{"id":24812,"date":"2022-05-04T13:52:00","date_gmt":"2022-05-04T20:52:00","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=24812"},"modified":"2023-12-11T13:18:35","modified_gmt":"2023-12-11T21:18:35","slug":"health-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/insurance-options\/health-insurance\/","title":{"rendered":"Health Insurance Quotes Online"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_639c976a4569ea70bc2f333a34422d6e\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Health Quotes are Available in These States Now<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>At Freeway Insurance, we believe everyone should have access to good healthcare. We are happy to provide free assistance to help you and your family understand your options in the following states:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><a href=\"https:\/\/www.freeway.com\/california-health-insurance\/\"><strong>California\u00a0Health Insurance<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/www.freeway.com\/arizona-health-insurance\/\"><strong>Arizona\u00a0Health Insurance<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/www.freeway.com\/washington-health-insurance\/\"><strong>Washington\u00a0Health Insurance<\/strong><\/a><\/li>\n<li><strong><a href=\"https:\/\/www.freeway.com\/florida-health-insurance\/\">Florida Health Insurance<\/a>\u00a0<\/strong><\/li>\n<li><a href=\"https:\/\/www.freeway.com\/texas-health-insurance\/\"><strong>Texas\u00a0Health Insurance<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/www.freeway.com\/idaho-health-insurance\/\"><strong>Idaho\u00a0Health Insurance<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/www.freeway.com\/oregon-health-insurance\/\"><strong>Oregon\u00a0Health Insurance<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/www.freeway.com\/nevada-health-insurance\/\"><strong>Nevada Health Insurance<\/strong><\/a><\/li>\n<\/ul>\n<p>At Freeway Insurance, our bilingual agents can help you navigate through the confusing maze of health plans and find the right coverage for you. Give us a call today at <a href=\"tel:877-583-1475\"><strong><span style=\"white-space: nowrap;\">877-583-1475<\/span><\/strong><\/a> to find out more.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_b15046e2fbcda8ab2eb3b2c7605d2335\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Why You Need Health Coverage<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>It\u2019s no secret that the costs of healthcare continue to go up. Worrying about how you will pay for it if you or one of your family members gets sick or injured can be stressful. Health insurance not only helps to pay for your medical bills, but there are also numerous good reasons to choose health coverage for yourself and your family. Here are just a few of the reasons you should seriously consider getting on an affordable plan:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>You\u2019ll be able to use the same doctors and specialists, so they know your family\u2019s health. This is better than having an ever-rotating cast of doctors in the emergency room where you have to explain everything all over again.<\/li>\n<li>Regular healthcare helps identify serious issues early on, so you can address them while they are still manageable and less expensive.<\/li>\n<li>If you have children, early routine dental care can help them avoid many serious problems later in life.<\/li>\n<\/ul>\n<p>There are numerous ways to access healthcare plans, including through the <a href=\"https:\/\/www.freeway.com\/insurance-options\/health-insurance\/types-of-health-insurance\/affordable-care-act-bill\/\">Affordable Care Act<\/a> (ACA), which is designed to help all Americans find options they can afford. Other options include <a href=\"https:\/\/www.freeway.com\/insurance-options\/health-insurance\/types-of-health-insurance\/free-health-insurance\/\">free health insurance<\/a> for those who qualify, as well as programs like <a href=\"https:\/\/www.freeway.com\/insurance-options\/health-insurance\/types-of-health-insurance\/medicaid-health-insurance\/\">Medicaid<\/a> for people who meet income guidelines.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_8a804611e6d2308fcab1172749e02dc0\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What is the Health Marketplace?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>The Health Marketplace is an online center where people and families can find coverage. The Marketplace is a result of the ACA, otherwise known as <a href=\"https:\/\/www.freeway.com\/insurance-options\/health-insurance\/types-of-health-insurance\/what-is-obamacare\/\">Obamacare<\/a>, which was signed into law by President Obama in 2010. Some states have their own marketplace health centers, while other states direct their residents to the federal government site, healthcare.gov.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"c-product-imagen-wp c-product-imagen-wp wp-image-33997 size-full\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/07\/Multipolicy-discount-1.jpg\" alt=\"Happy doctor in her office with a laptop\" width=\"760\" height=\"380\" \/><\/p>\n<p>The marketplace consists of plans from many different insurance companies and is divided into 4 tiers (Bronze, Silver, Gold and Platinum) based on cost and coverage. Additionally, insurers in the marketplace may not consider <span style=\"white-space: nowrap;\">pre-existing<\/span> conditions when issuing health coverage.<\/p>\n<h3 style=\"text-align: left;\">Open Enrollment and Special Enrollment<\/h3>\n<p>The marketplace has <a href=\"https:\/\/www.freeway.com\/insurance-options\/health-insurance\/health-insurance-open-enrollment\/\">Open Enrollment<\/a> during specific times in a <span style=\"white-space: nowrap;\">12-month<\/span> period. During this time, anyone may apply for a health plan through the ACA. During the rest of the year, people who meet a qualifying life event may be able to enroll during <a href=\"https:\/\/www.freeway.com\/insurance-options\/health-insurance\/health-insurance-special-enrollment\/\">Special Enrollment<\/a>.