{"id":10514,"date":"2024-10-07T20:42:06","date_gmt":"2024-10-07T20:42:06","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=10514"},"modified":"2025-01-28T14:10:01","modified_gmt":"2025-01-28T14:10:01","slug":"2024-2025-covered-california-open-enrollment-faq-guide","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/health-insurance\/2024-2025-covered-california-open-enrollment-faq-guide\/","title":{"rendered":"2024-2025 Covered California Open Enrollment FAQ Guide\u00a0"},"content":{"rendered":"\n

Did you know one in five Californians are eligible for free health insurance? Are you one of them? There\u2019s an easy way to find. At Freeway Insurance, we have bilingual agents standing by to help you sign up for health insurance for next year during Covered California\u2019s Open Enrollment from Nov. 1, 2024, to Jan. 31, 2025. This service is free to you. Call us at 866-951-0476<\/a> so we can help you today \u2013 for free!<\/p>\n\n\n\n

Covered California General Information<\/h2>\n\n\n\n

What is Covered CA?<\/h3>\n\n\n\n

Covered California<\/a> is the state’s health insurance marketplace where Californians can compare and purchase affordable health plans. It also helps residents determine if they qualify for financial assistance or Medi-Cal, California’s Medicaid program<\/a>.<\/p>\n\n\n\n

What is the Difference Between Covered California and Obamacare?<\/h3>\n\n\n\n

Obamacare is the federal law that mandates California health insurance<\/a> coverage, and Covered CA is the state’s implementation of Obamacare. Covered California provides access to ACA-compliant health plans and financial assistance to help reduce costs.<\/p>\n\n\n\n

Is Covered California the Same as Medi-Cal?<\/h3>\n\n\n\n

No, Medi-Cal is a separate program that provides free or low-cost healthcare for low-income residents. When you apply for health insurance, if you qualify for Medi-Cal, your application will automatically be rerouted.<\/p>\n\n\n\n

Can I Get Covered California for free?<\/h3>\n\n\n\n

Yes, many Californians qualify for $0 premiums based on their income*. One in five residents can enroll in Covered CA at no cost per month\u2014click here to see if you qualify<\/a> or call us at 866-951-0476<\/a>.<\/p>\n\n\n\n

How Much is Covered California?<\/h3>\n\n\n\n

The cost of Covered CA varies based on your income, family size, and the plan you select. Many people qualify for reduced premiums, with some paying as low as $10 per month or less than $1 per day.<\/p>\n\n\n\n

Do you Pay Back Covered California?<\/h3>\n\n\n\n

If you receive more financial assistance than you’re eligible for, you may have to repay part of it when you file your taxes. This is determined based on your final income for the year.<\/p>\n\n\n\n

How Do You Qualify for Free Healthcare in California?<\/h3>\n\n\n\n

You can qualify for free healthcare<\/a> through Medi-Cal<\/a> if your income falls below a certain threshold. Covered CA also offers financial assistance for those whose incomes exceed Medi-Cal limits.<\/p>\n\n\n\n

Do You Have to Apply to Covered California Every Year?<\/h3>\n\n\n\n

Yes, you need to renew or update your plan during the annual open enrollment period<\/a> to ensure your coverage continues and your financial assistance remains accurate. You can also make changes during this time if necessary.<\/p>\n\n\n\n

How Long Does it Take to Get Approved for Covered California?<\/h3>\n\n\n\n

Approval times can vary, but you typically receive confirmation of enrollment within a few weeks. Once approved, your coverage can begin as soon as next month.<\/p>\n\n\n\n

What Are the Penalties for Not Having Health Insurance in 2024-25?<\/h3>\n\n\n\n

In California, there is a penalty for not having health insurance in 2024-2025<\/a>. If you don\u2019t have coverage, you may face a tax penalty when you file your state taxes. Here’s how it works:<\/p>\n\n\n\n