If you are still questioning whether business insurance for vehicles is for you or you\u2019re exploring coverage options for your company vehicles, it\u2019s important to have all the facts. By researching a few commercial auto insurance facts, you can learn everything you need to know about commercial auto coverage and set your company up for success. <\/p>\n\n\n\n
What Is Commercial Auto Insurance and Why Do You Need It?<\/strong> <\/h2>\n\n\n\nCommercial auto insurance is a policy that offers coverage for business vehicles, so you, your employees, and your organization as a whole have financial protection in the event of an accident. If you have business vehicles or simply use your personal car to complete work tasks, you\u2019ll want business car insurance. Many personal policies have exclusions for professional use, so your claims could be denied if you don\u2019t upgrade to a professional policy. <\/p>\n\n\n\n
Here are 5 top things you need to know about commercial auto insurance. <\/p>\n\n\n\n
#1 Commercial Auto Insurance Covers More Than Just Your Vehicle<\/strong> <\/h2>\n\n\n\nPeople usually buy personal car insurance to protect their specific personal vehicles, but business owners have more responsibility. You may also have employees who drive your company cars, and you\u2019ll need to cover them and the vehicles they operate. Of course, business auto insurance will kick in to help pay for repairs to your car or any other property you may damage in an at-fault accident. Additionally, it can cover medical bills for you, your employees, and other parties involved in a collision. <\/p>\n\n\n\n
Your commercial policy also has extra protections that don\u2019t directly relate to auto repairs or medical bills. It can also help safeguard you against lawsuits if someone involved in a collision decides to sue your company. <\/p>\n\n\n\n
#2 You Can Insure More Than Just Cars \u2014 Trucks, Vans, and Even Special Vehicles!<\/strong> <\/h2>\n\n\n\nThere are several kinds of work vehicles that you can protect with a commercial vehicle insurance policy. Depending on your needs, you may use cars, vans, buses, trucks, and other kinds of vehicles to support your operations. A commercial policy can cover any type of automobile that you use for work purposes, including but not limited to: <\/p>\n\n\n\n
\n- Delivery cars\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Taxis\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Medical transport vehicles\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Limousines\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Box trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Moving vans\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Pickup trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Utility trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Food trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Catering vans\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- SUVs\u00a0<\/li>\n<\/ul>\n\n\n\n
It\u2019s important to keep in mind that the vehicle needs to be an automobile to qualify. Pieces of machinery that can travel on roads but are primarily meant to be used off roads, known as \u201cmobile equipment,\u201d don\u2019t qualify. That includes forklifts, bulldozers, lifts, tractors, and other types of equipment designed for industries like construction, farming, and warehousing. <\/p>\n\n\n\n
#3 Your Employees Are Covered \u2014 But Not Always in Every Situation<\/strong> <\/h2>\n\n\n\nCommercial vehicle insurance doesn\u2019t just protect you as the owner of the vehicle. It also protects your employees. When you allow your employees to use the work vehicles you own, they become \u201cpermissive users\u201d and your coverage extends to them. If they get into an accident while on the job, your policy will kick in and cover them as the driver as long as they\u2019re using a company vehicle. <\/p>\n\n\n\n
Things get a bit more complicated if your employee is using a personal vehicle for work purposes. If an employee uses their own car for your company, you may still be liable for damages even if you don\u2019t own the car, so you\u2019ll want to ensure you have coverage. You\u2019ll have to check to see if your specific plan covers employee-owned work vehicles. In many cases, you\u2019ll need to get an additional endorsement, such as hired and non-owned auto protection, to bridge the gap. <\/p>\n\n\n\n
It\u2019s also important to note that some policies will not protect employees if they\u2019re using a work vehicle for personal use. Some personal activities, like commuting, might be covered, while others may be excluded, especially if an employee is engaging in risky driving behavior. Be clear with your employees about when they\u2019re fully protected and when they may need to rely on their own personal policies.\u00a0<\/p>\n\n\n
\n![\"Delivery](\"https:\/\/www.freeway.com\/knowledge-center\/wp-content\/uploads\/sites\/2\/2025\/09\/fwy-the-top-5-things-you-didnt-know-about-commercial-auto-insurance-2.jpg\")
<\/figure><\/div>\n\n\n#4 Commercial Auto Insurance Protects Your Business Beyond Accidents<\/strong> <\/h2>\n\n\n\nMany people insure their company vehicles to ensure they can repair their car, truck, or van after an accident. However, accidents aren\u2019t the only time you might need to make a claim with a company vehicle. Business vehicles often transport valuable equipment or merchandise, so theft or vandalism can have a massive impact on your company. By getting comprehensive coverage on your auto plan, you can ensure that any stolen or damaged goods are covered if someone steals your vehicle or the contents inside. <\/p>\n\n\n\n
