{"id":25416,"date":"2020-11-19T21:27:17","date_gmt":"2020-11-20T05:27:17","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=25416"},"modified":"2023-09-21T09:34:13","modified_gmt":"2023-09-21T16:34:13","slug":"colorado","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/colorado\/","title":{"rendered":"Cheap Car Insurance in Colorado"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_5fb7524f0fd70\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>This stunning western state is the perfect place for outdoor enthusiasts to relocate to or just to visit. Whether you want to ski down a mountain, hike through a forest, repel down a canyon wall, or whitewater raft down a river, the Centennial State has it all.<\/p>\n<p>With so many mountain roads to drive on in Colorado, you\u2019ll want to make sure you have low cost <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">car insurance<\/a> required by Colorado state law.<\/p>\n<h3 style=\"text-align: left;\">Quick Facts<\/h3>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>There are 4,299,447 licensed drivers in Colorado.<\/li>\n<li>Almost 16% of Colorado drivers are uninsured or underinsured.<\/li>\n<li>In 2021, there were 543 fatal car crashes in Colorado with 583 people killed.<\/li>\n<li>The most dangerous road in Colorado is U.S. Route 160 which runs east to west and comes in Colorado from San Juan County, N.M. and exits the state through Walsh, CO.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_604002310d237\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much is Car Insurance in Colorado?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>The average annual cost of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage car insurance<\/a> in Colorado is $2,016, which is about $300 more than the national average of $1,738. The <a href=\"https:\/\/www.freeway.com\/auto-insurance\/states\/\">state-required minimum liability car insurance<\/a> averages $518 per year in Colorado, putting it just slightly higher than the national minimum at $480.<\/p>\n<p>There are many factors that can affect what you will pay for\u00a0car insurance in Colorado.<\/p>\n<p>For example, the average cost of insurance premiums can differ depending on where you live in Colorado. Drivers in Denver pay the highest car insurance rates in the state, with average costs at $2,424 per year for full coverage. Meanwhile, in Fort Collins, drivers pay an average cost of $1,716 per year for full coverage\u00a0car insurance.<\/p>\n<p>It has to do with how many claims are filed for things such as accidents, crime and personal injury lawsuits in an area. All drivers in a specific area may pay higher premiums based on the actions of others who live in that area.<\/p>\n<h3 style=\"text-align: left;\">What Is the Average Premium in Colorado for Cheap Full Coverage Car Insurance?<\/h3>\n<p>On average, Colorado drivers pay $168 per month for full coverage. Full coverage consists of liability, plus <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">collision car insurance<\/a> and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive car insurance<\/a>. If your car is financed, your lender will require you to carry full coverage insurance in order to protect its ownership stake until you pay off the vehicle.<\/p>\n<p>Car insurance premium rates vary depending on the deductible amount, the amount of coverage included, age, driving history and much more.<\/p>\n<h3 style=\"text-align: left;\">How Much Is It for Cheap Liability Insurance or the Minimum Required Car Insurance in Colorado?<\/h3>\n<p>The average cost for the cheapest car insurance in Colorado is $43 per month. This is for people who are driving a car that is considered safe and cheap to repair, have an excellent driving history and are of an age that is considered more responsible, such as late 30s through 60s. Savvy drivers can lower this even further by adding <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">car insurance discounts<\/a>.<\/p>\n<p>Keep in mind that the <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">minimum liability coverage<\/a> means that you have no financial protection for your own injuries and damages if you cause an accident. Your cheap liability insurance will go towards paying for the other involved parties\u2019 costs. And with the cheapest level of car insurance possible, there may not be enough to cover everything after your insurance company has paid their share, leaving you with out-of-pocket costs.<\/p>\n<h3 style=\"text-align: left;\">How Do Rates Compare Across Major Cities in Colorado?<\/h3>\n<p>Most Colorado residents live in three main cities: Denver, Colorado Springs, and Aurora. Over 749,000 people live in and around Denver. Here is a look at the monthly cost of auto insurance in some Colorado cities.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Denver <\/td>\n                                                                                            <td>$202<\/td>\n                                                                                            <td>$63<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Colorado Springs<\/td>\n                                                                                            <td>$188<\/td>\n                                                                                            <td>$56<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Aurora<\/td>\n                                                                                            <td>$193<\/td>\n                                                                                            <td>$62<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Boulder <\/td>\n                                                                                            <td>$146<\/td>\n                                                                                            <td>$48<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Fort Collins<\/td>\n                                                                                            <td>$143<\/td>\n                                                                                            <td>$46<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by state. