{"id":288,"date":"2015-12-10T22:36:07","date_gmt":"2015-12-10T22:36:07","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=288"},"modified":"2023-12-11T16:54:26","modified_gmt":"2023-12-11T16:54:26","slug":"hmo-ppo-epo-pick-right-health-insurance-plan","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/health-insurance\/understanding-health-insurance\/hmo-ppo-epo-pick-right-health-insurance-plan\/","title":{"rendered":"HMO, PPO, or EPO? How to Pick the Right Health Insurance Plan"},"content":{"rendered":"\n
Looking for health insurance? Knowing the difference between HMO, PPO, and EPO plans can help you pick the right health insurance plan. Depending on whether you most value savings on the one hand, or flexibility on the other, knowing the benefits (and disadvantages) of HMOs, PPOs, and EPOs can help you make an informed decision.<\/p>\n\n\n\n
HMO<\/strong> On the plus side<\/strong><\/p>\n\n\n\n On the negative side<\/strong><\/p>\n\n\n\n Although HMOs tend to be the least expensive, they also have the least flexibility for members.<\/p>\n\n\n\n PPO<\/strong> On the plus side<\/strong><\/p>\n\n\n\n On the negative side<\/strong><\/p>\n\n\n\n Even though PPOs are among the most popular types of group health insurance plans and many of their features appear more attractive on the surface than other managed care policies, some PPO negatives could prove problematic, depending on your budget.<\/p>\n\n\n\n EPO<\/strong> On the plus side<\/strong><\/p>\n\n\n\n On the negative side<\/strong><\/p>\n\n\n\n Choosing your health insurance plan wisely can make a huge difference when it comes to your budget, especially when cost-sharing is involved. But, you don\u2019t have to navigate the health insurance maze alone. The experts at Freeway<\/a> can answer your questions before you make that all important decision about what type of plan is best for you. Open Enrollment<\/a> 2016 runs from November 1, 2015 to January 31, 2016.<\/p>\n\n\n\n Use the time you have left to let Freeway help you compare healthcare plans, explore free or low-cost health insurance programs you may be eligible for, and provide you with a health insurance quote<\/a> at no cost to you. Our health services are 100% FREE \u2013 so what have you got to lose?<\/p>\n\n\n\n
HMO stands for Health Maintenance Organization<\/em>.<\/p>\n\n\n\n\n
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PPO stands for Preferred Provider Organization<\/em>.<\/p>\n\n\n\n\n
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EPO stands for Exclusive Provider Organizations<\/em>.<\/p>\n\n\n\n\n
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