{"id":4781,"date":"2023-03-19T20:09:00","date_gmt":"2023-03-19T20:09:00","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=4578"},"modified":"2025-08-24T15:03:33","modified_gmt":"2025-08-24T15:03:33","slug":"roadside-assistance-worth-it","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/auto-tips\/roadside-assistance-worth-it\/","title":{"rendered":"Is a Roadside Assistance Plan Worth It?"},"content":{"rendered":"\n<p>You want as much protection as possible when you\u2019re on the road, and one of the best ways to do that is to have <a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">auto insurance<\/a> coverage that includes <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/what-is-a-roadside-assistance-plan\/\">roadside assistance<\/a>. However, even with insurance, you still might wonder, \u201cIs a standalone roadside assistance plan worth it?\u201d If you have a new vehicle that\u2019s still under warranty, it might include a roadside assistance plan. Otherwise, it\u2019s wise to purchase a plan so that you can have access to 24-hour roadside assistance.<\/p>\n\n\n\n<p>Learn about roadside assistance coverage and then find out how to purchase a plan that fits your needs and budget.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Why Do You Need Roadside Assistance? | 3 Most Common Situations You Will Need It\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/GMHC2fP2uuI?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Does Roadside Assistance Cover?<\/strong><\/h2>\n\n\n\n<p>When you browse roadside assistance plans, you\u2019ll realize that they are all different. However, most plans share some basic similarities, such as minor adjustments and repairs when your vehicle breaks down and you are <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/safety-knowledge-center\/5-roadside-assistance-tips-to-prevent-accidents-caused-by-a-stalled-car\/\">stalled on the side of the road<\/a>. These include flat tire changes, fuel delivery, battery jump-starts, locksmith services, and winching. Also, these roadside assistance services include car <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/chevy-silverado-towing-capacity\/\">towing<\/a> services.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Does Roadside Assistance not Cover?<\/strong><\/h2>\n\n\n\n<p>While roadside assistance plans can provide you with peace of mind, it\u2019s essential to understand that not all roadside assistance plans are created equal. Here are some common situations that most roadside assistance plans do not cover:<\/p>\n\n\n\n<ol>\n<li>Pre-existing conditions: Roadside assistance plans typically do not cover pre-existing conditions, such as a mechanical breakdown that occurred before purchasing the plan.<\/li>\n\n\n\n<li>Accidents: Most roadside assistance plans do not cover accidents. In the event of a collision, you\u2019ll need to contact your insurance company for assistance.<\/li>\n\n\n\n<li>Off-road assistance: Roadside assistance plans typically do not cover off-road assistance. If you find yourself stuck in the mud or on an unpaved road, you\u2019ll need to find an alternative solution.<\/li>\n<\/ol>\n\n\n\n<p>It\u2019s important to review the terms and conditions of your roadside assistance plan carefully to understand the limitations and exclusions of your coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Service Limits<\/strong><\/h2>\n\n\n\n<p>Most 24-hour roadside assistance plans limit the number of service calls you can make each year. Generally, plans allow for four to five service visits. If you go over that limit, you\u2019ll have to pay for the service. Most people don\u2019t have any issues with the service limits.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Calling for Roadside Assistance<\/strong><\/h2>\n\n\n\n<p>With 24-hour roadside assistance, you can reach out at any time of the day or night. You\u2019ll likely receive a toll-free number to call if your vehicle breaks down. Depending on your plan, you also might have an app with GPS tracking to help the service provider locate you. If that\u2019s the case, you can also request service through the mobile app.&nbsp;<\/p>\n\n\n\n<p>If you call roadside assistance, you will reach a dispatcher. With most plans, the dispatcher contacts the closest service company that\u2019s contracted with your car insurance company. Then, the service provider rushes to you and provides the necessary service. This is typically very quick, and you\u2019ll be back on the road shortly. This alone can make a roadside assistance plan worth it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Saving Money With Roadside Assistance<\/strong><\/h2>\n\n\n\n<p>Basic roadside assistance plans generally cost $40-$60 a year, although you can pay $100 or more if you get premium benefits. Still, if you use the service, you can expect to save money, even if you pay for premium benefits. On average, <a href=\"https:\/\/www.angieslist.com\/articles\/how-much-does-tow-truck-cost.htm\" target=\"_blank\" rel=\"noopener\">people pay $109 for a tow truck service<\/a>.<\/p>\n\n\n\n<p>If you lock your keys in your car without a roadside assistance plan, you can expect to <a href=\"https:\/\/www.homeadvisor.com\/cost\/safety-and-security\/hire-a-locksmith\/\" target=\"_blank\" rel=\"noopener\">pay around $50-$100<\/a>, based on how far the locksmith has to drive. That means that even if you use the lockout service once, you can end up ahead.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Purchase Roadside Assistance<\/strong><\/h2>\n\n\n\n<p>&nbsp;It can be a good idea for drivers to have roadside assistance coverage, especially if they frequently travel or have a new or older vehicle.