Whether you buy a new car or a used car, your auto insurance rates will be affected.<\/a> Before you make an automobile purchase, get insurance quotes based on the vehicle you wish to buy. When you compare car insurance quotes among the types of vehicles you are looking to purchase, it can help you find both a car and an insurance policy that will fit within your budget<\/p>\n7. Skip the Comprehensive Coverage and Collision Coverage for Older Cars with High Mileage<\/h2>\n
If you have an older vehicle that has high mileage, the cost of the comprehensive coverage and\/or collision coverage may not be worth it. In many cases, due to age and wear-and-tear of the vehicle, you may be paying a higher premium that won\u2019t compensate you much if an accident occurs. Remember, this type of insurance coverage only pay up to the value of your car, so a clunker isn\u2019t worth a high premium. In this case, you should opt for a liability-only plan for the cheapest car insurance coverage until you get a replacement vehicle.<\/p>\n
8. Higher Car Insurance Deductible = Lower Car Insurance Premium<\/h2>\n
Probably the quickest way to get cheap auto insurance is to agree to pay a higher car insurance deductible. However, agreeing to a higher deductible means you\u2019ll end up paying more out of pocket before your car insurance kicks in if you get into an accident. If you have a good driving record and are willing to risk betting on yourself, you can get a lower premium overall if you are willing to pay more when you get into a collision.<\/p>\n
9. If You Don\u2019t Drive Often, Consider a Usage-Based Policy<\/h2>\n
If you only use a vehicle sparingly or just for the occasional vacation drive, you can probably negotiate a lower car insurance rate. Some insurance companies can track your mileage electronically to charge your policy according to how much you drive and when you drive. Talk to an insurance agent to see if they offer usage-based insurance plans and see if you qualify. If you drive less 10,000 miles per year, this could be a great way to get cheap auto insurance coverage.<\/p>\n
10. Stay Loyal to Your Car Insurance Provider<\/h2>\n
If you find an affordable car insurance plan, try to stay with that provider. Over time, the relationship between you and your insurance company will grow over the years. If you develop a history of making your payments on time and filing little-to-no claims, you can probably negotiate a discount with your provider based on good faith and being a loyal customer.<\/p>\n
The best way to find cheap car insurance that fits your needs is to get a free quote from Freeway Insurance. Freeway Insurance can help you shop for the best auto insurance you can get at a price you can afford. Call (800) 777-5620 today to speak to a live agent.<\/p>\n","protected":false},"excerpt":{"rendered":"
Everyone wants the cheapest car insurance with the right coverage, but many have trouble finding affordable car insurance. Cheap auto insurance is hard to come by if you don\u2019t know what you can do to lower the car insurance quotes you\u2019re getting from providers. Luckily, there are a few tips, tricks, and guidelines you can […]<\/p>\n","protected":false},"author":1002629,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[53,5],"tags":[18,84,93],"importance":[],"type-content":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/315"}],"collection":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1002629"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=315"}],"version-history":[{"count":8,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/315\/revisions"}],"predecessor-version":[{"id":9240,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/315\/revisions\/9240"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=315"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=315"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=315"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/importance?post=315"},{"taxonomy":"type-content","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/type-content?post=315"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}