{"id":11381,"date":"2025-01-20T05:15:00","date_gmt":"2025-01-20T05:15:00","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=11381"},"modified":"2025-12-24T16:21:38","modified_gmt":"2025-12-24T16:21:38","slug":"hosting-safe-fun-party-at-home-big-game","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/homeowners-insurance\/hosting-safe-fun-party-at-home-big-game\/","title":{"rendered":"Hosting a Safe and Fun Party at Home for the Big Game\u00a0"},"content":{"rendered":"\n

When you\u2019re trying to host the football watch party of the year, insurance is the last thing you want to worry about. However, if you don\u2019t have a solid homeowners insurance<\/a> policy to protect yourself, your big game party could be headed toward disaster. While you prepare for fun by making your signature buffalo wings and firing up the flatscreen, you\u2019ll also want to think about how to avoid any party fouls that could lead to an insurance claim. By taking a few simple precautions ahead of time and staying alert during the game, you can make sure everyone has a ball. <\/p>\n\n\n\n

Understanding Home Insurance Before Big Game Parties<\/strong> <\/h2>\n\n\n\n

Every year, people gather from far and wide to root for their favorite football team and see who brings home the winning trophy. While your favorite players train on the field, you\u2019ll be busy preparing for your game-time get-together. That includes reviewing your homeowners insurance coverage. <\/p>\n\n\n\n

Everyone knows that diehard football fans can get a bit rowdy, especially when watching the championship game. If people get a bit too excited and cause some collateral damage in your home, you\u2019ll want to make sure your insurer has your back. You\u2019re responsible for the things that happen in your home, whether you\u2019re renting out your home<\/a> or just hosting a few friends. <\/p>\n\n\n\n

Plus, damage to your home isn\u2019t your only risk as a host. Your homeowners liability plan will also kick in if someone gets injured on your property or if someone else\u2019s belongings get damaged. The right plan will give you the peace of mind and financial protection you want, whether a rogue football breaks your window or someone slips and falls on their way to the snack bar. <\/p>\n\n\n\n

Preparing Your Defensive Line: Minimizing Party Risks<\/strong> <\/h2>\n\n\n\n

Before you open the doors for your game day bash, make sure you have a handle on some basic home party safety to effectively protect yourself from accidents during house parties<\/a>. Whether it\u2019s a small kickback or a massive gathering, these best practices can help you protect your guests, your home, and yourself. <\/p>\n\n\n\n

Alcohol Awareness and Guest Safety<\/strong> <\/h3>\n\n\n\n

Alcoholic drinks are often a staple of football watch parties, but serving alcohol as a party host can involve some extra responsibility. In some states, you may be subject to social host liability<\/a>, where you are legally responsible if you provide alcohol to a guest who later causes an accident. Laws can vary by state, so it\u2019s important to understand your responsibilities as a host depending on where you live. In California, for example, social host liability kicks in if you make alcohol available to an underage guest. <\/p>\n\n\n\n

Along with the risk of drunk driving, overserving guests could lead to all kinds of fouls, whether someone falls over after drinking too much or trips and damages your property. Using some general alcohol awareness practices can keep your party running smoothly. Here are a few tips: <\/p>\n\n\n\n