&nbsp;&nbsp;<\/p>\n\n\n\n<p>When considering purchasing roadside assistance, American Automobile Association (AAA) is a third-party supplier of a roadside assistance program that provides coverage for customers.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Another option is Better World Club, which is a green alternative to traditional auto clubs and offers a range of roadside services, including battery jumps and <a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/auto-tips\/tire-care-tips\/\">tire changes<\/a>.<\/p>\n\n\n\n<p>In addition to these options, some credit car companies also offer roadside assistance to their cardholders. For example, American Express offers a roadside assistance program for its cardholders.<\/p>\n\n\n\n<p>When choosing a roadside assistance provider, it&#8217;s essential to compare the prices and services offered by different insurers and independent providers. While AAA membership may be an excellent option for AAA members, it may not be the best fit for everyone. Therefore, it&#8217;s crucial to evaluate your needs and budget before making a decision.<\/p>\n\n\n\n<p>While there are various options for purchasing roadside assistance, you\u2019ll likely get the best price by going through your auto insurance company. You can add it to your policy and then begin using it immediately.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Get Quotes for Roadside Assistance<\/strong><\/h2>\n\n\n\n<p>With an affordable price and essential features, roadside assistance is an excellent value. You can ensure you get the best deal possible by contacting a licensed insurance agent. Then, you can get quotes for a roadside assistance plan.&nbsp;<\/p>\n\n\n\n<p>A good roadside assistance plan can provide peace of mind knowing that you and your family members will be covered in case of unexpected car troubles. It&#8217;s one of those things that you hope you never need, but when you do, it can make all the difference.&nbsp;<\/p>\n\n\n\n<p>When looking for the best roadside assistance plans, it&#8217;s also important to consider factors such as coverage areas, response times, and service fees. There are many roadside assistance providers and car insurance providers that offer different levels of coverage, so it&#8217;s important to do your homework and choose a plan that meets your needs. In the end, having reliable roadside assistance can help ensure your<a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/driving-safety\/8-simple-defensive-driving-tips-to-keep-you-safe-on-the-road\/\"> safety while on the road<\/a>.<\/p>\n\n\n\n<p>Some auto insurance providers also offer discounts for bundling roadside coverage with your policy, so be sure to ask about potential savings when shopping around for the best roadside assistance plan in your area.<\/p>\n\n\n\n<p>After comparing quotes and features, you\u2019ll be ready to purchase your plan. It will then be there if you need it, so you won\u2019t have to worry when you\u2019re on the road.&nbsp;<\/p>\n\n\n\n<p>Did you know that Freeway insurance offers <a href=\"https:\/\/www.freeway.com\/insurance-options\/roadside-assistance\/\">roadside assistance plans<\/a>? Make sure you and your family won\u2019t be stranded if your vehicle breaks down. Call us today to purchase a plan or visit us <a href=\"https:\/\/www.freeway.com\/\">online<\/a>.<\/p>\n\n\n\n<p>Did you know that Freeway insurance offers <a href=\"https:\/\/www.freeway.com\/insurance-options\/roadside-assistance\/\">roadside assistance plans<\/a>?* Make sure you and your family won\u2019t be stranded if your vehicle breaks down. Call us today to purchase a plan.<\/p>\n\n\n<div class=\"link-button__container\" style=\"text-align: center\"><a class=\"link-button link-button_1\" href=\"tel:800-777-5620\">Call Us<\/a><\/div>\n\n\n<p><\/p>\n\n\n\n<p>*Freeway Insurance\u2019s roadside assistance plan is available in the following states: Alabama, Arizona, California, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, New York, Oregon, South Carolina, Texas, Washington, and Wisconsin.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You want as much protection as possible when you\u2019re on the road, and one of the best ways to do that is to have auto insurance coverage that includes roadside assistance. However, even with insurance, you still might wonder, \u201cIs a standalone roadside assistance plan worth it?\u201d If you have a new vehicle that\u2019s still [&hellip;]<\/p>\n","protected":false},"author":1002606,"featured_media":5130,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[78],"tags":[],"importance":[],"type-content":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/4781"}],"collection":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1002606"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=4781"}],"version-history":[{"count":10,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/4781\/revisions"}],"predecessor-version":[{"id":12134,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/4781\/revisions\/12134"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media\/5130"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=4781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=4781"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=4781"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/importance?post=4781"},{"taxonomy":"type-content","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/type-content?post=4781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}