{"id":2042,"date":"2015-02-19T18:02:10","date_gmt":"2015-02-19T18:02:10","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=2042"},"modified":"2025-05-03T00:06:55","modified_gmt":"2025-05-03T00:06:55","slug":"when-is-buying-cheap-car-insurance-online-not-a-good-idea","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/when-is-buying-cheap-car-insurance-online-not-a-good-idea\/","title":{"rendered":"When is Buying Cheap Car Insurance Online Not a Good Idea?"},"content":{"rendered":"

Buying cheap car insurance<\/a> online seems like a good idea, but that may not always be the case. And, the reason for that is \u2013 auto insurance doesn\u2019t come in a one-size fits all. What may be right for one driver may not be for another. In fact, if you\u2019re searching for cheap car<\/a> insurance, you may want to consider the limitations before purchasing a policy that may be lacking in coverage or other benefits.<\/p>\n

Below are points to think about before jumping on the first cheap car insurance quote you get:<\/p>\n

1. Discounts for Bundling<\/h2>\n

Quite often you may not be able to bundle your various insurance policies if you buy your car insurance online. Obtaining your auto, homeowner\u2019s or renter\u2019s insurance coverage from the same insurer normally earns you a discount on all your policies. When getting an online quote, it\u2019s generally aimed at selling you auto insurance, which is why you may want to discuss your particular needs with an independent agent, who can help you compare and quote you a bundled price.<\/p>\n

2. Insuring a Classic Car<\/h2>\n

If you own a classic car or plan to buy one, you\u2019ll need specialized auto insurance to make certain it\u2019s properly covered\u2026not cheap car insurance. Because classic cars tend to spend most of their time in a garage a good part of the year, you could be entitled to a discount for low miles driven.<\/p>\n

3. Uncomfortable Shopping Online<\/h2>\n

Shopping online can be intimidating if you\u2019re not used to it. In order to find a good deal, you\u2019ll have to spend time searching, comparing quotes, and filling out form after form with your information as you click away. Should that sound like something you\u2019d rather avoid, then find a local independent agent and schedule a meeting.<\/p>\n

4. Unsure How Much Coverage You Need<\/h2>\n

Searching for online car insurance quotes is an excellent way for drivers who know exactly what they want or need to purchase a policy, but it may not be for you, if you\u2019re in the dark about how much is the right amount. That\u2019s when you\u2019ll be much better off contacting an independent agent to discuss your needs.<\/p>\n

5. Additional Discounts<\/h2>\n

There are definite advantages to dealing with an agent rather than surfing the internet for low cost auto insurance that may not offer the discounts you might otherwise be eligible for. Some of these discounts can include: taking a defensive driving class, lower rates for short commutes, good grades discount for your teenage driver.<\/p>\n

6. Ease of Making a Claim<\/h2>\n

Filing an insurance claim following an accident can be complicated. Having a nearby claims center and an agent you\u2019re already acquainted with can make the process a lot smoother and less stressful. Your agent can also explain if your claim will lead to higher premiums.<\/p>\n

So, while shopping for cheap car insurance online works for some drivers, it may not be for everyone. That\u2019s why; before you set out on your search, think about your needs, discounts you may be eligible for, and how much coverage you\u2019re able to afford. Then, you can make the proper decision.<\/p>\n

Another good decision is making sure you\u2019re getting the best rate on your auto insurance. Why not get a free auto insurance quote<\/a> today?<\/p>\n

For low-cost premiums and high-quality coverage, contact Freeway Insurance. Freeway Insurance offers affordable car insurance<\/a> quotes from a wide network of the top insurance providers in the nation. Call (800) 777-5620<\/strong> or\u00a0get a free auto insurance quote online and start saving today!<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Buying cheap car insurance online seems like a good idea, but that may not always be the case. And, the reason for that is \u2013 auto insurance doesn\u2019t come in a one-size fits all. What may be right for one driver may not be for another. In fact, if you\u2019re searching for cheap car insurance, […]<\/p>\n","protected":false},"author":1002628,"featured_media":5285,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[94],"importance":[],"type-content":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/2042"}],"collection":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1002628"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=2042"}],"version-history":[{"count":5,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/2042\/revisions"}],"predecessor-version":[{"id":11884,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/2042\/revisions\/11884"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media\/5285"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=2042"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=2042"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=2042"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/importance?post=2042"},{"taxonomy":"type-content","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/type-content?post=2042"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}