{"id":5921,"date":"2021-09-10T07:42:00","date_gmt":"2021-09-10T07:42:00","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=5921"},"modified":"2025-01-17T18:28:05","modified_gmt":"2025-01-17T18:28:05","slug":"what-is-collision-car-insurance","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/what-is-collision-car-insurance\/","title":{"rendered":"What is Collision Coverage?"},"content":{"rendered":"\n

Most states in the U.S. require drivers to carry some level of car insurance. The insurance required is usually liability insurance<\/u><\/a> for bodily injury and property damage. It will pay the driver\u2019s expenses if you are involved in an accident that is your fault. Liability insurance doesn\u2019t pay for damages to your vehicle. That\u2019s where collision coverage<\/u><\/a> comes in.<\/p>\n\n\n\n

Collision coverage helps pay for any damages that your vehicle sustains in an accident, regardless of whether you or the other driver were at fault. Although collision coverage is not required by any state laws, it is definitely worth adding to your auto insurance<\/a> policy to protect yourself from costly vehicle repairs in the event of an accident.<\/p>\n\n\n\n

What Does Collision Coverage Cover?<\/h2>\n\n\n\n

Collision insurance covers damages to your vehicle if it hits or is hit by another vehicle or if an object strikes it. Some examples of covered collision claims are:<\/p>\n\n\n\n