{"id":6055,"date":"2021-11-04T15:00:27","date_gmt":"2021-11-04T15:00:27","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=6055"},"modified":"2025-04-30T16:07:50","modified_gmt":"2025-04-30T16:07:50","slug":"cheap-car-insurance-online","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/cheap-car-insurance-online\/","title":{"rendered":"How Can I Get Cheap Car Insurance Online?"},"content":{"rendered":"\n
These days, it seems that you can buy anything online, even car insurance. In fact, more and more people are choosing to get their car insurance online<\/a>, manage payments online, make claims online, and even get their insurance cards online. <\/p>\n\n\n\n But how do you get started with getting a car insurance quote online? In this article, we\u2019ll walk you through some basic tips on how to get car insurance online<\/a>. <\/p>\n\n\n\n The first step toward finding cheap car<\/a> insurance online is to understand what kind of car insurance<\/a> you need. You can do an \u201capples-to-apples\u201d comparison<\/a> of online quotes, and that will help you avoid surprises later on caused by the realization that you don\u2019t have the right car insurance coverage for your situation. <\/p>\n\n\n\n Almost every state requires drivers to have auto liability insurance<\/a>, though the exact coverage varies from state to state<\/a>. Liability insurance pays for medical bills and property damage of other drivers and passengers if you\u2019re at fault for a car accident. <\/p>\n\n\n\n If you\u2019ve ever been caught driving without car insurance or if you\u2019ve been charged with a DUI violation<\/a>, then you may need to file an SR-22<\/a> certificate of financial responsibility. If you\u2019re required to file an SR-22, it\u2019s important to be upfront about it when you\u2019re shopping around for car insurance online. Only your car insurance company can file an SR-22 form on your behalf, so the insurance company will find out eventually. And not every car insurance company is willing to file SR-22s, so you\u2019ll only want to compare online car insurance quotes from companies who offer insurance policies with an SR-22. <\/p>\n\n\n\n Finally, if you\u2019re financing or leasing a car, then chances are that you\u2019ll need collision<\/a> and comprehensive<\/a> insurance coverage as well. Though these types of car insurance coverages aren\u2019t required by law, most leasing and financing companies contractually require you to carry a minimum amount of collision and comprehensive insurance coverage. When you pay off your auto loan, then you can always shop around for updated online insurance quotes without collision or comprehensive coverage. <\/p>\n\n\n\n The great thing about getting cheap car insurance quotes online is that you don\u2019t have to worry about driving from office to office or spending hours on the phone. But you also need to make sure that the insurance company can do business in your state. There\u2019s nothing worse than being promised a great online introductory quote, only to find that the insurance company isn\u2019t licensed to do business where you live. <\/p>\n\n\n\n The more information the insurance company has about you, the more accurate a quote they can provide. Don\u2019t be afraid to disclose information about where you live, your birthdate, and your driving record. <\/p>\n\n\n\n If you fill out multiple online insurance quote forms, make sure you\u2019re providing the same information so that it\u2019s easier to compare quotes. <\/p>\n\n\n\n And whatever you do, don\u2019t lie to your car insurance company<\/a>. Remember that insurance companies will eventually have access to all of your information. If they find out that you lied on your insurance application, they may increase your premium, refuse to process a claim, or simply cancel your policy. <\/p>\n\n\n\n The biggest advantage of buying discount car insurance online is that you have access to car insurance quotes from many companies to help you make the best decision for you. And as the wisdom goes, you should never settle on your first offer. So, even when you get a great quote from your first choice of insurance company, don\u2019t be afraid to look for online quotes from other insurance companies. After all, if the first quote is so great, maybe there\u2019s an even better one around the corner. <\/p>\n\n\n\n Another thing to keep in mind before you buy affordable car insurance online is to consider companies beyond the ones that you know. Just because an insurance company is big and national doesn\u2019t mean that it always provides the cheapest insurance options. In fact, there are small, local car insurance companies in every state that aim to provide affordable car insurance for local drivers. <\/p>\n\n\n\n How can you make sure your online car insurance search includes all the available options? The best way is to work with an insurance company that puts together online car insurance quotes for you based on your location, driving record, and other personal information. <\/p>\n\n\n\n Insurance companies like Freeway Insurance<\/a> can make sure you don\u2019t miss an opportunity to get affordable car insurance online by looking through all the car insurers in your area, big and small. It also means that you save time by filling out a quote form just once instead of filling out separate quote forms for each insurer. <\/p>\n\n\n\n As you shop around for multiple car insurance quotes online, remember to keep track of when the quote expires. Some insurance companies provide quotes good for 48 hours, while others might honor a quote for a few weeks. Each insurance company should let you know their policy. <\/p>\n\n\n\n It\u2019s never been easier to get car insurance online. Almost every insurance company today provides online quotes that you can compare to find the cheapest car insurance option available. And insurance companies like Freeway Insurance can help you even more in\u00a0your online insurance search. We do all the heavy lifting by putting together multiple car insurance quotes from insurers in your area, saving you time and helping you make the best decision. Get started with an\u00a0online quote for affordable car insurance<\/a>\u00a0today. Or, you can always speak directly to one of our insurance experts by\u00a0visiting us<\/a>\u00a0or calling us at (800) 777-5620.\u00a0<\/p>\n\n\n\nKnow What Kind of Car Insurance You Need <\/h2>\n\n\n\n
Make Sure the Insurance Company Is Legal in Your State<\/h2>\n\n\n\n
Give as Much (Honest) Information as Possible<\/h2>\n\n\n\n
Get Quotes from Multiple Insurers <\/h2>\n\n\n
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It\u2019s Easy to Get Affordable Car Insurance Online <\/h2>\n\n\n\n