{"id":506,"date":"2022-12-21T20:22:00","date_gmt":"2022-12-21T20:22:00","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=506"},"modified":"2025-01-17T17:00:35","modified_gmt":"2025-01-17T17:00:35","slug":"what-to-do-after-a-car-accident","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/what-to-do-after-a-car-accident\/","title":{"rendered":"What to Do After a Car Accident"},"content":{"rendered":"<p><span style=\"font-weight: 400\">\u201cAccidents happen\u201d is just a truth of life. Whether it is a car crash, motorcycle accident, or a minor fender bender, most people will file an insurance claim for an<\/span><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-safety\/how-to-avoid-the-5-most-common-car-accidents\/\"><span style=\"font-weight: 400\"> auto related accident<\/span><\/a><span style=\"font-weight: 400\"> once every 17.9 years. Given that even the most responsible driver could be involved in a car accident, it is important to know what to do in case you\u2019re involved in a collision.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Getting into a car wreck can be jarring, stressful, and cause panic, but if you follow these steps you\u2019ll be better prepared. You will feel better knowing what to do and stay cool under the pressure. Here\u2019s what to do in a car accident in order to protect yourself, stay calm, and ensure that your insurance claim process goes smoothly.<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Be Prepared<\/span><\/h2>\n<p><span style=\"font-weight: 400\">No one intends on being in traffic accidents, but it\u2019s a good idea to be prepared ahead of time in case you end up being in one. Have a set of orange safety cones, emergency flares, or warning triangles in your trunk so that you can use them to alert and divert oncoming traffic from the scene of the accident. You should also carry a pad of paper and a pen so it\u2019s easier to jot down contact information so you can take both photo records and hand-written records of what you need. Pack a <\/span><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/car-emergency\/\"><span style=\"font-weight: 400\">first aid kit and bottled water<\/span><\/a><span style=\"font-weight: 400\"> to help mend minor injuries and stay hydrated until help arrives.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">It might also help to have a front and rear dash camera installed so that you have video evidence to turn over to the police department or insurance companies. Having this is especially helpful if you believe the accident was staged or the other driver acted recklessly but still make you seem like the at-fault driver because of the nature of the crash. .\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Have your insurance policy information, health plan info (i.e., insurance card), vehicle registration, ID, and other documentation on your person and at the ready in case they need to be verified onsite. Having these small things prepared and on hand can make a big difference in case you wind up in a car, motorcycle, or truck accident where you will have to exchange information with another party.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Check On Everyone Involved in the Accident<\/span><\/h2>\n<p><span style=\"font-weight: 400\">The most important thing to determine in any car accident is the well-being of everyone involved. Check yourself and the people in your vehicle first to make sure that nobody has sustained any life-threatening or serious injuries. Once you\u2019ve completed this check, move onto the other vehicle(s) involved. This includes the drivers, passengers, and pedestrians affected.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Even in the case of minor accidents, calling the police is required depending on the state you\u2019re in\u2013even when the driver is cooperative and not irate. Many insurance companies will ask for an official police report in order to proceed with the claim.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Regardless of fault, it is important to make sure no one has any obvious injuries and is in need of emergency medical attention. If someone is hurt or even feels dizzy, call 911 for emergency medical services to arrive and administer professional treatment.<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Move to a Safer Area<\/span><\/h2>\n<p><span style=\"font-weight: 400\">If your car is still able to move after your auto accident, try to move to a safe place such as a side street or shoulder. If this isn\u2019t possible, flip on your hazard lights and use your road flares\/cones\/triangles to let the surrounding area know that you are unable to move your vehicle. This will also help protect the scene of the accident. Under no circumstances should you flee the <\/span><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\"><span style=\"font-weight: 400\">scene of a crash<\/span><\/a><span style=\"font-weight: 400\">, even if you are not at fault.<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Call the Police<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Even in minor traffic accidents, an <\/span><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/auto-insurance-claims\/happens-dont-report-car-accident\/\"><span style=\"font-weight: 400\">accident report filed by the local police<\/span><\/a><span style=\"font-weight: 400\"> can help your auto policy provider verify your insurance claim. Cooperate fully with the police when they arrive, but do not make any statements admitting fault or blaming others for the accident. It is the job of the law enforcement officer to judge who, if anyone, is to blame for the traffic incident. If there are no injuries and the police are unable to make it to the scene, car accident reports can be filed by you and the others involved in the accident at your local DMV.<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Gather All the Information You Can<\/span><\/h2>\n<p><span style=\"font-weight: 400\">The more accurate information you gather, the more smooth your claims process will be. When you\u2019re in an accident, make sure you obtain:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The driver\u2019s name, as well as the names of any passengers and pedestrians involved in the accident. If your accident has caused property damage, you\u2019ll want to get the names of property owners, too.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The driver\u2019s license number of the other driver(s) involved.