{"id":1505,"date":"2014-05-17T16:27:02","date_gmt":"2014-05-17T16:27:02","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=1505"},"modified":"2025-01-20T15:50:49","modified_gmt":"2025-01-20T15:50:49","slug":"should-i-buy-more-insurance-coverage-if-i-park-my-car-outside","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/auto\/should-i-buy-more-insurance-coverage-if-i-park-my-car-outside\/","title":{"rendered":"Should I buy more insurance coverage if I park my car outside?"},"content":{"rendered":"

Unless you own a classic car, keeping your vehicle locked in your garage overnight probably won\u2019t save you any money on your car insurance rates. Most car insurance companies no longer ask if you park in a garage. Even if they do ask, it doesn\u2019t mean they\u2019ll give you a break on rates, despite the fact that the garage keeps the car out of the elements and out of the reach of vandals.<\/p>\n

At one time, information about where you park your car was a factor in determining rates. But auto insurance companies have found that where you park doesn’t have much of an impact on whether you file an insurance claim.<\/p>\n

These days, insurers look at factors over which you may – or may not – have control. Factors weighed when setting rates include:<\/p>\n