<\/p>\n<p>Freeway Insurance has <span style=\"white-space: nowrap;\">bi-lingual<\/span> agents who can walk you through the steps it takes to apply, pick a plan and enroll.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_721328efdb8c0db684a21eaa1a2cb0ff\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Does Marketplace Health Cost?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>It varies a great deal. What you pay will depend on your family size, your income, your deductible, the state you live in and what health plan you choose, plus other factors.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"c-quick-quote js-quick-quote\" id=\"quick-quote-block_c098ec97b24c7f5b7e3114b40c07e7e4\">\n    <div class=\"o-wrapper o-wrapper--flush\">\n        <div class=\"c-quick-quote__content\">\n            <h2 class=\"c-quick-quote__title\">Ready to Get a Quick Quote?<\/h2>\n            <div class=\"c-quick-quote__form\">\n                <form class=\"form c-quote ajax-quote-form-new\" method=\"GET\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quote__item\">\n                                                <label class=\"c-quote__label\" for=\"typeInsuranceQuickQuote\">Type of Insurance Product or Service<\/label>\n                        <select class=\"c-quote__select\" name=\"type_insurance\" id=\"typeInsuranceQuickQuote\">\n                                                                                            <option value=\"A\"      >Auto Insurance<\/option>\n                                                                                            <option value=\"AC\"      >Classic Car Insurance<\/option>\n                                                                                            <option value=\"L\"      >Life Insurance<\/option>\n                                                                                            <option value=\"HE\"     data-custom-zipcode-check=\"true\" data-custom-slug=\"HE\"   >Health Insurance<\/option>\n                                                                                            <option value=\"DN\"      >Dental Insurance<\/option>\n                                                                                            <option value=\"TM\"      >Telemedicine<\/option>\n                                                                                            <option value=\"PET\"      >Pet Insurance<\/option>\n                                                                                            <option value=\"H\"      >Homeowners Insurance<\/option>\n                                                                                            <option value=\"B\"      >Business Insurance<\/option>\n                                                                                            <option value=\"R\"      >Renters Insurance<\/option>\n                                                                                            <option value=\"M\"      >Motorcycle Insurance<\/option>\n                                                                                            <option value=\"CV\"      >Commercial Vehicle<\/option>\n                                                                                            <option value=\"LL\"      >Landlord Insurance<\/option>\n                                                                                            <option value=\"AD\"      >Travel Club &#8211; AD&#038;D<\/option>\n                                                                                            <option value=\"MH\"      >Motorhome Insurance<\/option>\n                                                                                            <option value=\"MRH\"      >Mobile Home Insurance<\/option>\n                                                                                            <option value=\"RA\"      >Roadside Assistance<\/option>\n                                                                                            <option value=\"WR\"      >Windshield Repair Plan<\/option>\n                                                                                            <option value=\"HI\"      >Hospital Indemnity<\/option>\n                                                                                            <option value=\"IT\"      >Identity Theft Protection<\/option>\n                                                                                            <option value=\"RSH\"      >Rideshare Insurance<\/option>\n                                                                                            <option value=\"AMX\"      >Mexican Car Insurance<\/option>\n                                                                                            <option value=\"SM\"      >Snowmobile Insurance<\/option>\n                                                                                            <option value=\"BT\"      >Boat Insurance<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote__item\">\n                        <label class=\"c-quote__label\" for=\"zipcodeQuickQuote\">Zip Code<\/label>\n                        <input class=\"c-quote__input only-numbers zipcodeQuickQuote\" id=\"zipcodeQuickQuote\" type=\"text\" placeholder=\"Zip Code\" name=\"zipcode\" inputmode=\"numeric\" autocomplete=\"postal-code\" maxlength=\"5\" \/>\n                    <\/div>\n                    <div class=\"c-quote__controls\">\n                        <button class=\"c-quote__submit c-button c-button--orange c-button--text-big\" type=\"submit\"> Start Quote                            <img decoding=\"async\" class=\" c-quote__loading\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/components\/forms\/loading.svg\" alt=\"Loading\" width=\"28\" height=\"28\" \/>\n                        <\/button>\n                    <\/div>\n                <\/form>\n                <div class=\"c-quick-quote__links\">\n                    <a class=\"c-quick-quote__learn-products\" href=\"https:\/\/www.freeway.com\/insurance-options\/\">Learn more about our products and services<\/a>\n                    <div class=\"c-quick-quote__phone\">\n                        <div class=\"c-quick-quote__phone-text\">Help?