{"id":6184,"date":"2022-01-06T15:45:31","date_gmt":"2022-01-06T15:45:31","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=6184"},"modified":"2023-09-19T19:22:03","modified_gmt":"2023-09-19T19:22:03","slug":"facts-about-high-risk-drivers","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/high-risk-auto-insurance\/facts-about-high-risk-drivers\/","title":{"rendered":"Facts About High-Risk Drivers"},"content":{"rendered":"\n
What if a single judgment could dramatically change your life? <\/p>\n\n\n\n
That\u2019s exactly what happens to those who are deemed \u201chigh-risk drivers\u201d by the court or by insurance carriers, in large part because they now have trouble finding high-risk driver auto insurance<\/a>. Such a judgment can affect everything from the cost of your insurance to whether your license is suspended or revoked. <\/p>\n\n\n\n But how long are you actually considered a high-risk driver<\/strong>, and how can you find affordable insurance? Keep reading to discover the answers. <\/p>\n\n\n\n At first glance, you might think “high-risk auto insurance” sounds very straightforward. It’s just insurance for high-risk drivers, right? <\/p>\n\n\n\n The truth is that this is a surprisingly complex topic. There are many different factors that may cause you to be designated a “high-risk” driver. Furthermore, the DMV and your insurance company may designate drivers as high-risk due to different causes. They may each consider you a high-risk driver for different lengths of time. <\/p>\n\n\n\n But we’re here to help you make sense of everything. So by\u202fthe time you finish reading this, you’ll know everything you need to know about high-risk auto insurance! <\/p>\n\n\n\n If you\u2019re reading this, chances are that you\u2019ve been designated a high-risk driver or are worried about such a designation. That brings us to the first big question: what makes someone a high-risk driver in the first place? <\/p>\n\n\n\n Insurance carriers make the decision to designate you as a high-risk driver. In some cases, a person is considered high-risk because they are either a very young driver or a very old one. In other cases, a person is deemed to be high-risk because their insurance coverage lapses or the insurance company is nervous about things like a poor credit score. <\/p>\n\n\n\n Most of the time, though, a driver is considered high-risk due to moving violations. If you have enough violations in a short period of time, you may be flagged as high-risk. Other violations, such as getting a DUI or DWI<\/a>, may result in an instant high-risk designation even if you have an otherwise spotless driving record. Being found at fault in an accident can also earn you the designation of high risk. <\/p>\n\n\n\nHigh-Risk Auto Insurance: Everything You Need to Know <\/h2>\n\n\n\n
What Makes Someone A High-Risk Driver? <\/h2>\n\n\n\n