{"id":2835,"date":"2019-11-05T22:08:38","date_gmt":"2019-11-05T22:08:38","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=2835"},"modified":"2025-01-17T22:31:09","modified_gmt":"2025-01-17T22:31:09","slug":"missouri-car-insurance-requirements-and-coverage","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/missouri-car-insurance-requirements-and-coverage\/","title":{"rendered":"Missouri Car Insurance Requirements and Coverage"},"content":{"rendered":"
When it comes to the \u201cShow Me State,\u201d driving is the primary means of transportation. Therefore it is important to know the laws when it comes to car insurance.<\/p>\n
Missouri is considered an \u201cat-fault\u201d state, which means any driver who causes an accident will be responsible for paying for the damage and injuries that result. This is why it is necessary to have Missouri auto insurance.<\/p>\n
Missouri car insurance laws dictate that drivers are required to have two types of car insurance: liability insurance (including bodily injury and property damage) and uninsured motorist coverage. The car insurance requirements for the state are the minimum limits of:<\/p>\n
Liability coverage helps to pay for the accidents you cause. Bodily injury liability would pay for the other person\u2019s injuries and property damage liability would help to pay for damage to their car or property, such as their home or a fence. On the contrary, uninsured motorist coverage would help to pay for your injuries and the injuries of your passengers if another driver caused an accident and they were uninsured.<\/p>\n