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--top-0-spacing c-section--bottom-0-spacing \" id=\"default-block_610c4522ae70f\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Is There a Good Driver Discount in Colorado?<\/h3>\n<p>Colorado drivers could save up to 30% on their car insurance through a <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Good Driver Discount<\/a> if they have a clean driving record with no speeding tickets or at-fault accidents for three years.<\/p>\n<p>Other discount programs in Colorado can help bring down the cost of your car insurance premiums. Some of these discounts include:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Good Student Discounts<\/a>: Young drivers who maintain a \u201cB\u201d average or higher in school can receive up to a 20% discount.<\/li>\n<li>Continuously Insured Discount: If you\u2019ve been insured for six months or more and haven\u2019t let your policy lapse, then you may be eligible for this discount.<\/li>\n<li>Driver Education: Drivers over age 50 qualify for a discount on their car insurance if they complete a\u00a0<a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-safety\/reasons-take-defensive-driving-course\/\">defensive driving course<\/a>.<\/li>\n<li>Vehicle Safety Discount: You could be eligible for a discount if your car has certain vehicle safety equipment such as anti-lock brakes, airbags, and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">anti-theft devices<\/a>.<\/li>\n<\/ul>\n<p>Colorado is one of several states that prohibits insurance companies from offering customer loyalty discounts that reward customers for not switching companies.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_610c5e8e7b344\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Colorado Car Insurance Laws<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>In Colorado, it\u2019s illegal to drive without the minimum 25\/50\/15 liability car insurance. <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">Uninsured motorist insurance<\/a> and underinsured motorist coverage is optional in Colorado.<\/p>\n<p>As an \u201cat fault\u201d state, Colorado drivers who cause a traffic accident must pay expenses from injuries or property damage caused in the accident.<\/p>\n<h3 style=\"text-align: left;\">What Are the Mandatory Car Insurance Requirements in Colorado?<\/h3>\n<p>Colorado law mandates that all drivers have liability coverage. The minimum liability coverage is a <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/\">type of car insurance<\/a> that Colorado drivers are required to have is:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$25,000 <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">bodily injury\/death liability<\/a> per person<\/li>\n<li>$50,000 bodily injury\/death liability per accident<\/li>\n<li>$15,000 <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">property damage liability<\/a> per accident<\/li>\n<\/ul>\n<p>Drivers in Colorado must carry proof of insurance in their vehicles at all times.<\/p>\n<h3 style=\"text-align: left;\">What Is the Penalty for Driving Without Insurance in Colorado?<\/h3>\n<p>Driving without the minimum liability coverage mandated by state law can result in some serious penalties in Colorado. The offense is considered a Class 1 misdemeanor, which could get you $1,000 or more in fines, a year in jail, a suspended driver\u2019s license for up to eight months, and up to 40 hours of community service.<\/p>\n<p>Drivers without insurance will also get four points on their driver\u2019s license. Accumulating points on your driver\u2019s license can lead to the suspension of your license. To have your driving privileges reinstated after being suspended, you\u2019ll have to file an <a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\">SR-22<\/a>\u00a0or Certification of Financial Responsibility, which shows that you have obtained legal insurance coverage.<\/p>\n<h3 style=\"text-align: left;\">What Factors Does Colorado Law Allow in Determining Your Premiums?<\/h3>\n<p>When looking for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\">cheap car insurance<\/a> in Colorado, it\u2019s important to know what factors insurance companies look at to determine your pay rate. Things you don\u2019t have control over, such as your age and gender, can impact your car insurance rates just as much as things you can control, like your driving record and credit score.<\/p>\n<p>In Colorado, the factors car insurance companies can look at when determining your rates are:<\/p>\n<ul>\n<li>Age<\/li>\n<li>Gender<\/li>\n<li>Marital status<\/li>\n<li>Credit score<\/li>\n<li>Vehicle make, model, and year<\/li>\n<li>Insurance history<\/li>\n<li>Driving record<\/li>\n<li>Location<\/li>\n<li>Driving frequency<\/li>\n<\/ul>\n<h3 style=\"text-align: left;\">Am I Required to Report an Accident in Colorado to Authorities?<\/h3>\n<p>Colorado law requires that drivers report to law enforcement any accidents that result in injury or property damage. According to\u00a0Colorado law, failure to report traffic accidents is a Class 2 misdemeanor that could lead to 10 to 90 days in jail and $150 to $300 in fines.<\/p>\n<p>If the police are already on the scene of the accident, then you may not have to report the accident because they will report it.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_610c5f3c7b345\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">What Is Driving Like in Colorado?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Car Accidents Happen in Colorado?