{"id":12152,"date":"2025-09-01T09:12:00","date_gmt":"2025-09-01T09:12:00","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=12152"},"modified":"2025-09-01T21:12:46","modified_gmt":"2025-09-01T21:12:46","slug":"covered-california-subsidies","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/health-insurance\/covered-california-subsidies\/","title":{"rendered":"How To Maximize Your Health Coverage with Covered California Subsidies\u00a0"},"content":{"rendered":"\n

The Affordable Care Act helps people across the United States get cheap, reliable healthcare coverage. In many cases, people applying through Covered California<\/a> will be able to get financial help through government subsidies. Thanks to these health insurance subsidies, the government helps pay costs for people in lower income brackets, so they can maximize health coverage and find affordable health insurance in California.  <\/p>\n\n\n\n

There are multiple ways the government subsidizes ACA marketplace plans, so many Californians can get a great policy at a low price. <\/p>\n\n\n\n

What Are Covered California Subsidies and How Do They Work?<\/strong> <\/h2>\n\n\n\n

Covered California health insurance subsidies are types of government-provided financial support that are specifically designed to make your health insurance from the Covered California marketplace more affordable.  <\/p>\n\n\n\n

There are two main forms of healthcare subsidies in California: premium tax credits, which you can apply toward your premium, and cost-sharing reductions, which are designed to put a cap on your premiums. Both programs provide variable assistance depending on your income and are based on the Federal Poverty Guidelines, which for 2025 are: <\/p>\n\n\n\n