<\/div>\n                        <a class=\"c-quick-quote__phone-number\" href=\"tel:800-777-5620\">Call 800-777-5620<\/a>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"c-quick-quote__reviews\">\n                <!-- TrustBox widget - Micro TrustScore-->\n                <div class=\"trustpilot-widget\"  data-locale=\"en-US\"  data-template-id=\"5419b6ffb0d04a076446a9af\" data-businessunit-id=\"598cc8eb0000ff0005a89763\" data-style-height=\"20px\" data-style-width=\"100%\" data-theme=\"light\">\n                    <a href=\"https:\/\/www.trustpilot.com\/review\/freewayinsurance.com\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\n                <\/div><!-- End TrustBox widget-->\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_a1837461b6da0c2cd939a86f29bae250\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Are There Different Types of Health Plans?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Yes. You can find different <a href=\"https:\/\/www.freeway.com\/insurance-options\/health-insurance\/types-of-health-insurance\/\">types of health plans<\/a>, including HMO, PPO, POS, Medicare and more. These plans are based on variables specific to different groups of people and offer different options to meet healthcare needs. If you need help deciding what type of health plan works best for you, ask your Freeway agent for recommendations.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_69f4cf022a770dc317c71f076913af58\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Can I Find Affordable Health Coverage?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Most people can find a health plan they can afford through the Health Marketplace. You may qualify for a federal subsidy to help you pay for the plan you choose. If you do not have access to health insurance through your job, you should explore your options in the Marketplace. The following states have their own Marketplace portals where their residents can access ACA plans.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_6c5be706f161d4b4fe26ffb18f8e2215\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">States That Have Their Own Health Portals<\/h3>\n<p>Some states have elected to manage their own version of the Marketplace Healthcare. Here is a look at those states with links to the appropriate website to apply for Marketplace health coverage.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>State<\/th>\n                                                                                            <th>Link<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>California<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/www.freeway.com\/california-health-insurance\/ \">https:\/\/www.freeway.com\/california-health-insurance\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Colorado<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/connectforhealthco.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/connectforhealthco.com\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Connecticut<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/www.accesshealthct.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.accesshealthct.com\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>District of Columbia<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/dchealthlink.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/dchealthlink.com\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Idaho<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/www.freeway.com\/idaho-health-insurance\/ \">https:\/\/www.freeway.com\/idaho-health-insurance\/ <\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Kentucky<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/kynect.ky.gov\/\" target=\"_blank\" rel=\"noopener\">https:\/\/kynect.ky.gov\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Maine<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/www.coverme.gov\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.coverme.gov\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Maryland<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/www.marylandhealthconnection.gov\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.marylandhealthconnection.gov\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Massachusetts<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/www.mahealthconnector.org\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.mahealthconnector.org\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Minnesota<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/www.mnsure.org\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.mnsure.org\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Nevada<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/www.freeway.com\/nevada-health-insurance\/\">https:\/\/www.freeway.com\/nevada-health-insurance\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>New Jersey<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/nj.gov\/getcoverednj\/\" target=\"_blank\" rel=\"noopener\">https:\/\/nj.gov\/getcoverednj\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>New Mexico<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/www.bewellnm.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.bewellnm.com\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>New York<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/nystateofhealth.ny.gov\/\" target=\"_blank\" rel=\"noopener\">https:\/\/nystateofhealth.ny.gov\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Pennsylvania<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/pennie.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/pennie.com\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Rhode Island<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/healthsourceri.