{"id":11430,"date":"2025-03-12T18:13:37","date_gmt":"2025-03-12T18:13:37","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=11430"},"modified":"2025-03-13T17:26:40","modified_gmt":"2025-03-13T17:26:40","slug":"renting-with-pets","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/renters-insurance\/renting-with-pets\/","title":{"rendered":"Renting with Pets? Why Skipping Renters Insurance Could Cost You Thousands"},"content":{"rendered":"\n

If you have a pet and rent your home, renters insurance isn\u2019t just a good idea\u2014it\u2019s essential. Even the most well-behaved pets can cause unexpected damage or, worse, lead to costly legal trouble. Without the right coverage, you could be on the hook for thousands of dollars in repairs, medical bills, or even lawsuits.<\/p>\n\n\n\n

Let\u2019s break down why pet owners need renters insurance and how it can protect you from financial headaches.<\/p>\n\n\n\n

Pet Damage: Are You Covered?<\/strong><\/h2>\n\n\n\n

You love your furry friend, but accidents happen. Renters insurance provides property damage liability<\/strong><\/a>, which helps cover the cost if your pet damages someone else’s property. Imagine your dog dashes out the door and tears up a neighbor\u2019s flowerbed or scratches up the hardwood floors\u2014without insurance, those repairs come out of your pocket.<\/p>\n\n\n\n

Even more importantly, renters insurance includes liability coverage for injuries<\/strong><\/a>. If your pet bites a guest, a neighbor, or even another pet, you could be responsible for medical bills, legal fees, or settlement costs. Without coverage, a single incident could put your finances at serious risk.<\/p>\n\n\n\n

Renters Insurance vs. Pet Insurance: What\u2019s the Difference?<\/strong><\/h2>\n\n\n\n

Renters insurance and pet insurance serve completely different purposes\u2014if you\u2019re renting with pets, you\u2019ll likely need both.<\/p>\n\n\n\n