{"id":685,"date":"2017-04-17T18:58:36","date_gmt":"2017-04-17T18:58:36","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=685"},"modified":"2025-05-02T15:38:31","modified_gmt":"2025-05-02T15:38:31","slug":"reasons-not-to-lie-to-insurance-company","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/reasons-not-to-lie-to-insurance-company\/","title":{"rendered":"Reasons Not to Lie to Your Insurance Company"},"content":{"rendered":"

Every April 30th, it\u2019s National Honesty Day. The writer M. Hirsh Goldberg, who wrote The Book of Lies: History\u2019s Greatest Fakes, Frauds, Schemes, and Scams<\/a>, created the holiday to counteract April Fool\u2019s Day.<\/p>\n

Celebrating the holiday has three requirements. First, you answer all questions you\u2019re asked truthfully all day long. Second, you disclose any long-held secrets or feelings you\u2019ve been wanting to share with someone. Third, you engage in the highest level of transparency you can in the workplace.<\/p>\n

For many of us, living our life with this amount of openness is a challenge. We tell white lies. We fudge numbers on our taxes. We don\u2019t share certain tidbits of information. In other words, we aren\u2019t as honest as we could be.<\/p>\n

In day-to-day life, those fibs don\u2019t often come back to bite us. However, when it comes to dealing with your insurance company, they definitely will. The consequences could be very significant. Therefore, in honor of National Honesty Day, we\u2019ve created a list of the top five reasons you shouldn\u2019t lie to your insurance company. Read on to learn more.<\/p>\n

1. Lying Can Void Your Policy.<\/h2>\n

Let\u2019s say you have a medical condition. It\u2019s not serious but it\u2019s still pre-existing. You inadvertently (or purposefully) omit the condition from your health insurance<\/a> application. Then, through a series of unfortunate events, it comes to light that you\u2019ve had this condition, known about it, and didn\u2019t disclose it. This omission could void your health insurance policy.<\/p>\n

2. Lying Won\u2019t Get You Low Cost Insurance.<\/h2>\n

It\u2019s not uncommon for people to minimize past indiscretions, such as driving infractions<\/a>, on their applications for auto insurance<\/a>. Most people do this in order to get a cheaper auto insurance quote. Without direct evidence of an infraction, they think their insurance company will provide them with inexpensive auto insurance. Unfortunately, this evidence often surfaces, resulting in a much higher auto insurance quote than you might have expected.<\/p>\n

3. Lying Can Cause Your Insurance Company to Deny Your Claim.<\/h2>\n

Many people get away with lying until they file a claim. For example, you haven\u2019t accurately listed where you park your car in your auto insurance policy. You live in a downtown neighborhood where there\u2019s occasionally a break-in. A few blocks away, there\u2019s a wealthy suburban neighborhood with a car garage. Instead of saying you park outside of your home downtown, you fib and say your car\u2019s in the safe garage. Then, someone breaks into your car. When you file your claim, there\u2019s a good chance it\u2019ll be denied.<\/p>\n

4. Lying Can\u2019t Fool Insurance Company Investigators.<\/h2>\n

Insurance companies work with experienced, well-trained investigators. It\u2019s these professionals\u2019 job to find out if there\u2019s been any deception when you file a claim. If they do uncover something substantial, you risk being charged with insurance fraud.<\/p>\n

5. Lying Can Increase Your Insurance Rates for a Long, Long Time.<\/h2>\n

Lying to your insurance company backfires with a vengeance. Instead of getting cheap auto<\/a> insurance, your insurance rates go up immediately, and they\u2019ll stay high for years.<\/p>\n

In honor of National Honesty Day on April 30th, let\u2019s all be a little more straightforward and transparent, especially when dealing with a list of insurance companies. At Freeway Insurance, we pride ourselves on our honesty and understanding in dealing with all of our customers. Request a free car insurance quote online<\/a> or over the phone at (800) 777-5620 and see how much you can save on auto insurance.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Every April 30th, it\u2019s National Honesty Day. The writer M. Hirsh Goldberg, who wrote The Book of Lies: History\u2019s Greatest Fakes, Frauds, Schemes, and Scams, created the holiday to counteract April Fool\u2019s Day. Celebrating the holiday has three requirements. First, you answer all questions you\u2019re asked truthfully all day long. Second, you disclose any long-held […]<\/p>\n","protected":false},"author":1002629,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[85],"importance":[],"type-content":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/685"}],"collection":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1002629"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=685"}],"version-history":[{"count":6,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/685\/revisions"}],"predecessor-version":[{"id":11796,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/685\/revisions\/11796"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=685"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=685"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=685"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/importance?post=685"},{"taxonomy":"type-content","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/type-content?post=685"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}