{"id":10196,"date":"2024-04-01T04:16:00","date_gmt":"2024-04-01T04:16:00","guid":{"rendered":"https:\/\/www.freeway.com\/knowledge-center\/?p=10196"},"modified":"2024-04-01T16:17:23","modified_gmt":"2024-04-01T16:17:23","slug":"disaster-preparedness-how-to-make-sure-your-homeowners-insurance-has-you-covered","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/knowledge-center\/homeowners-insurance\/disaster-preparedness-how-to-make-sure-your-homeowners-insurance-has-you-covered\/","title":{"rendered":"Disaster Preparedness: How to Make Sure Your Homeowners Insurance Has You Covered"},"content":{"rendered":"\n
Natural disaster homeowners insurance<\/a> is your first line of defense against financial stress if a severe weather event damages your home. Understanding the basics of natural disaster coverage can help you pick out a policy that covers all your bases and stay prepared in an emergency. By exploring common questions and breaking down the first steps to take in the event of an emergency, you can enjoy peace of mind, even when the unexpected occurs. <\/p>\n\n\n\n When a severe weather event occurs, filing a claim with your natural disaster homeowners insurance policy can help you get the financial support you need to complete critical repairs. With a comprehensive policy covering natural disasters, you can immediately spring into action instead of having to scrounge up funds for emergency repairs or dip into your savings. <\/p>\n\n\n\n When insuring your home, you may have questions like: Does insurance cover natural disasters<\/a>? What about storm damage from landslides or tornadoes? While many homeowners’ policies have some protection coverage for storms, it\u2019s important to understand your plan before filing a claim. <\/p>\n\n\n\n For example, typical homeowners policies don\u2019t cover any damage to your home from certain situations like floods, landslides, and earthquakes. Tornado coverage can vary by area. To stay covered, talk to your insurer about your insurance policy and consider add-ons for earth movement, hail, storms, and flooding. <\/p>\n\n\n\n Certain natural disasters have their own insurance considerations that you should take into account to ensure you\u2019re financially prepared. <\/p>\n\n\n\n Most insurers don\u2019t include earthquakes, hurricanes, and floods from natural disasters in their policies. While they may cover specific situations, such as wind damage or fires started during a disaster, you\u2019ll likely need to secure additional coverage with your natural disaster insurance. This is just one way you can prepare for hurricanes<\/a> and other disasters. <\/p>\n\n\n\n You can also secure disaster coverage for less common events, like volcanic eruptions and lightning strikes. Explore your specific policy and talk to your provider to determine if you need specialty coverage.\u00a0<\/p>\n\n\nThe Role of Homeowners Insurance in Disaster Recovery<\/strong> <\/h2>\n\n\n\n
Navigating Insurance Policies Before a Disaster Strikes<\/strong> <\/h2>\n\n\n\n
Financial Preparation for Specific Natural Disasters<\/strong> <\/h2>\n\n\n\n
Earthquake, Flood, and Hurricane Insurance Explained<\/strong> <\/h3>\n\n\n\n
Lesser-Known Disasters: Are You Covered?<\/strong> <\/h3>\n\n\n\n