<\/h3>\n<p>The Colorado Department of Transportation\u2019s Strategic Transportation Safety Plan aims to reduce accident fatalities by 15% between 2020 and 2023. In 2020, there were 545 people killed in 502 fatal accidents on Colorado roadways. About 34% of those fatal accidents were due to drivers under the influence of alcohol or drugs.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th><a href=\"https:\/\/www.codot.gov\/safety\/traffic-safety\/assets\/fatal-crash-data-city-county\/city-and-county\/city_fatals_2020_20200107.pdf\" target=\"_blank\" rel=\"noopener\">Fatal Car Accidents in 2020<\/a><\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Denver <\/td>\n                                                                                            <td>50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Colorado Springs<\/td>\n                                                                                            <td>49<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Aurora<\/td>\n                                                                                            <td>35<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Fort Collins<\/td>\n                                                                                            <td>10<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--top-0-spacing c-section--bottom-0-spacing \" id=\"default-block_610c60047b346\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Motorists Are Uninsured\/Underinsured in Colorado?<\/h3>\n<p>In 2019, almost over 16% of Colorado drivers were uninsured, ranking the state 13th in having the highest number of uninsured motorists, according to the\u00a0<a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-uninsured-motorists\" target=\"_blank\" rel=\"noopener\">Insurance Information Institute<\/a>.<\/p>\n<p>Uninsured and underinsured motorist coverage on your car insurance policy is not required in Colorado. But it\u2019s a good idea to consider adding it to protect yourself if you are ever in an accident with someone who doesn\u2019t have the proper insurance coverage. Uninsured and underinsured motorist coverage will reimburse you if you get in an accident or hit-and-run with a driver who doesn\u2019t have the required liability coverage.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n        <section class=\"c-section  \" id=\"list-block_610c45edae710\">\n            <div class=\"o-wrapper \">\n                                    <h2 class=\"c-section__title\"  style=\"text-align:left\" >\n                        FAQs About Colorado Car Insurance                    <\/h2>\n                    \n                                <div class=\"c-section__content\">\n                    <div class=\"c-faqs-page\">\n                                                    <div class=\"c-faqs-page-accordion\">\n                                                                                <div class=\"c-faqs-page-accordion__item\">\n                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                                                        <div class=\"c-faqs-page-accordion__title\" aria-expanded=\"true\">\n                                                            <span class=\"o-icon c-faqs-page-accordion__icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-questions\"><\/use><\/svg><\/span>\n                                                             <h4>I Am a Low-Income Driver. What Can I Do About Getting the Cheapest Car Insurance in Colorado?<\/h4>\n                                                        <\/div>\n                                                        <div class=\"c-faqs-page-accordion__content\">\n                                                            <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                                                <div itemprop=\"text\">\n                                                                    <p>By getting the minimum 25\/50\/10 liability coverage required by Colorado law, you can save yourself money you would have to pay in fines, penalties, and high-risk insurance coverage if you were ever pulled over by law enforcement without the\u00a0required insurance coverage. Talk to your insurance agent about possible discounts you may qualify for on your car insurance in Colorado. If you\u2019re driving an older vehicle but maintain safety equipment such as brakes and airbags, you could also save money on your insurance coverage.<\/p>\n                                                                <\/div>\n                                                            <\/div>                                                        \n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                <div class=\"c-faqs-page-accordion__item\">\n                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                                                        <div class=\"c-faqs-page-accordion__title\" aria-expanded=\"true\">\n                                                            <span class=\"o-icon c-faqs-page-accordion__icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-questions\"><\/use><\/svg><\/span>\n                                                             <h4>Can an Undocumented Worker Get Car Insurance in Colorado?<\/h4>\n                                                        <\/div>\n                                                        <div class=\"c-faqs-page-accordion__content\">\n                                                            <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                                                <div itemprop=\"text\">\n                                                                    <p>Colorado is one of 10 states in the U.S. where residents can apply for a driver\u2019s license regardless of their immigration status. Undocumented workers can get a driver\u2019s license, so they can get car insurance coverage.