{"id":6055,"date":"2021-11-04T15:00:27","date_gmt":"2021-11-04T15:00:27","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=6055"},"modified":"2025-04-30T16:07:50","modified_gmt":"2025-04-30T16:07:50","slug":"cheap-car-insurance-online","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/cheap-car-insurance-online\/","title":{"rendered":"How Can I Get Cheap Car Insurance Online?"},"content":{"rendered":"\n

These days, it seems that you can buy anything online, even car insurance. In fact, more and more people are choosing to get their car insurance online<\/a>, manage payments online, make claims online, and even get their insurance cards online. <\/p>\n\n\n\n

But how do you get started with getting a car insurance quote online? In this article, we\u2019ll walk you through some basic tips on how to get car insurance online<\/a>. <\/p>\n\n\n\n

Know What Kind of Car Insurance You Need <\/h2>\n\n\n\n

The first step toward finding cheap car<\/a> insurance online is to understand what kind of car insurance<\/a> you need. You can do an \u201capples-to-apples\u201d comparison<\/a> of online quotes, and that will help you avoid surprises later on caused by the realization that you don\u2019t have the right car insurance coverage for your situation. <\/p>\n\n\n\n

Almost every state requires drivers to have auto liability insurance<\/a>, though the exact coverage varies from state to state<\/a>. Liability insurance pays for medical bills and property damage of other drivers and passengers if you\u2019re at fault for a car accident. <\/p>\n\n\n\n

If you\u2019ve ever been caught driving without car insurance or if you\u2019ve been charged with a DUI violation<\/a>, then you may need to file an SR-22<\/a> certificate of financial responsibility. If you\u2019re required to file an SR-22, it\u2019s important to be upfront about it when you\u2019re shopping around for car insurance online. Only your car insurance company can file an SR-22 form on your behalf, so the insurance company will find out eventually. And not every car insurance company is willing to file SR-22s, so you\u2019ll only want to compare online car insurance quotes from companies who offer insurance policies with an SR-22. <\/p>\n\n\n\n

Finally, if you\u2019re financing or leasing a car, then chances are that you\u2019ll need collision<\/a> and comprehensive<\/a> insurance coverage as well. Though these types of car insurance coverages aren\u2019t required by law, most leasing and financing companies contractually require you to carry a minimum amount of collision and comprehensive insurance coverage. When you pay off your auto loan, then you can always shop around for updated online insurance quotes without collision or comprehensive coverage. <\/p>\n\n\n\n