{"id":10493,"date":"2024-09-16T19:56:46","date_gmt":"2024-09-16T19:56:46","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=10493"},"modified":"2025-01-28T14:10:13","modified_gmt":"2025-01-28T14:10:13","slug":"when-is-health-insurance-open-enrollment","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/health-insurance\/when-is-health-insurance-open-enrollment\/","title":{"rendered":"When Is Health Insurance Open Enrollment 2024?\u00a0"},"content":{"rendered":"\n

The Health Insurance Marketplace makes it possible for thousands of eligible individuals to get coverage, but you have to follow a specific timeline if you want to sign up. So when is open enrollment in 2024 and beyond? Knowing the correct sign-up dates and special considerations is your first step to getting an affordable health insurance<\/a> plan. <\/p>\n\n\n\n

Navigating 2024 Health Insurance Open Enrollment<\/strong> <\/h2>\n\n\n\n

In general, open enrollment happens at the same time every year, during which you can apply for coverage and select the right Marketplace medical policy for you. Medicare is open for application and renewal based on your birthdate. <\/p>\n\n\n\n

The Ebb and Flow of Enrollment Dates<\/strong> <\/h3>\n\n\n\n

When is open enrollment in 2024? For most states, open registration begins on November 1 and ends on January 15 of the following year.<\/strong> These dates are usually the same year after year, so you can register for coverage on a set schedule. <\/p>\n\n\n\n

This period gives you about two and a half months to decide if you want Marketplace coverage and to determine which type of health insurance<\/a> plan you want. Regardless of the plan you choose, you’ll have that plan for the next calendar year, unless you have a qualifying event that lets you change your policy, such as getting coverage through your job. <\/p>\n\n\n\n

Why These Dates Matter to You<\/strong> <\/h3>\n\n\n\n

Keeping track of open registration dates is critical if you want to get health insurance through your state. If you miss open enrollment<\/a>, you may not be able to sign up for the health insurance you need. You’ll be limited to plans that aren’t regulated by the Affordable Care Act<\/a> (ACA \u2014 also known as Obamacare<\/a>). These policies are usually designed as add-ons to your primary coverage, so you could spend the next year without adequate coverage. <\/p>\n\n\n\n

Key Dates for 2024 Enrollment<\/strong> <\/h2>\n\n\n\n

The November 1 start date and the January 15 end date are the main dates to be aware of when enrolling in a health insurance plan<\/a> in 2024. However, some states have different timelines. <\/p>\n\n\n\n

Understanding Your State’s Schedule<\/strong> <\/h3>\n\n\n\n

Certain states have their own ACA marketplace exchanges, and they set their own enrollment dates. For example, California, the District of Columbia, New Jersey, New York, and Rhode Island all extend their open registration periods through January 31<\/a> each year. It’s important to check your state’s requirements to ensure you apply on time. <\/p>\n\n\n\n

Marking Your Calendar: What to Do When<\/strong> <\/h3>\n\n\n\n

It does not take long to sign up for a Marketplace plan, so you can register at any point in the open registration period. However, planning ahead can help you get this critical task out of the way so you won’t have to stress about missing a health insurance enrollment deadline.\u00a0<\/p>\n\n\n

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Preparing for Open Enrollment<\/strong> <\/h2>\n\n\n\n

Now that you know the deadlines, it’s time to start getting ready to sign up for your plan. Here are a few things to keep in mind. <\/p>\n\n\n\n

Documents and Information You’ll Need<\/strong> <\/h3>\n\n\n\n

When filling out your application for individual health insurance, be prepared with the following information: <\/p>\n\n\n\n