coverage to your car insurance policy, even though the coverage isn\u2019t required. Uninsured and underinsured motorist coverage will reimburse you if you get in an accident or hit-and-run with a driver who doesn\u2019t have the required liability coverage.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n        <section class=\"c-section  \" id=\"list-block_fd6fd2bacf2711a73a293cd769d160b5\">\n            <div class=\"o-wrapper \">\n                                    <h2 class=\"c-section__title\"  style=\"text-align:left\" >\n                        FAQs About Washington Car Insurance                    <\/h2>\n                    \n                                <div class=\"c-section__content\">\n                    <div class=\"c-faqs-page\">\n                                                    <div class=\"c-faqs-page-accordion\">\n                                                                                <div class=\"c-faqs-page-accordion__item\">\n                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                                                        <div class=\"c-faqs-page-accordion__title\" aria-expanded=\"true\">\n                                                            <span class=\"o-icon c-faqs-page-accordion__icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-questions\"><\/use><\/svg><\/span>\n                                                             <h4>I Am a Low-Income Driver. What Can I Do About Getting Car Insurance in Washington?<\/h4>\n                                                        <\/div>\n                                                        <div class=\"c-faqs-page-accordion__content\">\n                                                            <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                                                <div itemprop=\"text\">\n                                                                    <p>By getting the minimum 25\/50\/10 liability coverage required by Washington state law, you can save yourself money you would have to pay in fines, penalties, and high-risk insurance coverage if you were ever pulled over by law enforcement without the\u00a0<a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto-insurance\/\">required insurance coverage<\/a>. Talk to your insurance agent about possible discounts you may qualify for on your car insurance in Washington state. If you\u2019re driving an older vehicle, but you maintain safety equipment such as brakes and airbags, you could also save money on your insurance coverage.<\/p>\n<p>To find the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/best\/\">cheapest car insurance in Washington<\/a>, be sure and look at all discounts, decide on your coverage amounts, think about lowering your deductible and drive a vehicle that is considered safe and cheap to repair.<\/p>\n                                                                <\/div>\n                                                            <\/div>                                                        \n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                <div class=\"c-faqs-page-accordion__item\">\n                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                                                        <div class=\"c-faqs-page-accordion__title\" aria-expanded=\"true\">\n                                                            <span class=\"o-icon c-faqs-page-accordion__icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-questions\"><\/use><\/svg><\/span>\n                                                             <h4>Can an Undocumented Worker Get Car Insurance in Washington?<\/h4>\n                                                        <\/div>\n                                                        <div class=\"c-faqs-page-accordion__content\">\n                                                            <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                                                <div itemprop=\"text\">\n                                                                    <p>Washington is one of 10 states in the U.S. where residents can apply for a driver\u2019s license regardless of their immigration status. So undocumented workers can get a driver\u2019s license, and therefore, they can get car insurance coverage.<\/p>\n                                                                <\/div>\n                                                            <\/div>                                                        \n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                <div class=\"c-faqs-page-accordion__item\">\n                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                                                        <div class=\"c-faqs-page-accordion__title\" aria-expanded=\"true\">\n                                                            <span class=\"o-icon c-faqs-page-accordion__icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-questions\"><\/use><\/svg><\/span>\n                                                             <h4>Is It Possible to Get Car Insurance in Washington With a DUI Mark on My Record?<\/h4>\n                                                        <\/div>\n                                                        <div class=\"c-faqs-page-accordion__content\">\n                                                            <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                                                <div itemprop=\"text\">\n                                                                    <p>Drivers who get arrested for driving under the influence (DUI) will be able to get <a href=\"https:\/\/www.freeway.com\/auto-insurance\/dui\/\">DUI car insurance<\/a> in Washington state, but it will cost them a pretty penny. If you get a DUI, you can expect that your car insurance rates may increase by about 90%.<\/p>\n<p>On average,\u00a0<a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/dui-insurance\/\">drivers with DUIs<\/a>\u00a0will be paying high-cost insurance rates for a number of years. If you are looking for <a href=\"https:\/\/www.freeway.com\/dui\/\">DUI solutions<\/a>, you should be able to compare quotes and save some money.<\/p>\n                                                                <\/div>\n                                                            <\/div>                                                        \n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                            <\/div>\n    \n                                                <\/div>\n                <\/div>\n            <\/div>\n        <\/section> \n    \n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_c787d932dfd5c20590e038245436bda8\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get a Washington Car Insurance Quote Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/07\/wa-regional-ima.jpg\" alt=\"Photo of the US Capitol in Washington DC as seen from a road.\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>The cost of getting car insurance in Washington state could be considerably less than the fines and penalties you will face if you don\u2019t have insurance. That doesn\u2019t include the costs you could face if you or one of your passengers is injured in an accident.<\/p>\n<p>Freeway Insurance is standing by to help you find car insurance that meets your needs and your budget. Get started with a <a href=\"#modal-turbo\">quote for car insurance online<\/a>, visit us at a <a href=\"https:\/\/locations.freeway.com\/?search=Washington&amp;latitude=&amp;longitude=&amp;radio=200&amp;time=open-any\" target=\"_blank\" rel=\"noopener\">Washington state office<\/a> near you, or call us at <a href=\"tel:800-777-5620\"><span style=\"white-space: nowrap;\">800-777-5620<\/span><\/a> for a quote.<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section\">\n    <div class=\"o-wrapper\">\n        <h2 class=\"c-section__title c-regional-page__title\">Auto Insurance Info by City<\/h2>\n        <div class=\"c-section__content c-section__content--small-top-margin\">\n            <div class=\"c-regional-page-city\">\n                                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/washington\/bellevue\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/07\/Bellevue-wg.jpg\" alt=\"City of Bellevue between Lake Washington and Cascade Mountains in Washington state\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Bellevue<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/washington\/seattle\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/07\/Seattle-wg.jpg\" alt=\"Seattle Cityscape with Mt. Rainier in the Background at Sunset, Washington, USA\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Seattle<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/washington\/tacoma\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/07\/Tacoma-wg.jpg\" alt=\"Aerial shot of downtown Tacoma with bridge and dome\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Tacoma<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/washington\/olympia\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/04\/Olympia-1.jpg\" alt=\"Mount Rainier Overlooks Olympia, Washington\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Olympia<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/washington\/bellingham-car-insurance\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/11\/bellingham-wa-2.png\" alt=\"Mount Baker with a sailboat and houses in the Bellingham area\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Bellingham<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/washington\/yakima-car-insurance\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/04\/Yakima-state.jpg\" alt=\"Vineyard near Yakima, WA.\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Yakima<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a class=\"c-regional-page-city__link city-hidden\" href=\"https:\/\/www.freeway.com\/auto-insurance\/washington\/bremerton-wa\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2024\/02\/Bremertonwa-2.jpg\" alt=\"City skyline with snowy mountains of the Olympic peninsula on backdrop \u2013 cheap car insurance in Bremerton, WA\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Bremerton<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                <\/div>\n                            <div class=\"c-regional-page-city__view-more\">\n                    <button class=\"c-button c-button--linear-blue js-regional-info-by-city-button\">\n                        <span class=\"c-button__text\">View More Cities<\/span>\n                    <\/button>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":39725,"menu_order":28,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25502"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=25502"}],"version-history":[{"count":62,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25502\/revisions"}],"predecessor-version":[{"id":48484,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25502\/revisions\/48484"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/39725"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=25502"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}