{"id":845,"date":"2022-07-25T20:02:00","date_gmt":"2022-07-25T20:02:00","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=845"},"modified":"2025-01-17T17:18:04","modified_gmt":"2025-01-17T17:18:04","slug":"benefits-buying-online-car-insurance","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/understanding-auto-insurance\/benefits-buying-online-car-insurance\/","title":{"rendered":"Top Benefits When You Buy Car Insurance Online"},"content":{"rendered":"\n

More and more people are buying their car insurance<\/a> online. Many insurers are following the trend and providing this service for their customers.<\/p>\n\n\n\n

There are different benefits when you buy online. Whether you are shopping for a better rate, various coverage options or looking for quotes for vehicles you\u2019re interested in buying, there are many benefits in going online.<\/p>\n\n\n\n

What is Buying Car Insurance Online?<\/h2>\n\n\n\n

It\u2019s a faster, more convenient way to find the auto insurance quotes and coverage you need and want. Instead of the old-school method of going from office to office or making numerous phone calls, you can enter the coverage options you want into your internet browser and find a variety of policy options at your fingertips. Here are 6 ways buying online can make your life easier:<\/p>\n\n\n\n

1. Online Car Insurance Shopping is More Convenient<\/h3>\n\n\n\n

This is arguably the biggest benefit to getting online insurance quotes. Sometimes life can get too busy and you can\u2019t drive over to an insurance company\u2019s office or call during business hours. Getting quotes online can allow you to get a policy from the comfort of your home, customized with your needed coverage. You can even compare quotes while lying on your couch in your underwear at 3:00 A.M. if you\u2019d like.<\/p>\n\n\n\n

2. You Can Save Your Precious Time Buying a Policy Online<\/h3>\n\n\n\n

Buying insurance online helps you save time. It doesn\u2019t make sense to go from insurance company office to insurance company office to get a good deal. Spending time on the phone and potentially being put on hold is also a waste. On the other hand, with a few clicks of the mouse, you can get a coverage quote. The only time needed is dependent on the speed of your Internet.<\/p>\n\n\n\n

3. Online Buying is Much More Low-Pressure<\/h3>\n\n\n\n

One of the best parts of getting car insurance online<\/a> is not having to deal with pushy or overly aggressive insurance agents. While most insurance agents are reputable and want to find the best policy for you, there are others that will try to lean you into a direction that isn\u2019t the best option for the sake of a sale. Online shopping eliminates that possibility.<\/p>\n\n\n\n

4. Easily Compare Car Insurance Quotes Online<\/h3>\n\n\n\n

It\u2019s easier to compare policies online than in person. You can compare quotes for coverage from multiple insurers from a single website when you deal with a insurance company broker. It\u2019s less hassle than making multiple phone calls with insurance companies and doing the legwork of comparing auto insurance rates one at a time.<\/p>\n\n\n\n

5. Customize Your Car Insurance Needs Online<\/h3>\n\n\n\n

You don\u2019t have to spend hours sitting in an insurance agent\u2019s office to run all the different scenarios and explore all the insurance options that you may want in order to get the best deal. Many online insurance providers provide enough coverage customization for you to create different scenarios and see how each one affects your rate. This way you can get the best quote without worrying about paying too much or missing out on coverage you want.<\/p>\n\n\n\n

6. Getting Auto Insurance Quotes Online Can Save Money<\/h3>\n\n\n\n

Most of the time, you can save a big bundle buying online compared to other methods. Many online insurers don\u2019t have to staff offices, pay rent and utilities for a business space, or have to pay multiple insurance agents. It helps them save money so they can pass their savings onto their customers. This typically makes online coverage cheaper than their competition.<\/p>\n\n\n

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Is It Possible to Purchase Completely Online?<\/h2>\n\n\n\n

Yes, in many cases you can buy your complete policy online. Some companies may still want you to at least speak to an agent to finalize your policy, but other companies allow the whole process, including applying discounts, to happen online.<\/p>\n\n\n\n

How Quickly Can I Get Insurance On a Car Online?<\/h2>\n\n\n\n

In many cases, you can get insurance the same day you look for and apply for a policy. This happens for a variety of reasons, but one good reason is when you purchase a new (or used) vehicle and need car insurance<\/a> before you can drive it home from the dealership.<\/p>\n\n\n\n

Is it Safe to Buy a Policy Online?<\/h2>\n\n\n\n

Yes, but you should be careful. Just like everything else to do with shopping online, you should take precautions. Anytime you enter sensitive personal or financial information into a website, there are steps you should take to make sure your information is not compromised. Here are some tips to help keep you safe when you are buying auto insurance online:<\/p>\n\n\n\n