Comprehensive coverage will also kick in if another non-collision event impacts your vehicle. That way, your business car will be fully covered if a flood, fire, or other covered event happens in your area. <\/p>\n\n\n\n
#5 You Can Customize Your Coverage to Fit Your Specific Business Needs<\/strong>\u00a0<\/h2>\n\n\n\nJust like with personal plans, you can decide what types of commercial auto insurance you want for your business vehicles. Along with standard liability, comprehensive, or collision coverage, you can add on endorsements and extra protections. Customizing your plan with things like roadside assistance, rental reimbursement, loss of use protection, new vehicle replacement cost protection, or lease coverage is the best way to ensure that your policy is a perfect fit for your business needs and activities. <\/p>\n\n\n\n
Get the Right Commercial Auto Insurance for Your Business with Freeway Insurance<\/strong>\u00a0<\/h2>\n\n\n\nCar policies are a critical part of commercial insurance for small businesses. As a business owner, it\u2019s your responsibility to get the right protection for your company vehicles. Knowing when your policy applies, what it covers, and how it works is essential, whether you have a single company car or an entire fleet of work trucks. <\/p>\n\n\n\n
If you\u2019re looking for quality coverage that protects your business vehicles, get started at Freeway Insurance. Our knowledgeable agents will help you customize a business plan to safeguard your vehicles and employees, so you can hit the road with confidence. Reach out today by visiting a Freeway Insurance office<\/a>, requesting a free online quote<\/a>, or calling 800-777-5620<\/a> to find the right plan for you. <\/p>\n\n\n\nFAQs<\/strong> <\/h2>\n\n\n\nWant to learn more? Check out our FAQs about commercial auto protection. <\/p>\n\n\n\n
What Are the Benefits of Having Commercial Auto Insurance?<\/strong> <\/h3>\n\n\n\nGetting commercial protection for your company cars has several financial benefits. It streamlines the repair process and saves you money if you get into an accident or another covered incident. It also safeguards against other financial damages from medical bills, lawsuits, and more. <\/p>\n\n\n\n
What Does Commercial Auto Insurance Cover?<\/strong> <\/h3>\n\n\n\nCommercial auto insurance covers your company vehicles and any permissive drivers, such as employees. It can help pay for repairs to your own company property, alongside medical bills and property damage repairs for any other affected parties. <\/p>\n\n\n\n
Do I Need Commercial Auto Insurance If I Only Use My Vehicle for Business Occasionally?<\/strong> <\/h3>\n\n\n\nYou still need a commercial policy if you use your personal vehicle for work. If your personal policy excludes business use, you\u2019ll be out of luck if you get into an accident during work-related activities. Even if you only use your car for your company sometimes, it\u2019s better to be safe when it comes to coverage. <\/p>\n","protected":false},"excerpt":{"rendered":"
Your morning has been fantastic. You\u2019ve delivered some important equipment to a customer and gotten an order for some more. On the way back to the shop in the delivery van, you take a sip of coffee and it spills down your freshly-laundered white shirt. Instinctively, you glance down to survey the damage and bam! […]<\/p>\n","protected":false},"author":1002629,"featured_media":12177,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"importance":[],"type-content":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/12175"}],"collection":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1002629"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=12175"}],"version-history":[{"count":2,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/12175\/revisions"}],"predecessor-version":[{"id":12179,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/12175\/revisions\/12179"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media\/12177"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=12175"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=12175"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=12175"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/importance?post=12175"},{"taxonomy":"type-content","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/type-content?post=12175"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
People usually buy personal car insurance to protect their specific personal vehicles, but business owners have more responsibility. You may also have employees who drive your company cars, and you\u2019ll need to cover them and the vehicles they operate. Of course, business auto insurance will kick in to help pay for repairs to your car or any other property you may damage in an at-fault accident. Additionally, it can cover medical bills for you, your employees, and other parties involved in a collision. <\/p>\n\n\n\n
Your commercial policy also has extra protections that don\u2019t directly relate to auto repairs or medical bills. It can also help safeguard you against lawsuits if someone involved in a collision decides to sue your company. <\/p>\n\n\n\n