<\/p>\n                                                                <\/div>\n                                                            <\/div>                                                        \n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                <div class=\"c-faqs-page-accordion__item\">\n                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                                                        <div class=\"c-faqs-page-accordion__title\" aria-expanded=\"true\">\n                                                            <span class=\"o-icon c-faqs-page-accordion__icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-questions\"><\/use><\/svg><\/span>\n                                                             <h4>Is It Possible to Get Low-Cost Car Insurance in Colorado With a DUI Mark on My Record?<\/h4>\n                                                        <\/div>\n                                                        <div class=\"c-faqs-page-accordion__content\">\n                                                            <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                                                <div itemprop=\"text\">\n                                                                    <p>If you are arrested for driving under the influence (DUI) in Colorado, you can expect to pay a hefty price in car insurance premiums. Car insurance rates can jump up by almost 70% for drivers with a DUI.<\/p>\n<p>On average,\u00a0<a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/dui-insurance\/\">drivers with DUIs<\/a>\u00a0in Colorado will have to pay about $2,834 per year for car insurance. Although that is less than the national average of $3,336 per year, it is still a pretty significant increase that may make you reconsider getting behind the wheel after having a few drinks.<\/p>\n                                                                <\/div>\n                                                            <\/div>                                                        \n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                            <\/div>\n    \n                                                <\/div>\n                <\/div>\n            <\/div>\n        <\/section> \n    \n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_5fb7537b0fd77\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Affordable Colorado Car Insurance Quote Online Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2020\/12\/co-regional-ima.jpg\" alt=\"Photo of an SUV driving in Rocky Mountain National Park, Colorado with pines and mountains in the back.\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Car insurance in Colorado will cost considerably less than the fines and penalties you will face if you don\u2019t have insurance. That doesn\u2019t include the costs you could face if you or one of your passengers is injured in an accident.<\/p>\n<p>You can get a fast, no-obligation <a href=\"#modal-turbo\">online car insurance quote<\/a>, call us at <a href=\"tel:800-777-5620\" style=\"white-space:nowrap;\">800-777-5620<\/a> or visit a local Colorado <a href=\"https:\/\/locations.freeway.com\/?search=Colorado&#038;latitude=&#038;longitude=&#038;radio=200&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">office<\/a> near you.<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-bing\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section\">\n    <div class=\"o-wrapper\">\n        <h2 class=\"c-section__title c-regional-page__title\">Auto Insurance Info by City<\/h2>\n        <div class=\"c-section__content c-section__content--small-top-margin\">\n            <div class=\"c-regional-page-city\">\n                                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/colorado\/denver\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/denver-sm.jpg\" alt=\"Aerial view of Downtown Denver, Colorado at dusk\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Denver<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/colorado\/aurora\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/11\/Aurora-sm.jpg\" alt=\"Closeup of roadmap that says Aurora\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Aurora<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/colorado\/boulder\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/04\/Boulder-Colorado-1.jpg\" alt=\"Early spring at the Pearl Street Mall in Boulder, Colorado\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Boulder<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/colorado\/fort-collins-car-insurance\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/04\/Fort-Collins-state.jpg\" alt=\"Morning in Old Town Square in Fort Collins.\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Fort Collins<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/colorado\/greeley-car-insurance\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/04\/Greeley-state.jpg\" alt=\"A family photographs the only operating Big Boy steam locomotive engine as it rolls through Greeley on a snowy day.\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Greeley<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                            <a data-visible=\"visible\" class=\"c-regional-page-city__link \" href=\"https:\/\/www.freeway.com\/auto-insurance\/colorado\/pueblo-co\/\">\n                        <picture class=\"c-regional-page-city__img\">\n                            <img decoding=\"async\" class=\" o-crop__content o-crop__content--center\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/09\/Pueblo-2.jpg\" alt=\"Downtown Pueblo, Colorado during the summer\">\n                        <\/picture>\n                        <div class=\"c-regional-page-city__title\">\n                            <h3>Pueblo<\/h3>\n                        <\/div>\n                    <\/a>\n                                                                <\/div>\n                    <\/div>\n    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