{"id":167,"date":"2023-01-20T06:25:00","date_gmt":"2023-01-20T06:25:00","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=167"},"modified":"2025-04-29T23:48:23","modified_gmt":"2025-04-29T23:48:23","slug":"how-do-i-get-an-sr22","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/high-risk-auto-insurance\/how-do-i-get-an-sr22\/","title":{"rendered":"What is an SR-22?\u00a0"},"content":{"rendered":"

An SR-22 is an important document for individuals who have been deemed high-risk drivers by the state. This document is a certification from an insurance company that the individual has the required minimum liability insurance coverage, as mandated by the state. SR-22 is typically required for drivers who have been convicted of driving under the influence, repeat traffic offenses, or multiple accidents. Without an <\/span>SR-22 insurance<\/span><\/a>, the state may revoke an individual’s license, and they may not be able to <\/span>legally operate a vehicle<\/span><\/a>.\u00a0<\/span><\/p>\n

Having an SR-22 is essential to protecting oneself and others on the road and restoring the ability to drive legally. In addition, it serves as proof to the state that the individual is financially responsible and has taken steps to improve their <\/span>driving record<\/span><\/a>. Overall, having an SR-22 is crucial for high-risk drivers to regain driving privileges and maintain their independence.\u00a0<\/span><\/p>\n

An SR-22 is a certificate that your insurance company files on your behalf with the state to certify that you have the required amount of car insurance.\u00a0<\/span><\/p>\n

The term \u201cSR-22\u201d is often referred to in a number of ways, such as a Certificate of Financial Responsibility, an SR-22 form, SR-22 insurance, an SR-22 bond, etc. It is a state-filed form that certifies you have purchased the <\/span>state-required minimum liability auto insurance<\/span><\/a>.\u00a0 An auto insurance company issues an SR-22 \u2013 and they will automatically notify your state\u2019s Department of Motor Vehicles that you comply with demonstrating financial responsibility.\u00a0<\/span><\/p>\n

Technically speaking, an SR-22 certificate is not actually car insurance. It certifies that a driver has the proper amount of car insurance.\u00a0<\/span><\/p>\n

Who Needs an SR-222?<\/b><\/h2>\n

An SR-22 is an important document for individuals who have been deemed high-risk drivers by the state. This document is a certification from an insurance company that the individual has the required minimum liability insurance coverage, as mandated by the state. SR-22 is typically required for drivers who have been convicted of driving under the influence, repeat traffic offenses, or multiple accidents. Without an SR-22, the state may revoke an individual’s license, and they may not be able to legally operate a vehicle.\u00a0<\/span><\/p>\n

Having an SR-22 is essential to protecting oneself and others on the road and restoring the ability to drive legally. In addition, it serves as proof to the state that the individual is financially responsible and has taken steps to improve their driving record. Overall, having an SR-22 is crucial for high-risk drivers to regain driving privileges and maintain their independence.\u00a0<\/span><\/p>\n

Why Do I Need SR-22 Insurance?\u00a0<\/b><\/h2>\n

While SR-22 insurance is most commonly associated with DUI or DWI offenses, there are a number of other instances when an SR-22 is required. These instances include:\u00a0<\/span><\/p>\n