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/healthsourceri.com\/<\/a><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Vermont<\/td>\n                                                                                            <td><nobr><a style=\"font-weight:600\" href=\"https:\/\/portal.healthconnect.vermont.gov\/VTHBELand\/welcome.action\" target=\"_blank\" rel=\"noopener\">https:\/\/portal.healthconnect.vermont.gov\/VTHBELand\/welcome.action\/<\/a><\/nobr><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Washington<\/td>\n                                                                                            <td><a style=\"font-weight:600\" href=\"https:\/\/www.freeway.com\/washington-health-insurance\/ \">https:\/\/www.freeway.com\/washington-health-insurance\/ <\/a><\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_177fa3ce4e6789396ae9396c3f5dd143\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What is the Penalty for Not Having a Health Policy?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>When the Affordable Care Act (ACA) was passed into law, there was a penalty assessed by the federal government to those who chose not to get qualifying <a href=\"https:\/\/www.freeway.com\/knowledge-center\/health-insurance\/understanding-health-insurance\/why-health-care-coverage-is-so-important\/\">healthcare coverage<\/a>.<\/p>\n<p>There is no penalty any longer on the federal level for not having coverage. A handful of states still enforce a health mandate, including California and New Jersey. The penalty for not having a plan that qualifies as minimum essential coverage will result in a <span style=\"white-space: nowrap;\">fee \u2013 typically<\/span> a tax penalty.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"c-product-imagen-wp c-product-imagen-wp wp-image-33997 size-full\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/10\/Rectangle-3463213.webp\" alt=\"Doctor explaining diagnosis in tablet to women patient in doctors office\" width=\"1520\" height=\"760\" \/><\/p>\n<p>Besides California and New Jersey, the other states that still have a health mandate are Massachusetts, Vermont, Rhode Island and the District of Columbia.<\/p>\n<p>At Freeway Insurance, our skilled and bilingual agents can walk you through finding <a href=\"https:\/\/www.freeway.com\/insurance-options\/health-insurance\/types-of-health-insurance\/\">affordable health insurance<\/a> for you and your family so you can have peace of mind.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section \" id=\"tables-block_c15ac413abf75df713fdbbb82f677724\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">How Much is the Penalty for Not Having a Health Plan?<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Since the federal government no longer assesses a penalty for no health insurance, the few states that still have a health mandate regulate their own penalties. If you live in one of these states, you\u2019ll need to check each year to see if the mandate is still in effect and if so, how much it will cost you to choose to not carry qualifying health coverage. These penalties could change from year to year.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>State<\/th>\n                                                                                            <th>Tax Penalty (2022)<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>California<\/td>\n                                                                                            <td>$750 per uninsured adult + $375 per uninsured child or 2.5% of household income (whichever is greater)<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>District of Columbia<\/td>\n                                                                                            <td>$695 per uninsured adult + $347.50 per uninsured child or 2.5% of household income (whichever is greater)<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Massachusetts<\/td>\n                                                                                            <td>No penalty if income is less than 150% of federal poverty level (FPL). 50% of the premium for the lowest cost plan if income is between 150.<nobr>1-300%<\/nobr> of FPL and 50% of the <nobr>lowest-cost<\/nobr> bronze plan if income is 300% over FPL.<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>New Jersey<\/td>\n                                                                                            <td>Depends on household income and family size<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Rhode Island<\/td>\n                                                                                            <td>$695 per uninsured adult + $347.50 per uninsured child or 2.5% of household income (whichever is greater)<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_fa626d0da6cb89e43ff100646af6a97f\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Affordable Health Care for You and Your Family\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/health-ima.jpg\" alt=\"Pediatrician checking up on a girl while her mom stands on the side.\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>Purchasing a health policy or <a href=\"https:\/\/www.freeway.com\/insurance-options\/dental-insurance\/\">dental insurance<\/a> on your own can be complicated and expensive, but Freeway Insurance can help you save time and money. And if you can\u2019t afford it, we\u2019ll let you know if you qualify to have some or all of your coverage paid for by the government, in a program such as Medicaid. There are penalties for not having health coverage in some states, but even more importantly, you and your family will have peace of mind knowing you are covered.<\/p>\n<p>Give Freeway Insurance a call to talk to an expert insurance agent who can answer your questions and help you find the health plan that fits your needs and budget.<\/p>\n                <\/div>\n                                            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section  \" id=\"default-block_217c39b4c80c45967d12ea57aded35f1\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Find Low-Cost Options for Accidents, Critical Illness and Cancer <\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p><span data-contrast=\"auto\">Many people are unprepared for a sudden accident, critical illness or a cancer diagnosis. While we <\/span><span data-contrast=\"auto\">cannot always be prepared<\/span><span data-contrast=\"auto\"> for life\u2019s curveballs, we can find ways to lessen the impact.