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">License plate numbers of all the vehicles involved.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The makes and models of all the vehicles involved.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Telephone numbers from any eye witnesses.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The address and location of the accident.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The names and badge numbers of the police officers that responded.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The insurance information of everyone involved in the collision.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">If you have a cell phone or a camera, take photos of the accident and the damage it caused to help verify the incident with your insurance provider.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400\">Contact Your Insurance Provider to File an Insurance Claim<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Once you have ensured that everyone is safe or being treated with medical care, the police have been contacted, and you have had a chance to gather information, call your insurance provider as soon as possible to report your car, truck, or motorcycle accident. The faster you <\/span><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/top-10-common-auto-insurance-claims\/\"><span style=\"font-weight: 400\">file a claim<\/span><\/a><span style=\"font-weight: 400\">, the quicker your insurance company will be able to act on it. At this point, your insurance company will confer with the investigating officer and other parties involved using the information you have provided to help confirm and process your claim.<\/span><\/p>\n<h2><span style=\"font-weight: 400\">General Tips on What to Do After A Car Accident<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Do not sign any document or contract unless it is an official report provided by the police or your insurance agent. Be polite and helpful to everyone involved in the accident, but do not tell or hint to anyone that the accident was your fault, even if you believe it was (and even if it was a minor accident).<\/span><\/p>\n<p><span style=\"font-weight: 400\">Limit your discussion of the accident to only the police and your car insurance company, just discuss the facts without assigning fault or blame to anyone, including yourself.<\/span><\/p>\n<p><span style=\"font-weight: 400\">If possible, don\u2019t leave the site of the accident until before the police and other drivers do.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Having proper auto insurance coverage can ease your mind if you get involved in a car accident.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400\">How Do Insurance Companies Pay Following a Claim?<\/span><\/h2>\n<p><span style=\"font-weight: 400\">This will greatly depend on who is at fault and the types of coverage the drivers\u2019 involved carry. If you are not at fault, the other driver will pay for the damage of your car up till their liability limits. If you or others in your vehicle sustained injuries in the accident and need to seek medical treatment, their insurance will cover your medical bills up till their <\/span><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\"><span style=\"font-weight: 400\">bodily injury liability coverages<\/span><\/a><span style=\"font-weight: 400\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">If the motor vehicle <\/span><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/auto-insurance-claims\/happens-dont-report-car-accident\/\"><span style=\"font-weight: 400\">accident was your fault<\/span><\/a><span style=\"font-weight: 400\">, you and your own insurance company are going to be responsible for compensation. You\u2019ll be responsible for the damages to the other vehicle and your own, as well as medical expenses for any sustained injuries. Be sure to be aware of the laws in your state when it comes to accidents. Some states, such as Florida, <\/span><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/no-fault\/\"><span style=\"font-weight: 400\">require all drivers to carry PIP<\/span><\/a><span style=\"font-weight: 400\">. You should be aware of what the state law is where you live.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Optional Coverages That Can Help at the Accident Scene<\/span><\/h2>\n<p><span style=\"font-weight: 400\">If you use AAA or <\/span><a href=\"https:\/\/www.freeway.com\/insurance-options\/roadside-assistance\/\"><span style=\"font-weight: 400\">emergency roadside assistance<\/span><\/a><span style=\"font-weight: 400\">, this can help get your vehicle on a tow truck quickly. Also, while you don\u2019t worry about it during the binding process, having <\/span><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/rental-car-reimbursement\/\"><span style=\"font-weight: 400\">rental car reimbursement<\/span><\/a><span style=\"font-weight: 400\"> ensures that you can still get to work and around town while your vehicle is in the shop.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Get a free car insurance quote for affordable, quality car insurance through Freeway Insurance or call <\/span><span style=\"font-weight: 400\">(800) 777-5620<\/span><span style=\"font-weight: 400\"> to speak with a live agent.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cAccidents happen\u201d is just a truth of life. Whether it is a car crash, motorcycle accident, or a minor fender bender, most people will file an insurance claim for an auto related accident once every 17.9 years. Given that even the most responsible driver could be involved in a car accident, it is important to [&hellip;]<\/p>\n","protected":false},"author":1002606,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[76,5],"tags":[79],"importance":[],"type-content":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/506"}],"collection":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1002606"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=506"}],"version-history":[{"count":10,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/506\/revisions"}],"predecessor-version":[{"id":9671,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/506\/revisions\/9671"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=506"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/importance?post=506"},{"taxonomy":"type-content","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/type-content?post=506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}