#2 You Can Insure More Than Just Cars \u2014 Trucks, Vans, and Even Special Vehicles!<\/strong> <\/h2>\n\n\n\nThere are several kinds of work vehicles that you can protect with a commercial vehicle insurance policy. Depending on your needs, you may use cars, vans, buses, trucks, and other kinds of vehicles to support your operations. A commercial policy can cover any type of automobile that you use for work purposes, including but not limited to: <\/p>\n\n\n\n
\n- Delivery cars\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Taxis\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Medical transport vehicles\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Limousines\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Box trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Moving vans\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Pickup trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Utility trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Food trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Catering vans\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- SUVs\u00a0<\/li>\n<\/ul>\n\n\n\n
It\u2019s important to keep in mind that the vehicle needs to be an automobile to qualify. Pieces of machinery that can travel on roads but are primarily meant to be used off roads, known as \u201cmobile equipment,\u201d don\u2019t qualify. That includes forklifts, bulldozers, lifts, tractors, and other types of equipment designed for industries like construction, farming, and warehousing. <\/p>\n\n\n\n
#3 Your Employees Are Covered \u2014 But Not Always in Every Situation<\/strong> <\/h2>\n\n\n\nCommercial vehicle insurance doesn\u2019t just protect you as the owner of the vehicle. It also protects your employees. When you allow your employees to use the work vehicles you own, they become \u201cpermissive users\u201d and your coverage extends to them. If they get into an accident while on the job, your policy will kick in and cover them as the driver as long as they\u2019re using a company vehicle. <\/p>\n\n\n\n
Things get a bit more complicated if your employee is using a personal vehicle for work purposes. If an employee uses their own car for your company, you may still be liable for damages even if you don\u2019t own the car, so you\u2019ll want to ensure you have coverage. You\u2019ll have to check to see if your specific plan covers employee-owned work vehicles. In many cases, you\u2019ll need to get an additional endorsement, such as hired and non-owned auto protection, to bridge the gap. <\/p>\n\n\n\n
It\u2019s also important to note that some policies will not protect employees if they\u2019re using a work vehicle for personal use. Some personal activities, like commuting, might be covered, while others may be excluded, especially if an employee is engaging in risky driving behavior. Be clear with your employees about when they\u2019re fully protected and when they may need to rely on their own personal policies.\u00a0<\/p>\n\n\n
\n<\/figure><\/div>\n\n\n#4 Commercial Auto Insurance Protects Your Business Beyond Accidents<\/strong> <\/h2>\n\n\n\nMany people insure their company vehicles to ensure they can repair their car, truck, or van after an accident. However, accidents aren\u2019t the only time you might need to make a claim with a company vehicle. Business vehicles often transport valuable equipment or merchandise, so theft or vandalism can have a massive impact on your company. By getting comprehensive coverage on your auto plan, you can ensure that any stolen or damaged goods are covered if someone steals your vehicle or the contents inside. <\/p>\n\n\n\n
Comprehensive coverage will also kick in if another non-collision event impacts your vehicle. That way, your business car will be fully covered if a flood, fire, or other covered event happens in your area. <\/p>\n\n\n\n
#5 You Can Customize Your Coverage to Fit Your Specific Business Needs<\/strong>\u00a0<\/h2>\n\n\n\nJust like with personal plans, you can decide what types of commercial auto insurance you want for your business vehicles. Along with standard liability, comprehensive, or collision coverage, you can add on endorsements and extra protections. Customizing your plan with things like roadside assistance, rental reimbursement, loss of use protection, new vehicle replacement cost protection, or lease coverage is the best way to ensure that your policy is a perfect fit for your business needs and activities. <\/p>\n\n\n\n
Get the Right Commercial Auto Insurance for Your Business with Freeway Insurance<\/strong>\u00a0<\/h2>\n\n\n\nCar policies are a critical part of commercial insurance for small businesses. As a business owner, it\u2019s your responsibility to get the right protection for your company vehicles. Knowing when your policy applies, what it covers, and how it works is essential, whether you have a single company car or an entire fleet of work trucks. <\/p>\n\n\n\n
If you\u2019re looking for quality coverage that protects your business vehicles, get started at Freeway Insurance. Our knowledgeable agents will help you customize a business plan to safeguard your vehicles and employees, so you can hit the road with confidence. Reach out today by visiting a Freeway Insurance office<\/a>, requesting a free online quote<\/a>, or calling 800-777-5620<\/a> to find the right plan for you. <\/p>\n\n\n\nFAQs<\/strong> <\/h2>\n\n\n\nWant to learn more? Check out our FAQs about commercial auto protection. <\/p>\n\n\n\n