<\/span><span data-contrast=\"auto\"> At Freeway, we <\/span><span data-contrast=\"auto\">partner<\/span> <span data-contrast=\"auto\">with Aflac to offer <\/span><a href=\"https:\/\/www.freeway.com\/insurance-options\/health-insurance\/cancer-critical-care-accident-insurance\/\"><b><span data-contrast=\"auto\">affordable plans for accidents, critical illness and cancer<\/span><\/b><\/a><span data-contrast=\"auto\">. These plans <\/span><span data-contrast=\"auto\">are designed<\/span><span data-contrast=\"auto\"> to pay participants cash directly to help offset the ma<\/span><span data-contrast=\"auto\">n<\/span><span data-contrast=\"auto\">y costs<\/span><span data-contrast=\"auto\"> associated with sudden, life-altering events.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">If you <\/span><span data-contrast=\"auto\">don\u2019t<\/span><span data-contrast=\"auto\"> have health insurance, a cheap plan<\/span><span data-contrast=\"auto\"> from Aflac<\/span><span data-contrast=\"auto\"> can help you pay for a hospital stay, medical care and other bills that may come up<\/span><span data-contrast=\"auto\"> if you are out of work. If you do have health insurance, you can use these options to help pay for your deductible, as well as costs not covered by your regular coverage.<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">When <\/span><span data-contrast=\"auto\">you\u2019ve<\/span><span data-contrast=\"auto\"> been hit by the unexpected, you need to focus on getting better \u2013 not worry about where the money is going to come from to keep you and your family afloat.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_b0ca00b403b2e9c78294ea32301d84d0\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Having a Health Plan Makes Sense<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>When you have health coverage, you\u2019re more likely to get routine checkups and preventive care, which helps you stay healthy and saves money on medical costs in the long run. Without it, a short hospital stay could be costly if you become sick or injured, and you could be responsible for the entire bill.<\/p>\n<p>A health plan can help protect your finances if you have a major medical incident. Serious diseases or accidents often require surgeries, treatments, and medications that can result in hundreds of thousands of dollars in medical expenses. Don\u2019t get stuck without protection the next time you need medical care. Let Freeway Insurance help you find an affordable health plan.<\/p>\n<p>Freeway Can Help You:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Enroll during Open or Special Enrollment if you are eligible<\/li>\n<li>Compare plans<\/li>\n<li>Explore any free or <span style=\"white-space: nowrap;\">low-cost<\/span> programs for which you may qualify<\/li>\n<li>Get a clear picture of what premiums you\u2019ll pay and what benefits you\u2019ll receive before you enroll<\/li>\n<li>Apply for financial assistance from the federal government to help pay for the costs of your medical care and coverage<\/li>\n<li>Avoid costly penalties<\/li>\n<li>Get outstanding service all year round: before, during, and after the enrollment period, we\u2019re here to help!<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"c-product-imagen-wp c-product-imagen-wp alignnone wp-image-33997 size-full\" style=\"box-shadow: none;\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/05\/ima-media-covered-kaiser.webp\" alt=\"View of Covered California and Kaiser Permanente logos.\" \/><\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"c-contact-channels\">\n        <div class=\"o-wrapper \">\n        <div class=\"c-contact-channels__content\">\n            <h2 class=\"c-contact-channels__title\">Get Free Health Insurance Quotes Today<\/h2>\n                            <div class=\"c-contact-channels__text\"><p>Get the peace of mind that comes with knowing you\u2019re protected if you become sick or injured by signing up for a health plan through Freeway Insurance. Find an affordable health care plan that fits your needs and budget through Freeway. Get a free <strong><a href=\"https:\/\/www.freeway.com\/health-quote-form\/\">health insurance quote online<\/a><\/strong> or give us a call at <strong><a href=\"tel:800-777-5620\"><span style=\"white-space: nowrap;\">800-777-5620<\/span><\/a><\/strong> to get started.<\/p>\n<\/div>\n                        <div class=\"c-contact-channels__channel\">\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--online\" target=\"_self\" href=\"https:\/\/www.freeway.com\/health-quote-form\/\" aria-label=\"Get a quote online\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-quote\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Online<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--phone\" target=\"_self\" href=\"tel:800-777-5620\" aria-label=\"Get a quote over the phone\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-phone\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Over the phone<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--ubication\" target=\"_self\" href=\"https:\/\/locations.freeway.com\/\" aria-label=\"Get a quote in our offices\" rel=\"noopener\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-location\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Visit Us<\/span>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":24460,"menu_order":7,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/24812"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=24812"}],"version-history":[{"count":146,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/24812\/revisions"}],"predecessor-version":[{"id":49152,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/24812\/revisions\/49152"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/24460"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=24812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}