{"id":7940,"date":"2014-03-25T08:00:42","date_gmt":"2014-03-25T15:00:42","guid":{"rendered":"https:\/\/www.freeway.com\/?p=7940"},"modified":"2022-08-17T21:14:14","modified_gmt":"2022-08-17T21:14:14","slug":"is-there-light-at-the-end-of-the-tunnel","status":"publish","type":"post","link":"https:\/\/www.freeway.com\/blog\/auto-insurance\/auto-insurance-news-blog\/is-there-light-at-the-end-of-the-tunnel\/","title":{"rendered":"Is There Light at the End of the Tunnel?"},"content":{"rendered":"
If you\u2019re having trouble finding traditional 40- and 60-watt light bulbs, you\u2019re not alone. Due to government-mandated efficiency standards, starting this year, light bulb manufacturers have stopped making these popular incandescent bulbs. This follows the phasing out of incandescent 75- and 100-watt light bulbs in 2013. \u00a0And if you\u2019re still using a high-wattage halogen lamp, it would be a good idea to make sure you\u2019ve got renters<\/a> or homeowners<\/a> insurance \u2013 more on this later; keep reading.<\/p>\n It all began with the Energy Independence and Security Act<\/a> signed by President Bush in 2007.\u00a0 According to the Environmental Protection Agency, only 10% of the energy from traditional light bulbs is converted into light \u2013 the other 90% is wasted as heat.<\/p>\n So given your favorite light bulb is no longer available, what are your choices? Basically, your choices are halogen, compact fluorescent bulbs (CFLs), Light Emitting Diodes (LEDs), or high-efficiency incandescents (regular incandescents that have the filament wrapped in gas).<\/p>\n High-wattage halogen lamps <\/b><\/p>\n High-wattage halogen lamps present a very real fire danger in the form of an estimated 30-40 million free-standing torchiere lamps found in use today. These floor lamps use either a 300- or a 500-watt halogen tube.<\/p>\n The Consumer Product Safety Commission<\/a>(CPSC) notes that at least 100 fires and 10 deaths nationwide have been associated with torchiere lamps containing tubular halogen lamps.<\/p>\n In 1995, fire caused by a halogen pole lamp at the Arkansas Hendrix College dormitory resulted in $450,000 damage. Hope those students had renters<\/a> insurance coverage.<\/p>\n Follow these tips from the CPSC for safer use of halogen lamps:<\/p>\n Compact Fluorescent Bulbs<\/b> (CFLs)<\/b><\/p>\n CFLs contain a small amount of Mercury, a hazardous material that’s dangerous to human health and the environment.<\/p>\n If a CFL breaks, the cleanup procedures<\/a> are detailed, including:<\/p>\n In addition, discarded CFLs usually must be taken to a recycling center \u2014 not thrown in the garbage. For that reason, many people are now choosing safer LED lights or other lamps instead of CFLs.<\/p>\n See complete CFL cleanup and disposal instructions from the EPA<\/b><\/a>.<\/b><\/p>\n Light Emitting Diodes (LEDs)<\/b><\/p>\n LED advantages versus compact fluorescent bulbs:<\/b><\/p>\n Whatever light source you choose, be sure you\u2019ve got a good renters<\/a> or homeowners<\/a> insurance policy. It\u2019s worth its weight in gold when you need it.<\/p>\n\n
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