What Are the Benefits of Having Commercial Auto Insurance?<\/strong> <\/h3>\n\n\n\nGetting commercial protection for your company cars has several financial benefits. It streamlines the repair process and saves you money if you get into an accident or another covered incident. It also safeguards against other financial damages from medical bills, lawsuits, and more. <\/p>\n\n\n\n
What Does Commercial Auto Insurance Cover?<\/strong> <\/h3>\n\n\n\nCommercial auto insurance covers your company vehicles and any permissive drivers, such as employees. It can help pay for repairs to your own company property, alongside medical bills and property damage repairs for any other affected parties. <\/p>\n\n\n\n
Do I Need Commercial Auto Insurance If I Only Use My Vehicle for Business Occasionally?<\/strong> <\/h3>\n\n\n\nYou still need a commercial policy if you use your personal vehicle for work. If your personal policy excludes business use, you\u2019ll be out of luck if you get into an accident during work-related activities. Even if you only use your car for your company sometimes, it\u2019s better to be safe when it comes to coverage. <\/p>\n","protected":false},"excerpt":{"rendered":"
Your morning has been fantastic. You\u2019ve delivered some important equipment to a customer and gotten an order for some more. On the way back to the shop in the delivery van, you take a sip of coffee and it spills down your freshly-laundered white shirt. Instinctively, you glance down to survey the damage and bam! […]<\/p>\n","protected":false},"author":1002629,"featured_media":12177,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"importance":[],"type-content":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/12175"}],"collection":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1002629"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=12175"}],"version-history":[{"count":2,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/12175\/revisions"}],"predecessor-version":[{"id":12179,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/12175\/revisions\/12179"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media\/12177"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=12175"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=12175"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=12175"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/importance?post=12175"},{"taxonomy":"type-content","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/type-content?post=12175"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
- \n
- Taxis\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Medical transport vehicles\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Limousines\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Box trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Moving vans\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Pickup trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Utility trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Food trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Catering vans\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- SUVs\u00a0<\/li>\n<\/ul>\n\n\n\n
It\u2019s important to keep in mind that the vehicle needs to be an automobile to qualify. Pieces of machinery that can travel on roads but are primarily meant to be used off roads, known as \u201cmobile equipment,\u201d don\u2019t qualify. That includes forklifts, bulldozers, lifts, tractors, and other types of equipment designed for industries like construction, farming, and warehousing. <\/p>\n\n\n\n
#3 Your Employees Are Covered \u2014 But Not Always in Every Situation<\/strong> <\/h2>\n\n\n\n
Commercial vehicle insurance doesn\u2019t just protect you as the owner of the vehicle. It also protects your employees. When you allow your employees to use the work vehicles you own, they become \u201cpermissive users\u201d and your coverage extends to them. If they get into an accident while on the job, your policy will kick in and cover them as the driver as long as they\u2019re using a company vehicle. <\/p>\n\n\n\n
Things get a bit more complicated if your employee is using a personal vehicle for work purposes. If an employee uses their own car for your company, you may still be liable for damages even if you don\u2019t own the car, so you\u2019ll want to ensure you have coverage. You\u2019ll have to check to see if your specific plan covers employee-owned work vehicles. In many cases, you\u2019ll need to get an additional endorsement, such as hired and non-owned auto protection, to bridge the gap. <\/p>\n\n\n\n
It\u2019s also important to note that some policies will not protect employees if they\u2019re using a work vehicle for personal use. Some personal activities, like commuting, might be covered, while others may be excluded, especially if an employee is engaging in risky driving behavior. Be clear with your employees about when they\u2019re fully protected and when they may need to rely on their own personal policies.\u00a0<\/p>\n\n\n
\n<\/figure><\/div>\n\n\n#4 Commercial Auto Insurance Protects Your Business Beyond Accidents<\/strong> <\/h2>\n\n\n\n
