{"id":24668,"date":"2020-11-15T10:36:50","date_gmt":"2020-11-15T18:36:50","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=24668"},"modified":"2023-03-06T10:45:41","modified_gmt":"2023-03-06T18:45:41","slug":"atv-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/insurance-options\/atv-insurance\/","title":{"rendered":"ATV Insurance"},"content":{"rendered":"
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Going Off-Roading? Don\u2019t Forget Cheap ATV Insurance<\/h2>\n
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Are you looking for cheap UTV (utility terrain vehicle) or ATV (all-terrain vehicle) insurance? Before you hop on for an off-road adventure or get on your UTV to feed the cattle, make sure you have the proper coverage to protect you and others, as well as your machine.<\/p>\n

While off-roading is fun and exciting, it also brings an inherent danger of injury and property damage. Off-road adventures may end all too soon if your vehicle, or you, gets damaged or injured during off-road hijinks.<\/p>\n

At Freeway, we can help you find the right plan, so you can protect yourself and your UTV\/ATV and never miss the call to adventure again.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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What Is UTV or ATV Insurance?<\/h2>\n
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UTV\/ATV coverage is designed to protect utility terrain and all-terrain vehicles. Different kinds of policies\u00a0can help pay for both damages to the vehicle and damage you may cause while operating the vehicle, as well as injuries to yourself, your passengers and others.<\/p>\n

In most respects, it\u00a0is similar to car insurance<\/strong><\/a>. If you cause a car accident, you have the peace of mind of knowing that your policy\u00a0will help pay for any damage to people and property you may cause. And if you have a collision or comprehensive coverage, your vehicle will have additional protection.<\/p>\n

In order to determine what\u00a0policy you should get, it\u2019s important to know what is\u00a0actually covered when you\u2019re \u201coff\u201d the road.<\/p>\n <\/div>\n \n \n \n
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\n \n ATV insurance FAQ<\/span>\n <\/a>\n <\/div>\n \n <\/div>\n <\/div>\n<\/section>\n\n
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Is This Required?<\/h2>\n
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Whether or not you are required to be insured\u00a0depends on what state you live in and where you are driving. For example, most states require no insurance for such vehicles as long as you operate them on your own land. But if you drive on others\u2019 land, including state land, then you may be required by law to get and carry it with you when you ride. We recommend checking with local and state authorities about requirements before purchasing a policy.<\/span><\/p>\n

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How Much Does ATV Coverage Cost?<\/h2>\n
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Policies may be as cheap as $41 per month or as expensive as $238 per month. The exact price you are likely to pay depends on factors such as where you live, what you drive, and your driving record.<\/p>\n

Where you live plays a role in how much you pay, just as it factors into how much you pay.\u00a0In each case, your carrier looks at how many\u00a0claims are filed in the area to determine how safe it is. In short, if you live in an area that is prone to accidents and\/or theft, you may pay more.<\/p>\n

Since insurance pays to repair or replace your vehicle, what you drive is a major factor. The more expensive the ride, the greater your costs.<\/p>\n

Finally, your driving record is a major factor when it comes to costs. Simply put, if you file a lot of claims or have a spotty driving record, your cost will be greater.<\/p>\n

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Ready to Get a Quick Quote?<\/h2>\n
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