{"id":6659,"date":"2022-06-13T15:29:00","date_gmt":"2022-06-13T15:29:00","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=6659"},"modified":"2025-04-29T23:31:33","modified_gmt":"2025-04-29T23:31:33","slug":"do-i-need-boat-trailer-insurance","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/boat-insurance\/do-i-need-boat-trailer-insurance\/","title":{"rendered":"Do I Need Boat Trailer Insurance?"},"content":{"rendered":"\n

Here\u2019s the short answer: No. You need to pay zilch in boat trailer insurance<\/a>. Or at least that\u2019s what the law says. Regardless of where you live in the United States, no law states that you must have low-cost boat trailer insurance. <\/p>\n\n\n\n

Now let\u2019s talk practical. Depending on the size of your water vessel, your boat trailer itself could cost several hundred dollars\u2026or several thousand\u2014even as much as $10,000. <\/p>\n\n\n\n

And it\u2019s not just a matter of the damage that can occur to your trailer. A more critical factor might be the trailer’s damage to other vehicles, personal property\u2026or people. So\u2026yeah, getting insurance is not a bad idea. <\/p>\n\n\n\n

The good news is that you don\u2019t need to buy separate boat trailer insurance<\/a>. All you have to do is add on to your boat insurance coverage. First, let\u2019s look into all of the bad things that can happen to your boat trailer and just how critical the worst accidents could be.\u00a0<\/p>\n\n\n\n

Why You Might Need to File a Boat Trailer Insurance Claim <\/h2>\n\n\n\n

It seems like such a simple product, doesn\u2019t it? Your boat trailer looks hardy and long-lasting. Straightforward in design and utilitarian in nature. So what if it gets a little banged up? That\u2019s what it\u2019s built for \u2014 right? <\/p>\n\n\n\n

Now let\u2019s look at some of the leading causes of damage to boat trailers<\/a> (and even to other people): <\/p>\n\n\n\n