Many people insure their company vehicles to ensure they can repair their car, truck, or van after an accident. However, accidents aren\u2019t the only time you might need to make a claim with a company vehicle. Business vehicles often transport valuable equipment or merchandise, so theft or vandalism can have a massive impact on your company. By getting comprehensive coverage on your auto plan, you can ensure that any stolen or damaged goods are covered if someone steals your vehicle or the contents inside. <\/p>\n\n\n\n
Comprehensive coverage will also kick in if another non-collision event impacts your vehicle. That way, your business car will be fully covered if a flood, fire, or other covered event happens in your area. <\/p>\n\n\n\n
#5 You Can Customize Your Coverage to Fit Your Specific Business Needs<\/strong>\u00a0<\/h2>\n\n\n\n
Just like with personal plans, you can decide what types of commercial auto insurance you want for your business vehicles. Along with standard liability, comprehensive, or collision coverage, you can add on endorsements and extra protections. Customizing your plan with things like roadside assistance, rental reimbursement, loss of use protection, new vehicle replacement cost protection, or lease coverage is the best way to ensure that your policy is a perfect fit for your business needs and activities. <\/p>\n\n\n\n
Get the Right Commercial Auto Insurance for Your Business with Freeway Insurance<\/strong>\u00a0<\/h2>\n\n\n\n
Car policies are a critical part of commercial insurance for small businesses. As a business owner, it\u2019s your responsibility to get the right protection for your company vehicles. Knowing when your policy applies, what it covers, and how it works is essential, whether you have a single company car or an entire fleet of work trucks. <\/p>\n\n\n\n
If you\u2019re looking for quality coverage that protects your business vehicles, get started at Freeway Insurance. Our knowledgeable agents will help you customize a business plan to safeguard your vehicles and employees, so you can hit the road with confidence. Reach out today by visiting a Freeway Insurance office<\/a>, requesting a free online quote<\/a>, or calling 800-777-5620<\/a> to find the right plan for you. <\/p>\n\n\n\n
FAQs<\/strong> <\/h2>\n\n\n\n
Want to learn more? Check out our FAQs about commercial auto protection. <\/p>\n\n\n\n
What Are the Benefits of Having Commercial Auto Insurance?<\/strong> <\/h3>\n\n\n\n
Getting commercial protection for your company cars has several financial benefits. It streamlines the repair process and saves you money if you get into an accident or another covered incident. It also safeguards against other financial damages from medical bills, lawsuits, and more. <\/p>\n\n\n\n
What Does Commercial Auto Insurance Cover?<\/strong> <\/h3>\n\n\n\n
Commercial auto insurance covers your company vehicles and any permissive drivers, such as employees. It can help pay for repairs to your own company property, alongside medical bills and property damage repairs for any other affected parties. <\/p>\n\n\n\n
Do I Need Commercial Auto Insurance If I Only Use My Vehicle for Business Occasionally?<\/strong> <\/h3>\n\n\n\n
You still need a commercial policy if you use your personal vehicle for work. If your personal policy excludes business use, you\u2019ll be out of luck if you get into an accident during work-related activities. Even if you only use your car for your company sometimes, it\u2019s better to be safe when it comes to coverage. <\/p>\n","protected":false},"excerpt":{"rendered":"
Your morning has been fantastic. You\u2019ve delivered some important equipment to a customer and gotten an order for some more. On the way back to the shop in the delivery van, you take a sip of coffee and it spills down your freshly-laundered white shirt. Instinctively, you glance down to survey the damage and bam! […]<\/p>\n","protected":false},"author":1002629,"featured_media":12177,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"importance":[],"type-content":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/12175"}],"collection":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1002629"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=12175"}],"version-history":[{"count":2,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/12175\/revisions"}],"predecessor-version":[{"id":12179,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/12175\/revisions\/12179"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media\/12177"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=12175"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=12175"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=12175"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/importance?post=12175"},{"taxonomy":"type-content","embeddable":true,"href":"https:\/\/www.freeway.com\/knowledge-center\/wp-json\/wp\/v2\/type-content?post=12175"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
- SUVs\u00a0<\/li>\n<\/ul>\n\n\n\n
- Catering vans\u00a0<\/li>\n<\/ul>\n\n\n\n
- Food trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
- Utility trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
- Pickup trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
- Moving vans\u00a0<\/li>\n<\/ul>\n\n\n\n
- Box trucks\u00a0<\/li>\n<\/ul>\n\n\n\n
- Limousines\u00a0<\/li>\n<\/ul>\n\n\n\n
- Medical transport vehicles\u00a0<\/li>\n<\/ul>\n\n\n\n